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p*****t
发帖数: 966 | | P***0
发帖数: 368 | 2 typical lease requires good credit because literally you are borrowing money
from financial institute. So if your friend just came in, it might not be
an option.
lease still starts with bargaining with selling price (same as if you were
buying with cash). After you have the selling price in mind, get to know
the money factor and residual after the term and you can calculate the rough
monthly amount.
Lease payment = depreciation + finance
depreciation = (Selling Price - Residual)/Term
finance = (Selling Price + Residual)*Money Factor
you need also add ttl part into the final out-of-door monthly payment.
You can google residual and money factor for a particular manufacture before
you walk in a dealer shop.
【在 p*****t 的大作中提到】
: 朋友刚来美国，最好便宜些的。谢谢
| p*****t
发帖数: 966 | 3 非常感谢
那样的话，是不是刚来美国的，基本没办法去lease了？
money
be
rough
【在 P***0 的大作中提到】
: typical lease requires good credit because literally you are borrowing money
: from financial institute. So if your friend just came in, it might not be
: an option.
: lease still starts with bargaining with selling price (same as if you were
: buying with cash). After you have the selling price in mind, get to know
: the money factor and residual after the term and you can calculate the rough
: monthly amount.
: Lease payment = depreciation + finance
: depreciation = (Selling Price - Residual)/Term
: finance = (Selling Price + Residual)*Money Factor
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