l**********9 发帖数: 42 | 1 WOW! VINIX minimum investment $5,000,000 |
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p*********r 发帖数: 7944 | 2 为什么今天VINIX,没有涨?
因为有太多的人在卖? |
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z*******i 发帖数: 2904 | 3 新手请教一下,刚开户的401k,系统默认的是target date fund, Fidelity Freedom
2050 FFFHX , expense 0.75%,觉得这个往年表现一般没有,就想试着自己搭一下,
初步想选的是下面这两只,按照110-年龄定的比例:
80% Stock:
Vanguard Institutional Index I VINIX 0.04% avg risk, +avg return
20% Bond:
Dodge & Cox Income DODIX 0.44% avg risk, +avg return
我的问题是
1.用不用加个International stock fund?看fidelity或者其他家2050 target date
fund,大体都是US stock: Intl Stock: Bond 60:30:10的比例,觉得很aggressive
啊,现在大盘又这么吓人。International Stocks有两个选择,觉得都一般啊
Vanguard Total Intl Stock In... 阅读全帖 |
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z*******i 发帖数: 2904 | 4 新手请教一下,刚开户的401k,系统默认的是target date fund, Fidelity Freedom
2050 FFFHX , expense 0.75%,觉得这个往年表现一般没有,就想试着自己搭一下,
初步想选的是下面这两只,按照110-年龄定的比例:
80% Stock:
Vanguard Institutional Index I VINIX 0.04% avg risk, +avg return
20% Bond:
Dodge & Cox Income DODIX 0.44% avg risk, +avg return
我的问题是
1.用不用加个International stock fund?看fidelity或者其他家2050 target date
fund,大体都是US stock: Intl Stock: Bond 60:30:10的比例,觉得很aggressive
啊,现在大盘又这么吓人。International Stocks有两个选择,觉得都一般啊
Vanguard Total Intl Stock In... 阅读全帖 |
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c*****e 发帖数: 1106 | 5 VINIX?
0.05 is very low even for a S&P500 index fund, you can see that a fund with
this low expense like VINIX is institutional class that's not open to retain
investors. It's ideal for core holdings in a 401K account IMO. |
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t*m 发帖数: 4414 | 6 There are many SP500 MFs, e.g VINIX
VINIX's total assets stands at 93.5B with expense ratio 0.05%.
That translates to an annual fee of 46.75 million USD in total.
Are there a lot work to maintain a SP500 funds? 46.75M fee seems like easy
money for Vanguard. |
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q****x 发帖数: 7404 | 7 中栏资产规模,右栏费用。这里bond比较多,缺新兴市场基金。本来有个LZEMZ,收费太高不考虑。
VINIX 111,029.51 0.04
VBTSX 106,108.61 0.1
VMISX 30,465.99 0.1
VSISX 26,363.96 0.16
VDMIX 11,815.92 0.2
RGAFX 129,001.29 0.38
PRRIX 22,600.63 0.45
PTTRX 252,463.06 0.46
10% cash
10% prrix
10% pttrx
30% vinix
15% vsisx
15% vdmix
10% rgafx |
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G**Y 发帖数: 33224 | 8 明白了,谢谢。
LD 401K已经有几年了。现在是60-70% VINIX 20-30% Fidelity 2040。我就是想要不要
全(慢慢)转成VINIX。
very |
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K****D 发帖数: 30533 | 9 ☆─────────────────────────────────────☆
Alaa (懒人一个) 于 (Sat Sep 20 16:48:49 2008) 提到:
公司的401K在Vanguard里面,可选如下。新手上阵,啥也不懂,还请指教。一些背景情
况是现在30岁,比较偏向conservative的投资。多谢
Corn fund
Vanguard Prime Money Mkt Fund VMMXX
Vanguard Total Bond Mkt Idx Signal VBTSX (Bond funds)
Vanguard Balanced Index Signal VBASX (balance funds)
Vanguard Extended Mkt Index Signal VEMSX (domestic stock funds)
Vanguard Inst Index Fund Inst VINIX (domestic stock funds)
Vanguard Total Stock Mkt Ix Signal |
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m**********w 发帖数: 4161 | 10 VINIX, 0.05%
SPY 0.09%
INDXQ 0.06%
都是跟踪SP500的。 |
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n******n 发帖数: 12088 | 11 看了一下,Vanguard的VINIX for sp500 和VSCIX for rsl2k都只有三星,是因为费用
高的缘故吗? |
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d****o 发帖数: 443 | 12
你是有 VINIX 还是 VIIIX ? 都太贵了,穷人买不起呀。
Expense ratio 0.05%-0.02% 很不错 |
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t*m 发帖数: 4414 | 13 could be VINIX. A very good fund.
