d*******n
发帖数: 369 | 1 http://debt-consolidation.strategy-blogs.com/2011/04/inflation-
作者说因为rate低，所以我们应该多贷mortgage留着现金去投return更高的。那那些鼓
励早还贷款的，是指那些高利息的贷款？其实rate低时，不管怎样就是别急着付现金还
钱。高利息的可以refinance嘛。in other words, get more loans if you have the
choice.我的理解没问题吧 |
D*******a
发帖数: 3688 | 2 just watch your risk
the
【在 d*******n 的大作中提到】
: http://debt-consolidation.strategy-blogs.com/2011/04/inflation-
: 作者说因为rate低，所以我们应该多贷mortgage留着现金去投return更高的。那那些鼓
: 励早还贷款的，是指那些高利息的贷款？其实rate低时，不管怎样就是别急着付现金还
: 钱。高利息的可以refinance嘛。in other words, get more loans if you have the
: choice.我的理解没问题吧
|
l********2
发帖数: 72 | 3 investment return fluctuate, if your have stable income to cover repayment,
then more mortgage at current rate is a sure thing, otherwise, no.
the
【在 d*******n 的大作中提到】
: http://debt-consolidation.strategy-blogs.com/2011/04/inflation-
: 作者说因为rate低，所以我们应该多贷mortgage留着现金去投return更高的。那那些鼓
: 励早还贷款的，是指那些高利息的贷款？其实rate低时，不管怎样就是别急着付现金还
: 钱。高利息的可以refinance嘛。in other words, get more loans if you have the
: choice.我的理解没问题吧
|
a*******d
发帖数: 4846 | 4 Mortgage is cheap but not free because of the interest. You need to have a
good plan to generate positive return from your investment, otherwise why
bother getting mortgage in the first place?
repayment,
【在 l********2 的大作中提到】
: investment return fluctuate, if your have stable income to cover repayment,
: then more mortgage at current rate is a sure thing, otherwise, no.
:
: the
|
a**n
发帖数: 2431 | 5 Counting in the tax benefit the capital cost is only around 3.3% for 30-y fi
xed rate mortgage - it's not a very high bar to cross
【在 a*******d 的大作中提到】
: Mortgage is cheap but not free because of the interest. You need to have a
: good plan to generate positive return from your investment, otherwise why
: bother getting mortgage in the first place?
:
: repayment,
|
a*******d
发帖数: 4846 | 6 Good point, I forget about the tax benefits.
y fi
【在 a**n 的大作中提到】
: Counting in the tax benefit the capital cost is only around 3.3% for 30-y fi
: xed rate mortgage - it's not a very high bar to cross
|
u***************r
发帖数: 11227 | |
f**********8
发帖数: 2276 | 8 现在能借到钱的都是大爷
the
【在 d*******n 的大作中提到】
: http://debt-consolidation.strategy-blogs.com/2011/04/inflation-
: 作者说因为rate低，所以我们应该多贷mortgage留着现金去投return更高的。那那些鼓
: 励早还贷款的，是指那些高利息的贷款？其实rate低时，不管怎样就是别急着付现金还
: 钱。高利息的可以refinance嘛。in other words, get more loans if you have the
: choice.我的理解没问题吧
|
