l******i
发帖数: 880 | 1 假如HSA和FSA只是在我的名下
1. HSA和FSA可以用来给家人付账单吗？ 如果老婆生孩子的话，可以付吗？
2. HSA任何时间都可以contribute吗？
谢谢！ |
r****m
发帖数: 1204 | 2 没人回啊, 我来说一下吧 -
If you have HSA, never ever use it until you reach your retirement, treat it
as 401k!
But obviously you cannot have HSA and FSA at the same time, so this means
use your spare money to pay for any out of pocket medical expenses. |
l******i
发帖数: 880 | 3 Why can't I use the HSA until retirement?
it
【在 r****m 的大作中提到】
: 没人回啊, 我来说一下吧 -
: If you have HSA, never ever use it until you reach your retirement, treat it
: as 401k!
: But obviously you cannot have HSA and FSA at the same time, so this means
: use your spare money to pay for any out of pocket medical expenses.
|
r****m
发帖数: 1204 | 4 You can use it anytime, but it's best to keep it growing tax-free at the HSA
account until when you need it in your retirement time.
You can use it to pay for Medicare expenses which you will need to pay
anyway, and it's tax free to use at that time too. |
s**********e
发帖数: 268 | 5 听说HSA可以把receipt都攒起来之后一起报，这样里面的钱就可以接着增长
不过我比较怕麻烦，医疗费用都是直接刷的HSA卡
HSA
【在 r****m 的大作中提到】
: You can use it anytime, but it's best to keep it growing tax-free at the HSA
: account until when you need it in your retirement time.
: You can use it to pay for Medicare expenses which you will need to pay
: anyway, and it's tax free to use at that time too.
|
r****m
发帖数: 1204 | 6 Don't use the HSA debit card, let it grow until you need money to pay for
medicare expenses, long term care expense, etc. |
y***j
发帖数: 11235 | 7 相當於讓這個滿着，怎麼也比401k強？尤其對於401k存不滿的
HSA
【在 r****m 的大作中提到】
: You can use it anytime, but it's best to keep it growing tax-free at the HSA
: account until when you need it in your retirement time.
: You can use it to pay for Medicare expenses which you will need to pay
: anyway, and it's tax free to use at that time too.
|
i*****T
发帖数: 1855 | 8 HSA 里的钱怎么投资？不就是一个checking acc么？也没啥空间可以留着“growing
tax-free”啊？ |
|
E*******r
发帖数: 2710 | 9 你的HSA帐号里没有investment option吗?
【在 i*****T 的大作中提到】
: HSA 里的钱怎么投资？不就是一个checking acc么？也没啥空间可以留着“growing
: tax-free”啊？
|
