H*********g
发帖数: 217 | 1 Assumptions:
-MA property
-single family,
-Citizen/Green Card
-credit score 760
-no point no closing cost refinance
-60 days locking
-Primary residence
-with escrow for for tax and insurance
-rebates can only be used as credit toward escrow( no more than escrow
amount)
Sample rates:
House Value $800k loan amount $400k
30 year fixed: 3.5% with $500 rebate
15 year fixed: 2.875% with $1.2k rebate
7/1 ARM 2.5%
5/1 ARM 2.25%
House Value $800k loan amount $300k
30 year fixed 3.5% with no rebate
15 year fixed 2.875% with $500 rebate
7/1 ARM 2.625% with $500 rebate
5/1 ARM 2.375%
House Value $600k loan amount $400k
30 year fixed: 3.5%
15 year fixed: 2.875% with $1.2k rebate
7/1 ARM 2.625% with $800 rebate
5/1 ARM 2.375%
House Value $600k loan amount $300k
30 year fixed 3.5%
15 year fixed 2.875% $500 rebate
7/1 ARM: 2.625% with $600 rebate
5/1 ARM: 2.375%
House Value $600k loan amount $200k
30 year fixed 3.625% with $500 rebate
15 year fixed 3.0% with $500 rebate
7/1 ARM 2.75% with $300 rebate
5/1 ARM 2.5%
House Value $500k loan amount $300k
30 year fixed: 3.625% with $1k rebate
15 year fixed: 2.875%
7/1 ARM: 2.625% with $600 rebate
5/1 ARM: 2.375%
Disclosure: This is for your reference purpose, Rate may change any time
unless it's locked.
serve MA 7 NJ
name: Hongmei Wang
NMLS license #: 616734
phone: 774-567-0483
email: h****[email protected]
To Quote, please email me the following information:
zip code,
house value
loan amount
immigration status( H1, citizen, Green Card);
rough credit score
property type( single family, condo, town house)
loan program( 30 year fixed, 15 year fixed, 5/1ARM, 7/1ARM or other) | z****l
发帖数: 5282 | 2 比去年夏天又低了一截
【在 H*********g 的大作中提到】
: Assumptions:
: -MA property
: -single family,
: -Citizen/Green Card
: -credit score 760
: -no point no closing cost refinance
: -60 days locking
: -Primary residence
: -with escrow for for tax and insurance
: -rebates can only be used as credit toward escrow( no more than escrow
| H*********g
发帖数: 217 | 3 ARM是历史新低，
【在 z****l 的大作中提到】
: 比去年夏天又低了一截
| z****l
发帖数: 5282 | 4 Condo和SFH的利率有没有差别？
【在 H*********g 的大作中提到】
: ARM是历史新低，
| H*********g
发帖数: 217 | 5 有。condo 利率高。相同情况下一般高0.25%左右
【在 z****l 的大作中提到】
: Condo和SFH的利率有没有差别？
|
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