c**i
发帖数: 6973 | 1 But you are too old--you admitted that you are old. We only want young
people. We don't want retirees, who will need nursing homes and hospital
care. Just kidding.
Remember, Dr. Morris Chang, who invented the industry of foundry and at
present chairman of Taiwan Semiconductor Manufacturing Corp. (TSMC) was an
American all right. But he was oiginally from Mainland China, then under
Republic of China though.
Chinese have 1.4 billion now? |
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S**********n
发帖数: 264 | 2 real estate is the best investment, housing price in boston can only go up.
blah, blah,...
honestly, bbppb is pretty honest and pretty trust worthy comparing to many
other realtor friends.
earning enough money and retire early is kind of a great achievement in
western culture. in our great culture, it is the other way around.
everyone wants to be the strong man so that he could screw other people's
lives(probably their wives and daughters too).
being able to earn good money when one gets old ... 阅读全帖 |
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w**1
发帖数: 1014 | 3 “According to the latest retiree health care cost estimate from Fidelity
Benefits Consulting, a 65-year-old couple retiring this year will need an
average of $220,000 (in today’s dollars) to cover medical expenses
throughout retirement.”
平均22万，一辈子。
医生看到的都是病人，样本biased, which then leads to nonsensical conclusions. |
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b*******0
发帖数: 1695 | 4 医生said retirees needs 22万 annual living expense, she did not say $240,000
annual medical expense. |
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w**1
发帖数: 1014 | 5 “According to the latest retiree health care cost estimate from Fidelity
Benefits Consulting, a 65-year-old couple retiring this year will need an
average of $220,000 (in today’s dollars) to cover medical expenses
throughout retirement.”
平均22万，一辈子。
医生看到的都是病人，样本biased, which then leads to nonsensical conclusions. |
|
b*******0
发帖数: 1695 | 6 医生said retirees needs 22万 annual living expense, she did not say $240,000
annual medical expense. |
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u**********s
发帖数: 315 | 7 I know many retirees without much salary still stay in Belmont. |
|
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g******4
发帖数: 6339 | 9 It's no secret that the state of Illinois is in a fiscal crisis. It's
taken about ten years of pay-to play politics, sweetheart deals, poor public
policy decisions, and the complete mismanagement of state funds to get us
to this point.
(1) Illinois' budget deficit is approximately $14 billion,
(2) the state's pension and retiree health care debt is approximately $130
billion, (3) unfunded Medicaid liability has doubled since 2007 and
(4) Illinois' unemployment rate has hovered around 10% for... 阅读全帖 |
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g******4
发帖数: 6339 | 10 Illinois' five state public pensions systems are underfunded by $83 billion.
Local governments are having to dedicate more of their operating budgets
each year to fund local public pensions. Thousands of public retirees are
earning six-figure pensions annually, all while Illinois' taxpayers are
being asked to contribute more.
http://ssm.nwherald.com/projects/pension/
way |
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g******4
发帖数: 6339 | 11 Illinois' five state public pensions systems are underfunded by $83 billion.
Local governments are having to dedicate more of their operating budgets
each year to fund local public pensions. Thousands of public retirees are
earning six-figure pensions annually, all while Illinois' taxpayers are
being asked to contribute more.
http://ssm.nwherald.com/projects/pension/ |
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g******4
发帖数: 6339 | 12
As lawmakers in Wisconsin attempt to cut benefits, Illinois officials are
taking a different approach: borrowing. the state of Illinois hopes to
issue $3.7 billion in bonds.
...
Illinois isn't alone in its pension challenge. In neighboring Wisconsin,
governor Scott Walker is leading an effort to reduce future pension benefits
for current employees, an unusual move. ...
Combined, states face an unfunded pension liability of about $3 trillion,
according to a paper released last fall by finance p... 阅读全帖 |
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g******4
发帖数: 6339 | 13 Quinn said. “We want to keep building things in Illinois – our roads, our
bridges, our schools. In order to do that, we have to issue bonds, and if
our bond rating is reduced again – our credit rating is reduced – we may
not be able to do what we want to do.”
Moody’s Investors Service has warned the state’s credit rating could be
downgraded again if there is no movement soon on the pension situation.
The state has $96 billion in unfunded pension debt.