some employers offer even better SP500 MF, with expense ratio at 0.02% |
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c*****e 发帖数: 1106 | 14 如果你不准备短期操作,如30天内,可以先考虑401k,但具体要看你的401K,原则上
401K会给你机会投资小投资者很难涉足的基金。
比如Institutional Class。费用 (transaction fee, load,
etc)比零售基金, 甚至ETF都要强很多。
比如说一个大公司的401K可能会有如VINIX,甚至VIIIX的SPX指数共同基金,
0.05% / 0.02%的费用是无法比拟的。 |
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t*m 发帖数: 4414 | 15 if LZ invest on a SP500 funds in a dollar cost averaging fashion for 2 years
, the performance should be OK.
Here is the calculation.
Stock:
vinix
Monthly purchase amount:
$2,000.00
Dividend reinvestment:
Yes
First purchase date:
Jan 2010
Last purchase date:
Jan 2012
Number purchases
25
Total dollar-cost averaging $ invested
$50,000.00
Dividend reinvestment $ invested
$1,114.57
Number shares purchased
463.88
Average cost per share
$110.90
Highest price shares
$12... 阅读全帖 |
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q****x 发帖数: 7404 | 16 再来一个。
VWIAX 28,781.05 0.18
VGSNX 24,666.62 0.08
VBTIX 106,108.61 0.07
VTSNX 68,323.74 0.13
VINIX 111,029.51 0.04
RGAGX 129,001.29 0.33
VIEIX 21,484.47 0.12
10% cash
15% vbtix
30% vsisx
15% vieix
15% vtsnx
10% vwiax
5% vgsnx
费太高不考虑。 |
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q****x 发帖数: 7404 | 17 看了一下vinix的十年回报,还稍高一点,4.7%吧。十万到十六万。 |
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q****x 发帖数: 7404 | 18 来自主题: Investment版 - VIFSX good. vinix 0.04%. |
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p**h 发帖数: 1105 | 19 VINIX, 它是track S&P 500 index 的 mutual fund... 不算推荐哈, 只是告诉你它
是track S&P 500 的mutual fund |
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p**h 发帖数: 1105 | 20 你要是真想买SPX (S&P500 指数), 就买“Stock Investments Large Cap
VANGUARD INST INDEX” 吧。 它的ticker是VINIX吗? 如果是, 就没错了, 它是追
踪SPX的mutual fund。 |
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S**C 发帖数: 2964 | 22 Enlighten us how funds like VINIX have nearly 3% fees. |
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g**********i 发帖数: 2 | 23 Sorry I cannot type Chinese here. I am new to 401K and need some suggestions
to build my portfolio.
