s******l
发帖数: 333 | 1 我没有什么理财经验，也不打算经常trade,但希望投到IRA的钱能够稳定增值。
因为今年是第一年投IRA,也就5000块钱。请问该在哪里开帐户好呢？希望没有年费和很
高的其他费用（尽管我也不知道会有什么费用）。
看到chase也有这项服务。如果想要交易的，需要加入brokerage account.一般而言这种account收年费吗？我想我会倾向买个bond or mutual fund之类的。 | a*********g
发帖数: 8087 | | h******n
发帖数: 106 | 3 一般而言这种account不收年费.
If you want to buy index fund, Vanguard is OK.
It is free to buy Vanguard fund there. But other choices are limited.
Fidelity is similar. They also offer some free ETF trades.
If you want to buy more funds, Charles Schwab has lots of no-load fund.
The choice is plenty and most funds do not charge transaction fee.
However, you do not want to buy Vanguard or Fidelity fund in
Schwab account ($50 per trade).
这种account收年费吗？我想我会倾向买个bond or mutual fund之类的。
【在 s******l 的大作中提到】
: 我没有什么理财经验，也不打算经常trade,但希望投到IRA的钱能够稳定增值。
: 因为今年是第一年投IRA,也就5000块钱。请问该在哪里开帐户好呢？希望没有年费和很
: 高的其他费用（尽管我也不知道会有什么费用）。
: 看到chase也有这项服务。如果想要交易的，需要加入brokerage account.一般而言这种account收年费吗？我想我会倾向买个bond or mutual fund之类的。
| s******l
发帖数: 333 | 4 Thanks. 请问fidelity and Vanguard哪个好？在收费上差异大吗？我们的401K都是在
vanguard,所以好像还熟悉一点。vanguard fund交易收手续费吗？
【在 h******n 的大作中提到】
: 一般而言这种account不收年费.
: If you want to buy index fund, Vanguard is OK.
: It is free to buy Vanguard fund there. But other choices are limited.
: Fidelity is similar. They also offer some free ETF trades.
: If you want to buy more funds, Charles Schwab has lots of no-load fund.
: The choice is plenty and most funds do not charge transaction fee.
: However, you do not want to buy Vanguard or Fidelity fund in
: Schwab account ($50 per trade).
:
: 这种account收年费吗？我想我会倾向买个bond or mutual fund之类的。
| h******n
发帖数: 106 | 5 I did not use Fidelity before.
I think they are similar: no fee to buy its own company's MF, but
high fee to buy others' MF.
No 手续费 if you buy Vanguard fund in Vanguard IRA.
【在 s******l 的大作中提到】
: Thanks. 请问fidelity and Vanguard哪个好？在收费上差异大吗？我们的401K都是在
: vanguard,所以好像还熟悉一点。vanguard fund交易收手续费吗？
| s******l
发帖数: 333 | 6 vanguard有年费吗？有没有minimum balance的要求？
【在 h******n 的大作中提到】
: I did not use Fidelity before.
: I think they are similar: no fee to buy its own company's MF, but
: high fee to buy others' MF.
: No 手续费 if you buy Vanguard fund in Vanguard IRA.
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