S**C
发帖数: 2964 | 1 【 以下文字转载自 TAX 讨论区 】
发信人: SOFC (SOFC), 信区: TAX
标 题: HSA question
发信站: BBS 未名空间站 (Mon Dec 2 17:49:29 2013, 美东)
Can I enroll myself and my kids in HDHP and contribute max ($5550) to HSA
plus company free contribution ($1000), and my LD (just self) enrolls in PPO
and contribute to FSA (let's say $1000 to cover the whole family)?
TIA | r****m
发帖数: 1204 | 2 This is a complicated question, some answers for your reference:
a. Your LD's FSA needs to be limited FSA in order for you to qualify for HSA.
b. Assume a). above is met, your LD's FSA cannot cover your expenses.
c. If you try to violate b)., and audited by IRS later on, you will face
penalty. | S**C
发帖数: 2964 | 3 Can you elaborate point a?
If both are PPO but separate policy, LD's FSA can be used towards my medical
expenses and vise vesa right?
Some link from Tax borad, which did not set any limit on a)
http://www.connectyourcare.com/suntrustpf/tools/limits.pdf
HSA.
【在 r****m 的大作中提到】
: This is a complicated question, some answers for your reference:
: a. Your LD's FSA needs to be limited FSA in order for you to qualify for HSA.
: b. Assume a). above is met, your LD's FSA cannot cover your expenses.
: c. If you try to violate b)., and audited by IRS later on, you will face
: penalty.
| r****m
发帖数: 1204 | | S**C
发帖数: 2964 | 5 Her FSA is not limited purpose medical FSA, but general purpose one, so it
means I am out of luck right? I also find in some forum also said so but the
poster post no link materials. Can you point me to some links? Thanks.
It sucks, another marriage penalty.
【在 r****m 的大作中提到】
: This page explains it well -
: http://gdynamic.com/participants/188-limited-purpose-medical-fs
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