The options are:
Bond:
PIMCO Total Return Instl/PTTRX 1416/0.46%
Vanguard Total Bond Mkt Index Inst/VBTIX 0222/0.07%
Domestic Stock:
American Beacon Small Cp Val Inst/AVFIX 7644/0.92%
T. Rowe Price Instl Large Cap Growth/TRLGX C948/0.57%
Vanguard Explorer Fund Admiral/VEXRX 5024/0.34%
Vanguard FTSE Social Index Inst/VFTNX 0223/0.16%
Vanguard Inst Index Fund Inst/VINIX 0094/0.04%
Vanguard Windsor I... 阅读全帖 |
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G**Y 发帖数: 33224 | 24 FFKFX expense ratio又高,return又低
这两天S&P涨的欢,换一下好吗? |
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N*****5 发帖数: 35 | 26 现在选的FID FREEDOM K 2050 (FFKHX), 有必要改吗?
50% stock + 50% bond 的组合怎么样? 求推荐, 谢谢!
SPTN EXT MKT IDX ADV (FSEVX) 50%
VANG TOT BD MKT INST (VBTIX) 50%
Fund list如下:
Name/Inception Date Asset Class Category 1 Year 3 Year 5 Year 10 Year/
LOF* Returns As Of Bench- mark
FID GROWTH CO POOL
12/13/2013 Stock Investments Large Cap Growth 21.80% N/A N/A 18.79%
07/31/2015 Show
Benchmark: Russell 3000 Growth 16.37% 18.94% 17.76% 15.46 07/31/2015
TRP BLUE CHIP GR T5
09/30/2009 Stock Investmen... 阅读全帖 |
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m********u 发帖数: 63 | 27 有如下选择,谢谢! ER ratio都可够贵的。现在选的是TRP RETIREMENT 2050,ER
ratio = 0.75%。不知道有没有更合适的组合。
Name/Inception Date Asset Class Category Gross Expense Ratio**
Shareholder Fees
AF FUNDMNTL INV R6 (RFNGX)
08/01/1978
Stock Investments Large Cap 0.31% No additional fees apply.
ALZGI NFJ DIV VAL I (NFJEX)
05/08/2000
Stock Investments Large Cap 0.71% No additional fees apply.
MAINSTAY LG CAP GR I (MLAIX)
07/03/1995
Stock Investments Large Cap 0.74% No additional fees apply.
VANG... 阅读全帖 |
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m********u 发帖数: 63 | 28 下面4个按照56%, 32%, 8%, 4%的组合怎么样? 这样平均Fee应该控制在了0.1%左右。
不过久没有cover到Mid-Cap和Small-Cap的stock。
另外为什么Vangard的这几个fund都比其他fund的ER便宜这么多啊。
VANGUARD INST INDEX (VINIX)
07/31/1990
Stock Investments Large Cap 0.04% No additional fees apply.
VANG TOT INTL STK AD (VTIAX)
04/29/1996
Stock Investments International 0.14% No additional fees apply.
VANG INFL PROT ADM (VAIPX)
06/29/2000
Bond Investments Other 0.1% No additional fees apply.
VANG TOT BD MKT INST (VBTIX)
12/11/1986
Bond Investm... 阅读全帖 |
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M********r 发帖数: 278 | 29 你现在的组合VINIX + DODIX 又简单又好。很多复杂的东西完全没必要。 |
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V****o 发帖数: 210 | 30 是啊,刚才帮着查了一下,这两个基金很不错的。
2010 年以来
VINIX DODIX SPY
Annualized Return 0.1106000 0.04100000 0.1096000
Annualized Std Dev 0.1600000 0.02470000 0.1588000
Annualized Sharpe (Rf=0%) 0.6915000 1.66280000 0.6906000
Worst Drawdown 0.1864700 0.03544074 0.1860547
Calmar Ratio 0.5931954 1.15774020 0.5892177
Sortino Ratio (MAR = 0%) 1.0360182 2.38913655 1.0310210 |
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M********r 发帖数: 278 | 31 你现在的组合VINIX + DODIX 又简单又好。很多复杂的东西完全没必要。 |
