s********y
发帖数: 3811 | 1 【 以下文字转载自 TAX 讨论区 】
发信人: secondcity (pain is love), 信区: TAX
标 题: 关于2013的backdoor roth IRA
发信站: BBS 未名空间站 (Fri Jan 4 11:47:06 2013, 美东)
新年过后，这个应该可以操作了，是不是这样：
1. 往IRA拨5500$,
2. 钱到户头后，把5500$转到roth ira 户头后。 完毕。
我不太确定的5500$的限额。 | s*********0
发帖数: 2045 | 2 Yes on $5,500. I just did it in Vanguard.
【在 s********y 的大作中提到】
: 【 以下文字转载自 TAX 讨论区 】
: 发信人: secondcity (pain is love), 信区: TAX
: 标 题: 关于2013的backdoor roth IRA
: 发信站: BBS 未名空间站 (Fri Jan 4 11:47:06 2013, 美东)
: 新年过后，这个应该可以操作了，是不是这样：
: 1. 往IRA拨5500$,
: 2. 钱到户头后，把5500$转到roth ira 户头后。 完毕。
: 我不太确定的5500$的限额。
| s********y
发帖数: 3811 | 3 thanks,
【在 s*********0 的大作中提到】
: Yes on $5,500. I just did it in Vanguard.
| y**b
发帖数: 88 | 4 Can I do it for 2012 too? Open a traditional IRA with $5000, then
immediately convert to Roth. | s********y
发帖数: 3811 | 5 yes, you can.
【在 y**b 的大作中提到】
: Can I do it for 2012 too? Open a traditional IRA with $5000, then
: immediately convert to Roth.
| y**b
发帖数: 88 | 6 great, thanks
【在 s********y 的大作中提到】
: yes, you can.
| p***e
发帖数: 472 | 7 But I think you will still need to pay tax, if you don't meet special
requirements, e.g., if you are participating in an employer sponsored
retirement saving plan, and your AIG is beyond certain amount, you cannot
claim it as tax credit any more.
★ 发自iPhone App: ChineseWeb 7.7
【在 y**b 的大作中提到】
: great, thanks
| f*******n
发帖数: 12623 | 8 Nobody is talking about deducting Traditional IRA here. This is the backdoor
Roth IRA.
【在 p***e 的大作中提到】
: But I think you will still need to pay tax, if you don't meet special
: requirements, e.g., if you are participating in an employer sponsored
: retirement saving plan, and your AIG is beyond certain amount, you cannot
: claim it as tax credit any more.
:
: ★ 发自iPhone App: ChineseWeb 7.7
| s********y
发帖数: 3811 | 9 楼上说的对， 我们在谈怎么往 roth 里投钱，不是怎么当年减税的问题。
【在 p***e 的大作中提到】
: But I think you will still need to pay tax, if you don't meet special
: requirements, e.g., if you are participating in an employer sponsored
: retirement saving plan, and your AIG is beyond certain amount, you cannot
: claim it as tax credit any more.
:
: ★ 发自iPhone App: ChineseWeb 7.7
| p********x
发帖数: 5583 | 10 这种情况是不是用税后的钱投IRA,然后转到ROTH IRA,不用补税。
【在 p***e 的大作中提到】
: But I think you will still need to pay tax, if you don't meet special
: requirements, e.g., if you are participating in an employer sponsored
: retirement saving plan, and your AIG is beyond certain amount, you cannot
: claim it as tax credit any more.
:
: ★ 发自iPhone App: ChineseWeb 7.7
|
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