d*****a 发帖数: 627 | 1 不好意思,刚学会买MUTUAL FUND,正得意于今天有点小涨时,看到一朋友发给俺的邮
件,提醒EXPENSE RATIO
买的这个FUND是没交易费的,那么这个EXPENSE RATIO是什么呢? |
p******i 发帖数: 1763 | 2 TGINX
expens ratio: 1.0%
自动扣的,已经反应在fund的价格里面了,已经买了就不用管了 |
d*****a 发帖数: 627 | 3 可是有人告诉我像管理费一样,每年都要按照一个百分比扣
而且我查到的该FUND的EXPENSE RATIO是2.41%,不是1%。。。。。。。
【在 p******i 的大作中提到】 : TGINX : expens ratio: 1.0% : 自动扣的,已经反应在fund的价格里面了,已经买了就不用管了
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g****7 发帖数: 1104 | 4 2.4也太高了吧
【在 d*****a 的大作中提到】 : 可是有人告诉我像管理费一样,每年都要按照一个百分比扣 : 而且我查到的该FUND的EXPENSE RATIO是2.41%,不是1%。。。。。。。
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d*****a 发帖数: 627 | 5 当时不知道这个东东的意思,所以随便买了。。。。。。
这个算年费率?
【在 g****7 的大作中提到】 : 2.4也太高了吧
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K****D 发帖数: 30533 | 6 It's already reflected in the price you see, will not be deducted
again separately.
Higher expense ratio (ER) means higher chance for this fund to
under-perform in a long term.
【在 d*****a 的大作中提到】 : 当时不知道这个东东的意思,所以随便买了。。。。。。 : 这个算年费率?
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d*****a 发帖数: 627 | 7 非常感谢,就是不太适合长期持有是吧
到不收费的时候就把它卖掉。。。。。。
据说至少要持有半年。。。。
【在 K****D 的大作中提到】 : It's already reflected in the price you see, will not be deducted : again separately. : Higher expense ratio (ER) means higher chance for this fund to : under-perform in a long term.
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n******n 发帖数: 12088 | 8 typical frog mode. what u buy?
【在 d*****a 的大作中提到】 : 不好意思,刚学会买MUTUAL FUND,正得意于今天有点小涨时,看到一朋友发给俺的邮 : 件,提醒EXPENSE RATIO : 买的这个FUND是没交易费的,那么这个EXPENSE RATIO是什么呢?
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d*****a 发帖数: 627 | 9 TGINX
Somebody has mentioned before.....
【在 n******n 的大作中提到】 : typical frog mode. what u buy?
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m****u 发帖数: 229 | 10 deritha:
https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income
/Sum_Prospectus.aspx
Per TCW web site, the total annual fund operating expenses is 2.41%
TCW site said in the example, if you invest $10000 today and never put a
penny more into the fund and with 5% yearly growth rate;
one year later, u pay them $244;
3 years later you pay $751;
5 years later, you pay $1285;
10 years later, you pay $2746. |
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p******i 发帖数: 1763 | 11 2.41%的ER,真是恐怖
Income
【在 m****u 的大作中提到】 : deritha: : https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income : /Sum_Prospectus.aspx : Per TCW web site, the total annual fund operating expenses is 2.41% : TCW site said in the example, if you invest $10000 today and never put a : penny more into the fund and with 5% yearly growth rate; : one year later, u pay them $244; : 3 years later you pay $751; : 5 years later, you pay $1285; : 10 years later, you pay $2746.
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d*****a 发帖数: 627 | 12 没仔细看。。。。。。。。
真的够恐怖的
Income
【在 m****u 的大作中提到】 : deritha: : https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income : /Sum_Prospectus.aspx : Per TCW web site, the total annual fund operating expenses is 2.41% : TCW site said in the example, if you invest $10000 today and never put a : penny more into the fund and with 5% yearly growth rate; : one year later, u pay them $244; : 3 years later you pay $751; : 5 years later, you pay $1285; : 10 years later, you pay $2746.
