t****e
发帖数: 24 | 1 【 以下文字转载自 MA_Mortgage_Realestate 俱乐部 】
发信人: HongmeiWang (Mortgage 774-567-0483), 信区: MA_Mortgage_Realestate
标 题: Mortgage Rate 1/4/12
发信站: BBS 未名空间站 (Tue Dec 13 15:13:41 2011, 美东)
I have not posted Jumbo loan rates. Our Jumbo loan program is the best in
the country. Please call for details.
Our attorney can do P&S Agreement review for free for purchase if you do
loan with us. Our attorney can do closing at your home or work place.
假定 信用分数大于 760。 Single fmaily house, DTI 30%, 45 days lock, no
closing cost, no point, re-finance
30 year fixed
$800k house $400k loan 3.75% with $2.2k rebate
$600k house $400k loan 3.75% with $1.2k rebate
$500k house $300k loan 3.75% with $1.1k rebate
$500k house $200k loan 3.75%
15 year fixed
$800k house $400k loan 3.25% with $3.2k rebate
$600k house $400k loan 3.25% with $3.2k rebate
$500k house $300k loan 3.25% with $1.9k rebate
$500k house $200k loan 3.25% with $500 rebate
5/1 ARM
$800k house $400k loan 2.625% with $200 rebate
$600k house $400k loan 2.75% with $400 rebate
$500k house $300k loan 2.75% with $400 rebate
$500k house $200k loan 2.75%
Disclose: This is just used as a guide line, Rate may change any time.
Restrictions may apply. Please call for details.
Name: Hongmei Wang
Cell: (774)567-0483
email: h*****[email protected]
NMLS#: 616734 |
b***b
发帖数: 13249 | 2 “$500k house $300k loan 3.25% with $1.9k rebate”
OMG！
【在 t****e 的大作中提到】
: 【 以下文字转载自 MA_Mortgage_Realestate 俱乐部 】
: 发信人: HongmeiWang (Mortgage 774-567-0483), 信区: MA_Mortgage_Realestate
: 标 题: Mortgage Rate 1/4/12
: 发信站: BBS 未名空间站 (Tue Dec 13 15:13:41 2011, 美东)
: I have not posted Jumbo loan rates. Our Jumbo loan program is the best in
: the country. Please call for details.
: Our attorney can do P&S Agreement review for free for purchase if you do
: loan with us. Our attorney can do closing at your home or work place.
: 假定 信用分数大于 760。 Single fmaily house, DTI 30%, 45 days lock, no
: closing cost, no point, re-finance
|
a*******e
发帖数: 12169 | 3 350K house $250K loan, 3.195% 15yr fix 这个refinace rate如何？ |
t****g
发帖数: 35582 | 4 fixed rate or ARM? 30, 15, 5/1, 7/1?
【在 a*******e 的大作中提到】
: 350K house $250K loan, 3.195% 15yr fix 这个refinace rate如何？
|
a*******e
发帖数: 12169 | 5 15yr fix
【在 t****g 的大作中提到】
: fixed rate or ARM? 30, 15, 5/1, 7/1?
|
f*******l
发帖数: 87 | 6 If no point no closing cost, it is a great rate.
【在 a*******e 的大作中提到】
: 350K house $250K loan, 3.195% 15yr fix 这个refinace rate如何？
|
a*******e
发帖数: 12169 | 7 no point, but has closing
【在 f*******l 的大作中提到】
: If no point no closing cost, it is a great rate.
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H*********g
发帖数: 217 | 8 稍高点， 不算离谱. 关键多少closing cost?
【在 a*******e 的大作中提到】
: no point, but has closing
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a*******e
发帖数: 12169 | 9 15yr re-fin, 3.195% 比你的 3.25还低啊，还算高？
【在 H*********g 的大作中提到】
: 稍高点， 不算离谱. 关键多少closing cost?
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H*********g
发帖数: 217 | 10 利率相差0。05%。 一年省几十块钱. 跟我的rebate 差不多. 你还花了how much closing
cost? 万一利率再跌, and if you re-fin again, your closing cost is gone. :-)
【在 a*******e 的大作中提到】
: 15yr re-fin, 3.195% 比你的 3.25还低啊，还算高？
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c********t
发帖数: 4527 | 11 I think your math is not as good as your cooking.
LOL
【在 a*******e 的大作中提到】
: 15yr re-fin, 3.195% 比你的 3.25还低啊，还算高？
|
a*******e
发帖数: 12169 | 12 okay,了解了
closing
【在 H*********g 的大作中提到】
: 利率相差0。05%。 一年省几十块钱. 跟我的rebate 差不多. 你还花了how much closing
: cost? 万一利率再跌, and if you re-fin again, your closing cost is gone. :-)
|
H*********g
发帖数: 217 | 13 很好的问题.大家可以做参考.
【在 a*******e 的大作中提到】
: okay,了解了
:
: closing
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a*******e
发帖数: 12169 | 14 跟进问题
这种no closing+rebate的贷款是跟小银行或者专门放贷的公司签吗？被买卖的机会大
很多，是不是啊？
【在 H*********g 的大作中提到】
: 很好的问题.大家可以做参考.
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H*********g
发帖数: 217 | 15 不是,和银行大小没关系.其实我做的都是大银行.
【在 a*******e 的大作中提到】
: 跟进问题
: 这种no closing+rebate的贷款是跟小银行或者专门放贷的公司签吗？被买卖的机会大
: 很多，是不是啊？
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