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V****o 发帖数: 210 | 32 是啊,刚才帮着查了一下,这两个基金很不错的。
2010 年以来
VINIX DODIX SPY
Annualized Return 0.1106000 0.04100000 0.1096000
Annualized Std Dev 0.1600000 0.02470000 0.1588000
Annualized Sharpe (Rf=0%) 0.6915000 1.66280000 0.6906000
Worst Drawdown 0.1864700 0.03544074 0.1860547
Calmar Ratio 0.5931954 1.15774020 0.5892177
Sortino Ratio (MAR = 0%) 1.0360182 2.38913655 1.0310210 |
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s***5 发帖数: 270 | 33 VINIX - Vanguard Institutional Index I
WFDSX - Wells Fargo Discovery Inst
DODGX - Dodge & Cox Stock
DPLGX - Delaware Large Cap Growth Eq
NSVAX - Columbia Small Cap Value Fund II Z
MWTSX - Metropolitan West Total Return Bond Fund
RERGX - American Funds EuroPacific Growth R6
N15 - Wells Fargo Stable Return Fund N |
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s***5 发帖数: 270 | 34 VINIX - Vanguard Institutional Index I
WFDSX - Wells Fargo Discovery Inst
DODGX - Dodge & Cox Stock
DPLGX - Delaware Large Cap Growth Eq
NSVAX - Columbia Small Cap Value Fund II Z
MWTSX - Metropolitan West Total Return Bond Fund
RERGX - American Funds EuroPacific Growth R6
N15 - Wells Fargo Stable Return Fund N |
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T***N 发帖数: 1835 | 36 Name Gross Expense Ratio
ABF LG CAP VAL INST (AADEX) 0.59%
AF FUNDMNTL INV R6 (RFNGX) 0.31%
AF GRTH FUND AMER R6 (RGAGX) 0.33%
FID CONTRAFUND (FCNTX) 0.71%
VANGUARD INST INDEX (VINIX) 0.04%
GS GROWTH OPPS INST (GGOIX) 1%
MFS MID CAP VALUE R3 (MVCHX) 1.19%
VANG EXT MKT IDX ADM (VEXAX) 0.09%
DFA US TARGET VALUE (DFFVX) 0.37%
HARTFORD SMALL CO Y (HSCYX) 0.86%
NB GENESIS - INST CL (NBGIX) 0.85%
AF EUROPAC GROWTH R6 (RERGX) 0.5%
MFS INTL NEW DISC R3 (MIDHX) 1.37%
V... 阅读全帖 |
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w******r 发帖数: 24 | 38 不要笑话我了。我喜欢看用得着的东西,所以向周围的人问问什么东西比较好。
401里面是VINIX,和SPY一样。所以想看看别的股票。 |
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p*********r 发帖数: 7944 | 39 今天又输了几元钱。
主要是TSLA,从早上赚40元变成亏40元。
VINIX,周五100%出来了,总算有了0.95元的下跌,相当于1个季度的分红。 |
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p*********r 发帖数: 7944 | 40 把上礼拜5出来的VINIX,补回去一半再说。
3元的分红也不错了。 |
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G**Y 发帖数: 33224 | 41 Track S&P,beat我的performance完全没有问题。幸亏我不会折腾401K。 |
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r*****e 发帖数: 7853 | 43 我同你说过,别碰油汽开发股,别碰401k,看来你听了一半,呵呵
[在 GGYY (唧唧歪歪) 的大作中提到:]
:Track S&P,beat我的performance完全没有问题。幸亏我不会折腾401K。
:
:........... |
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G**Y 发帖数: 33224 | 44 说实在的
那几个垃圾股
我早就想割
也一直在割
还是割慢了
本来是想一周割一点
万一反弹
能少损失点
没想到进一步退三步
跌得太快了
心脏实在承受不住了 |
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G**Y 发帖数: 33224 | 45 很多错误跌加在一起了
一,无脑进了
二,没及时止损
三,爆跌后,心存侥幸,瞎抄底补仓
一是根源,三几乎加倍了损失 |
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