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c*****x 发帖数: 429 | 13 By buying this fund, you are helping the fund managers to retire earlier |
l******u 发帖数: 3169 | 14 除了expense ratio还要看load, front end and back end
Index fund几家大店都有0.1左右的,active fund的话我一般不考虑大于1的large
blend,和大于1.2的foreign/small-cap
【在 d*****a 的大作中提到】 : 不好意思,刚学会买MUTUAL FUND,正得意于今天有点小涨时,看到一朋友发给俺的邮 : 件,提醒EXPENSE RATIO : 买的这个FUND是没交易费的,那么这个EXPENSE RATIO是什么呢?
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l******u 发帖数: 3169 | 15 新手的话Fido的FUSEX和FSTMX都是简单便宜的index fund...
【在 d*****a 的大作中提到】 : 不好意思,刚学会买MUTUAL FUND,正得意于今天有点小涨时,看到一朋友发给俺的邮 : 件,提醒EXPENSE RATIO : 买的这个FUND是没交易费的,那么这个EXPENSE RATIO是什么呢?
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d*****a 发帖数: 627 | 16 多谢多谢
下次买这个,赫赫
【在 l******u 的大作中提到】 : 除了expense ratio还要看load, front end and back end : Index fund几家大店都有0.1左右的,active fund的话我一般不考虑大于1的large : blend,和大于1.2的foreign/small-cap
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t*****s 发帖数: 1240 | 17 IVW 和 FFFGX 好不好?
IVW是给roth ira的,fffgx是给401k的。
谢谢。
【在 l******u 的大作中提到】 : 新手的话Fido的FUSEX和FSTMX都是简单便宜的index fund...
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l******u 发帖数: 3169 | 18 这个看自己喜好了,我比较喜欢或者便宜的index fund或者long-term record,
contranian thinking的active fund(比如value或者dividend growth类的)。asset
allocation我比较喜欢自己做,算是regular rebalance的一部分。
其实no transaction fee的ETF也是不错的low ER选择。。。
【在 t*****s 的大作中提到】 : IVW 和 FFFGX 好不好? : IVW是给roth ira的,fffgx是给401k的。 : 谢谢。
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l******u 发帖数: 3169 | 19 What I saw is 1.3% ER for this one.
But emerging market bond is one of the most volatile things that you can get
into ...
【在 d*****a 的大作中提到】 : TGINX : Somebody has mentioned before.....
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S**C 发帖数: 2964 | 20 Oh crap, I am happy I followed Jeff Gundlach out of TCW.
【在 d*****a 的大作中提到】 : 可是有人告诉我像管理费一样,每年都要按照一个百分比扣 : 而且我查到的该FUND的EXPENSE RATIO是2.41%,不是1%。。。。。。。
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h******e 发帖数: 1791 | 21 这个费用是如何收取的呢?
Income
【在 m****u 的大作中提到】 : deritha: : https://www.tcw.com/Products/TCW_Funds/International/Emerging_Markets_Income : /Sum_Prospectus.aspx : Per TCW web site, the total annual fund operating expenses is 2.41% : TCW site said in the example, if you invest $10000 today and never put a : penny more into the fund and with 5% yearly growth rate; : one year later, u pay them $244; : 3 years later you pay $751; : 5 years later, you pay $1285; : 10 years later, you pay $2746.
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m****u 发帖数: 229 | 22 I didn't want to read into the details on how it will rip people off.
My current guess will be the (total amount of fees and expenses needed)/365
* the number of date this security is held. And maybe charge people this
money either monthly or every 3 or 4 or 6 months.
If you really really want to know how the fund company does it, you can
always email them and ask the details. I just think this is not the fund
that I would like to own and once I know how much it would cost me roughly,
I am done with it.
【在 h******e 的大作中提到】 : 这个费用是如何收取的呢? : : Income
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