The new General Assembly is sworn-in on Jan.... 阅读全帖 |
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g******4
发帖数: 6339 | 14
Gov. Pat Quinn and Mayor Rahm Emanuel say it’s unfair for Chicago property
owners to pay, not only city teacher pensions, but also pay teacher
retirement benefits of suburban and downstate educators.
Rising pension costs and underfunded pensions, the result of decades of
unrealistic politicians’ promises, coupled with underfunding – this year
funding only 60% of the TRS - threaten to reduce state and city budgets for
almost every other expenditure.
Some suggested solutions to reform teacher pen... 阅读全帖 |
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g******4
发帖数: 6339 | 15 After Detroit, Who's Next?
For years Detroit has been gutting services and sucking taxpayers dry to
finance retirement and debt obligations. Nearly 70% of parks have been
closed since 2008, and four in 10 street lights don't work. The city has cut
its police force by 40% in a decade. ......
......
While few municipalities are as economically depressed or dilapidated as
Detroit, many have borrowed heavily, raised taxes and hollowed out services
to pay retirement and debt obligations. Some like De... 阅读全帖 |
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g******4
发帖数: 6339 | 16 Mayor Rahm Emanuel is offering Chicago Police officers a 5 percent pay raise
over three years — with no retroactive pay raise — and demanding that
active officers double their health-care contributions while new retirees
pay 4 percent of annuities for coverage now provided for free.
......
http://www.suntimes.com/23759932-418/city-offers-cops-5-percent |
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g******4
发帖数: 6339 | 17
CHICAGO (FOX 32 News) -
The latest battle over Illinois pension reform is expected to come to a head
on Tuesday in Springfield. Governor Quinn and legislative leaders are
pushing hard for a "yes" vote. Meanwhile, opponents have been working to
drum up opposition, including having retirees flood lawmakers offices before
the vote. The outcome is still up in the air.
State Senator Daniel Biss, from Chicago's North Shore, is one of ten
legislators appointed last June to a special committee to come ... 阅读全帖 |
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g******4
发帖数: 6339 | 18 Posted: Dec 09, 2013 4:57 PM CST Updated: Dec 09, 2013 5:01 PM CST
CHICAGO (Associated Press) -
By SARA BURNETT
Associated Press
It's not the vision of a world class city that Chicago Mayor Rahm Emanuel
typically likes to portray.
More teachers losing their jobs, thousands fewer police and firefighters on
duty, less frequent trash collection and miles of potholed roads going
unrepaired -- all as property taxes soar.
But that's the scenario Emanuel and others have said could befall the nation
's ... 阅读全帖 |
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m**********j
发帖数: 8645 | 19 【 以下文字转载自 Military 讨论区 】
发信人: renzaimg (michael), 信区: Military
标 题: ObamaCare恐崩盘，哪些条款奥巴马不想让你知道？
发信站: BBS 未名空间站 (Mon Dec 23 10:20:58 2013, 美东)
很显然，如果民主党政府在此项目上的花费超过了预期，和保险覆盖率没有达到预期效
果，将导致整个项目的崩盘。
ObamaCare explained... - note the following:
** Page 50/section 152: The bill will provide insurance to all non-U.S.
residents, even if they are here illegally.
** Page 58 and 59: The government will have real-time access to an
individual's bank account and will have the authority to make electronic
fun... 阅读全帖 |
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b*x
发帖数: 5456 | 20 http://www.reuters.com/article/2015/02/27/us-usa-chicago-swaps-
(Reuters) - Chicago drew closer to a fiscal free fall on Friday with a
rating downgrade from Moody's Investors Service that could trigger the
immediate termination of four interest-rate swap agreements, costing the
city about $58 million and raising the prospect of more broken swaps
contracts.
The downgrade to Baa2, just two steps above junk, and a warning the rating
could fall further still, means the third-biggest U.S. city could ... 阅读全帖 |
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g******4
发帖数: 6339 | 21
75
------------------------------
Now the state’s pension problems are so severe that it would have to raise
more than $20,000 per citizen to provide the funding for the promises it has
made state employees over the years.
......
Luckily for federal taxpayers – if not retirees – the Contract Clause
applies only to state laws.
“I don’t think there’s any constitutional principal that would stand in
the way of Social Security modifications,” Beermann said. |
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g******4
发帖数: 6339 | 22
-----------
**** Chicago Mayor is seeking higher utility taxes ***
August 03, 2016
Emanuel pushes for another pension-plugging tax hike
(Bloomberg)—Chicago Mayor Rahm Emanuel is seeking higher utility taxes to
keep the city's largest pension fund from running out of money and set all
four retirement plans on a path to solvency.
