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Investment版 - 买指数基金是expense ratio越低越好吗?
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1 (共1页)
m**********w
发帖数: 4161
1
VINIX, 0.05%
SPY 0.09%
INDXQ 0.06%
都是跟踪SP500的。
s**x
发帖数: 7506
2
等你的股票涨了或跌了,这些费用,交易费用基本都可以忽略不计的。
所以,没必要太在意这些东西。
x***i
发帖数: 395
3
那对其他类型的基金呢?有些有load或者commision,这些重要不

【在 s**x 的大作中提到】
: 等你的股票涨了或跌了,这些费用,交易费用基本都可以忽略不计的。
: 所以,没必要太在意这些东西。

K****D
发帖数: 30533
4
Yes.

【在 m**********w 的大作中提到】
: VINIX, 0.05%
: SPY 0.09%
: INDXQ 0.06%
: 都是跟踪SP500的。

K****D
发帖数: 30533
5
Expense is the No.1 important issue for people who track S&P500.
In another word, if you expect to see an average of 7% portfolio
APY or lower, then try your best to reduce expenses.

【在 x***i 的大作中提到】
: 那对其他类型的基金呢?有些有load或者commision,这些重要不
f****t
发帖数: 1063
6
then generally speaking, etf is better MF, for retirement account?

【在 K****D 的大作中提到】
: Expense is the No.1 important issue for people who track S&P500.
: In another word, if you expect to see an average of 7% portfolio
: APY or lower, then try your best to reduce expenses.

K****D
发帖数: 30533
7
How did you get that conclusion? I don't agree.
Just calculate your total cost in a year (including the ER of
ETF/MFs), divided by your total balance, to get your real
expense ratio.

【在 f****t 的大作中提到】
: then generally speaking, etf is better MF, for retirement account?
s*******d
发帖数: 126
8
I found the following article to be quite informative. Apparently not all
index funds were created equal. Having low ERs (such as the Fidelity Spartan
funds that Fidelity has artifically lowered ER to compete with Vanguard) do
not warrant that it is a *better* ran index fund.
http://aboutmoneybiz.blogspot.com/2008/05/fidelity-spartan-or-vanguard-index.html
I don't know how they do it, but folks at Vanguard know how to index.
p.s. if you carry funds in a retirement account, then pre-tax returns m

【在 K****D 的大作中提到】
: Expense is the No.1 important issue for people who track S&P500.
: In another word, if you expect to see an average of 7% portfolio
: APY or lower, then try your best to reduce expenses.

b*********e
发帖数: 2642
9
我的理解:你退休账号投资index,一般是每几个月投资一次。
mf每次购买不收费,etf每次都要收费吧。
如果只是大额购买一次,etf比较好;如果购买次数多,mf更好。

【在 f****t 的大作中提到】
: then generally speaking, etf is better MF, for retirement account?
f****t
发帖数: 1063
10

so you can buy MF for a year, or several years, tenn move to ETF?

【在 b*********e 的大作中提到】
: 我的理解:你退休账号投资index,一般是每几个月投资一次。
: mf每次购买不收费,etf每次都要收费吧。
: 如果只是大额购买一次,etf比较好;如果购买次数多,mf更好。

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好像vanguard里Roth ira 账户提供的fund 费用都很高啊?请大家推荐几个好的401k里用的mutual fund吧。。。
关于mutual fund和ETF的pricevanguard 和 fidelity sp500 表现不同
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进入Investment版参与讨论
s***w
发帖数: 521
11
sounds a good idea to me. but I am not NIU
Other big NIU have other opions?

【在 f****t 的大作中提到】
:
: so you can buy MF for a year, or several years, tenn move to ETF?

m**********r
发帖数: 887
12
VTSMX的admiral share (VTSAX)和 VTI的收费都是0.07%
要是每年不断买进的话并rebalance的话,换成ETF还是不划算。
f****t
发帖数: 1063
13
any requirements for admiral share?

【在 m**********r 的大作中提到】
: VTSMX的admiral share (VTSAX)和 VTI的收费都是0.07%
: 要是每年不断买进的话并rebalance的话,换成ETF还是不划算。

s******d
发帖数: 323
14
100,000 minimum investment

【在 f****t 的大作中提到】
: any requirements for admiral share?
f****t
发帖数: 1063
15
so we cannot use it...

【在 s******d 的大作中提到】
: 100,000 minimum investment
m**********r
发帖数: 887
16
You're eligible for Admiral Shares if you:
Have at least $100,000 in a single holding in a Vanguard fund that offers
Admiral Shares. (We automatically convert these accounts to Admiral Shares
for you on a quarterly basis.)
Have owned a single holding in a Vanguard fund for at least ten years that
now has a balance of $50,000 or more, and you're registered for online
access to your Vanguard accounts. (While these accounts are not converted
automatically, you can complete the easy process online o
m**********r
发帖数: 887
17
as for the fee of 0.15% for VTSMX and 0.07% VTI, you save only 8 bucks by
holding 10K dollar VTI a year. IF you are DCA people, the trading commission
will quickly eat it up.
f****t
发帖数: 1063
18

commission
so you can buy MF for a year, or several years, tenn move to ETF?

【在 m**********r 的大作中提到】
: as for the fee of 0.15% for VTSMX and 0.07% VTI, you save only 8 bucks by
: holding 10K dollar VTI a year. IF you are DCA people, the trading commission
: will quickly eat it up.

m**********r
发帖数: 887
19
没有太大的必要。省不了几个钱。而ETF上上下下的不是什么好事。
n******n
发帖数: 12088
20
ETF is much better because MF's has restrictions on price and trading period.

【在 m**********r 的大作中提到】
: VTSMX的admiral share (VTSAX)和 VTI的收费都是0.07%
: 要是每年不断买进的话并rebalance的话,换成ETF还是不划算。

n******n
发帖数: 12088
21
What's wrong with up-and-down? Your MF is also up-and-down.

【在 m**********r 的大作中提到】
: 没有太大的必要。省不了几个钱。而ETF上上下下的不是什么好事。
1 (共1页)
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话题: vanguard话题: etf话题: mf话题: admiral话题: shares