t*m
发帖数: 4414 | 1 It seems many people here have house, 401K, IRA, brokerage account, cars,
etc
How big is your umbrella policy? Or is it necessary buy umbrella at all? | n******l
发帖数: 4407 | 2 re
【在 t*m 的大作中提到】
: It seems many people here have house, 401K, IRA, brokerage account, cars,
: etc
: How big is your umbrella policy? Or is it necessary buy umbrella at all?
| c**********0
发帖数: 624 | 3 no, unless you have a lot of insurance coverages now but still want to hedge
"law suit" risk again your asset! mostly for physicians and business owners | I***e
发帖数: 1136 | 4 According to internet forums, anybody who have say 500k of net worth (
everything: home, investment securities, bank accounts, 401k, cars, etc.)
should purchase at least 1mm worth of umbrella policy, which in most cases
only costs a few hundred dollars a year.
The thing is, some random risk can ruin your life's hard work. Why not pay
the nominal amount and have peace of mind?
-iCare- |
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