The city wants to raise the levies on water and sewer bills to shore up the
Municipal Employees' Annuity and Benefit Fund of Chicago, the most
underfunded of the four pe... 阅读全帖 |
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g******4
发帖数: 6339 | 23 August 03, 2016
Emanuel pushes for another pension-plugging tax hike
(Bloomberg)—Chicago Mayor Rahm Emanuel is seeking higher utility taxes to
keep the city's largest pension fund from running out of money and set all
four retirement plans on a path to solvency.
The city wants to raise the levies on water and sewer bills to shore up the
Municipal Employees' Annuity and Benefit Fund of Chicago, the most
underfunded of the four pensions, and Emanuel planned to discuss the hike
today at an investor... 阅读全帖 |
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w*********t
发帖数: 319 | 24 Is that because the rich people from NYC lives in CT?
And why are those riches live in CT not upper state NY. -there are lots of
quite area in upper state NY, why not live there, CT's tax burden is as bad
as NY. Actuaally was rated worst state for retirees in 2012 mostly because
of the tax and old weather. |
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w*********t
发帖数: 319 | 25 Is that because the rich people from NYC lives in CT?
And why are those riches live in CT not upper state NY. -there are lots of
quite area in upper state NY, why not live there, CT's tax burden is as bad
as NY. Actuaally was rated worst state for retirees in 2012 mostly because
of the tax and old weather. |
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W***n
发帖数: 11530 | 26 Lots of retirees live in FL.
More taste of S American cultures.
Traffic is not as crazy.
Much easier to find cheaper home prices.
(forget about water front houses - unless u've millions) |
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t******g
发帖数: 439 | 27 http://news.uns.purdue.edu/insidepurdue/2009/091012_FluShots.html
October 12, 2009
Seasonal flu shot appointments available on campus
Seasonal flu shot appointments provided by WorkLife Programs are available
on the West Lafayette campus. The vendor for these events is Maxim Health
Systems.
Free seasonal flu shots on campus are offered to benefit-eligible faculty
and staff, graduate staff, official Purdue retirees, and their spouses/same-
sex domestic partners.
Appointments are still available f |
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L*******e
发帖数: 334 | 28 "the most generous health care benefit in the state — coverage for life for
all retirees plus a dependent, no matter how long they had worked for the
city." |
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w***t
发帖数: 8175 | 29 (Reuters) - Less than two years after exiting bankruptcy, the city of
Vallejo, California, is again facing a budget crisis as soaring pension
costs, which were left untouched in the bankruptcy reorganization, eat up an
ever-growing share of tax revenues.
Vallejo's plight, so soon after bankruptcy, is an object lesson for three U.
S. cities going through that process today - Detroit, Stockton and San
Bernardino, California - because it shows the importance of dealing with
pension obligations as p... 阅读全帖 |
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d**********l
发帖数: 538 | 30 一个朋友转发的，写得很有意思，大家看看 :)
评论也很有意思。
http://www.businessweek.com/articles/2014-10-15/chinese-home-bu
Why Are Chinese Millionaires Buying Mansions in an L.A. Suburb?
By Karen Weise October 15, 2014
Why Are Chinese Millionaires Buying Mansions in an L.A. Suburb?
Photograph by Damon Casarez for Bloomberg Businessweek
“Oh, hey! How ya’ doin’?” Raleigh Ornelas hollers, leaning out the
window of his spotless white pickup truck. He’s recognized the man across
the street, a developer standing in fr... 阅读全帖 |
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m*******u
发帖数: 6052 | 31 我的两个干女儿都是主力。
CAAM Chinese Dance Theater is proud to present "Dancing in Chinese Opera"
Vibrant costumes, agile movement, and professional staging are the hallmarks
of CAAM Chinese Dance Theater's productions, and our 2015 show, "Dancing in
Chinese Opera," will be no exception. This year's production will delight
and entertain with dances inspired by Chinese legends, classical Chinese
dance, ba zi gong, and the many forms of Chinese opera still
enthusiastically performed today. CAAM CDT will expl... 阅读全帖 |
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z******g
发帖数: 44 | 32 国内来的老人,或退休的,或不工作的,或六十以上都属于"senior and retiree".
