s***u 发帖数: 587 | 1 只要一年以内没有跌过40%,就保本金和10%利息。如果跌过40%就要倒是看情形了。
underlying index 是 Russel 2000 和 market vectors gold miners ETF.
有人买过吗? |
p**h 发帖数: 1105 | 2 RUT is risk in the coming year, GDX as well.. but 40% dowm is a big room...
might be okay... but if I were you, I won't bet...
【在 s***u 的大作中提到】 : 只要一年以内没有跌过40%,就保本金和10%利息。如果跌过40%就要倒是看情形了。 : underlying index 是 Russel 2000 和 market vectors gold miners ETF. : 有人买过吗?
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y****i 发帖数: 778 | 3 You are talking about structured note, please list CUSIP or detail
description. Normally it will give you 10-12 percent for the first year but
future yield is gambled by the issuer with complicated future optiones which
will garantee they will have profit under any conditions. I seldom see only
one year note give you 10 percent coupon which usually mean it is very high
leveraged. Not worth the risk for most structured notes, in general.
【在 s***u 的大作中提到】 : 只要一年以内没有跌过40%,就保本金和10%利息。如果跌过40%就要倒是看情形了。 : underlying index 是 Russel 2000 和 market vectors gold miners ETF. : 有人买过吗?
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s***u 发帖数: 587 | 4 不知道怎么贴照片.
我读过了这个Prospectus,这个叫callable notes,Chase 决定什么时候买回。行情好
,他们会在每三个月决定要不要call. 如果call了,就只给三个月的利息 2.5%*
quarter 数。
如果不call,等到一年期的时候,只要一年间没有任何一个index跌倒过40%以上,就保
证10% 利息加本金。不能续约。一年就完。
我是从一个FA那里知道的,他推荐的,觉得风险不高,可以试试。但是只在每个月底出
来,过了时间就没了。
10-12%是到手的net return。所有的费用都除掉以后的利息。
but
which
only
high
【在 y****i 的大作中提到】 : You are talking about structured note, please list CUSIP or detail : description. Normally it will give you 10-12 percent for the first year but : future yield is gambled by the issuer with complicated future optiones which : will garantee they will have profit under any conditions. I seldom see only : one year note give you 10 percent coupon which usually mean it is very high : leveraged. Not worth the risk for most structured notes, in general.
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m**********w 发帖数: 4161 | 5 tax.
【在 s***u 的大作中提到】 : 不知道怎么贴照片. : 我读过了这个Prospectus,这个叫callable notes,Chase 决定什么时候买回。行情好 : ,他们会在每三个月决定要不要call. 如果call了,就只给三个月的利息 2.5%* : quarter 数。 : 如果不call,等到一年期的时候,只要一年间没有任何一个index跌倒过40%以上,就保 : 证10% 利息加本金。不能续约。一年就完。 : 我是从一个FA那里知道的,他推荐的,觉得风险不高,可以试试。但是只在每个月底出 : 来,过了时间就没了。 : 10-12%是到手的net return。所有的费用都除掉以后的利息。 :
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y****i 发帖数: 778 | 6 I found a similar one with 11.5 percent coupon with downside protection 42.5
percent drop.
http://www.sec.gov/Archives/edgar/data/19617/000089109212006237
though both sectors drop 40 percent are unlikely, but your gain is capped at
10 percent before tax and is callable. Personally I don't like any
structured investment because it is iliquid ( you can not sell it or the
spreading is too large) and basically your money is a cheap capital for the
Wall Street to play high risk option gambling. You can try to put small
amount of money like one year cd for trial, but prepare the worst case to
jump in when the 40 percent drop does happen.
【在 s***u 的大作中提到】 : 不知道怎么贴照片. : 我读过了这个Prospectus,这个叫callable notes,Chase 决定什么时候买回。行情好 : ,他们会在每三个月决定要不要call. 如果call了,就只给三个月的利息 2.5%* : quarter 数。 : 如果不call,等到一年期的时候,只要一年间没有任何一个index跌倒过40%以上,就保 : 证10% 利息加本金。不能续约。一年就完。 : 我是从一个FA那里知道的,他推荐的,觉得风险不高,可以试试。但是只在每个月底出 : 来,过了时间就没了。 : 10-12%是到手的net return。所有的费用都除掉以后的利息。 :
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q****x 发帖数: 7404 | 7 you can buy deep otm put.
but tax really kill the deal.
.5
at
the
【在 y****i 的大作中提到】 : I found a similar one with 11.5 percent coupon with downside protection 42.5 : percent drop. : http://www.sec.gov/Archives/edgar/data/19617/000089109212006237 : though both sectors drop 40 percent are unlikely, but your gain is capped at : 10 percent before tax and is callable. Personally I don't like any : structured investment because it is iliquid ( you can not sell it or the : spreading is too large) and basically your money is a cheap capital for the : Wall Street to play high risk option gambling. You can try to put small : amount of money like one year cd for trial, but prepare the worst case to : jump in when the 40 percent drop does happen.
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