D********g
发帖数: 650 | 1 Is the money I put into 529 and ESA after fed tax money? Or before tax?
If later, it seems when retrieving money out from 529 (ESA as well?), it's
also fed tax free?
This doesn't seem likely but could anyone please enlight? | u********e
发帖数: 4950 | 2 ESA 和 529 都是 after tax money
ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
【在 D********g 的大作中提到】
: Is the money I put into 529 and ESA after fed tax money? Or before tax?
: If later, it seems when retrieving money out from 529 (ESA as well?), it's
: also fed tax free?
: This doesn't seem likely but could anyone please enlight?
| d*****r
发帖数: 273 | 3 Assets under 529 plan are parent's assets. They are not children's assets.
http://www.mitbbs.com/article_t0/Investment/31237601.html
【在 u********e 的大作中提到】
: ESA 和 529 都是 after tax money
: ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
: 取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
| D********g
发帖数: 650 | 4 Is the money I put into 529 and ESA after fed tax money? Or before tax?
If later, it seems when retrieving money out from 529 (ESA as well?), it's
also fed tax free?
This doesn't seem likely but could anyone please enlight? | u********e
发帖数: 4950 | 5 ESA 和 529 都是 after tax money
ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
【在 D********g 的大作中提到】
: Is the money I put into 529 and ESA after fed tax money? Or before tax?
: If later, it seems when retrieving money out from 529 (ESA as well?), it's
: also fed tax free?
: This doesn't seem likely but could anyone please enlight?
| d*****r
发帖数: 273 | 6 Assets under 529 plan are parent's assets. They are not children's assets.
http://www.mitbbs.com/article_t0/Investment/31237601.html
【在 u********e 的大作中提到】
: ESA 和 529 都是 after tax money
: ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
: 取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
| u********e
发帖数: 4950 | 7 you are right, parents still can withdraw.
income tax and penalty will be levied on whoever withdrew the money if not
used for education
：Assets under 529 plan are parent's assets. They are not children's assets.
：http://www.mitbbs.com/article_t0/Investment/31237601.html
：【 在 updownlife (渔夫) 的大作中提到: 】
：: ESA 和 529 都是 after tax money
：: ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
：: 取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
：
……
【在 d*****r 的大作中提到】
: Assets under 529 plan are parent's assets. They are not children's assets.
: http://www.mitbbs.com/article_t0/Investment/31237601.html
| c*********a
发帖数: 2265 | 8 after tax的，所以是不是投资收益不交税，但是本金部分取出来的时候就算不是用于
教育的也不交税？
【在 u********e 的大作中提到】
: ESA 和 529 都是 after tax money
: ESA 每年每个小孩只能存$2000,529 可以放很多,但529属于小孩有其他的坏处
: 取出时如用作教育用途两个都不收任何税, 如果用作其他用途需要交罚款并收税.
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