楼上的:不会也可试一试嘛.反正由男的带;-).
另外,这儿也有教跳舞的.有位刘老师每星期六在Just Dancing教Salsa.学的人很多.
Just Dancing也有人(老美,老俄)专门教国标的.以上这些老师都非常专业.价钱平均下
来是每小时七,八刀勒.
其他可以学的地方还有现代中文学校,St. Louis Commmunity colleges等. |
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g******d
发帖数: 1774 | 33 Best Retirement Spots for Football Fans
For golden years that must include the gridiron
By Kirk Shinkle
Posted September 11, 2008
The University of Nebraska marching band takes to the field during a
football game versus the University of Southern California in Lincoln,
Nebraska.
The University of Nebraska marching band takes to the field during a
football game.
(Kenneth Jarecke/Contact for USN&WR)
Related News
* Advice for NFL Retirees
* Best Places to Retire
* Search Places to Retir |
|
b******e
发帖数: 138 | 34 我们在北方，冬天非常漫长。退休后想搬到一个较暖和的地方去居住。加州的房价太高
，就不考虑了。
vegas怎么样？适合退休人员居住吗？ld喜欢在后院种菜。这是必要条件。听说vegas热
得连菜都不长。这是真的吗？ |
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l***n
发帖数: 896 | 35 很适合退休人士居住，实际上，东南面的 Henderson 就是几十年来很多很多比较有钱
的退休人士居住的首选。
最近些年发展起来的 Summerlin 地区，有专门的老人社区，就是说必须要到一定的年
龄才能住那里的（一家有一位就行了）。
这样的社区都非常好，干净、漂亮、人行道特别有加宽！残疾人的轮椅通道更加平缓！
呵呵，贴心吧。
种菜这事，只要动脑子，就有办法，有兴趣咱再多聊。
俺很好奇的是：这里真的有可以退休年龄的人吗....? :-) |
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b******e
发帖数: 138 | 36 谢谢lvsen的回帖。你的回帖提供了一些有用的信息。
我在zillow上看了看henderson，地方确实不错，房价也不高，但是lot不大。这与我们
现状不同。我们在中西部大农村，房子的lot很大，在后院种菜，养鸡都行。干点农活
，既打发时间，又锻炼身体。若真要搬到henderson，种菜就算了。
是的，来mitbbs来玩的中老年人不多，但偶尔也能看见老三届的人发的贴。很多这些上
世纪八十年代来美的人，已接近退休年龄。
我以前只逛文学城。几个月前，一个偶然的机会，我知道了买买提，现在也常来逛逛。
买买提提供了更好的消遣平台，打打牌，灌灌水什么的。 |
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r****v
发帖数: 1166 | 37 henderson很多老年社区55+， lot也就5000sq, 不比中西部，也有高尔夫社区，
楼主看情况吧 |
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N***U
发帖数: 1242 | 38 schedule M: making work pay and government retiree credits |
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a**i
发帖数: 608 | 39 分析文章天天有。看看下面这个。
我觉得对 NJ 中北部大部分好的学区，房价底部已经过了。
利率还很低，股市天天涨，这些地方的房子上涨只是时间问题了。
Housing Declared Bottoming in U.S. After Six-Year Slump
Bloomberg
By John Gittelsohn and Prashant Gopal - Apr 25, 2012 11:51 AM ET
The U.S. housing market is showing more signs of stabilization as price
declines ease and home demand improves, spurring several economists to call
a bottom to the worst real estate collapse since the 1930s.
“The crash is over,” Mark Zandi, chief economist for Moody’s Analytics
Inc. in West Ch... 阅读全帖 |
|
e****n
发帖数: 659 | 40 5555, i coulnd find any employee discount now.
and i dont dare to use retiree code. |
|
e****n
发帖数: 659 | 41 5555, i coulnd find any employee discount now.
and i dont dare to use retiree code. |
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j***k
发帖数: 2719 | 42 here is a real story from my co-worker.
He bought a 2bed co-op in your target area in 2003. At the end of 2007, he
was to transfered to our London office. The market was at the peak and he
was ready to sell the co-op and cash in. Within a month, his agent found him
a buyer and he put in an offer at the asking price with all cash and it was
accepted. The co-op board rejected the offer because the buyer did not
have eoungh saving on his own and his parents were buying the apartment for
him.
After ... 阅读全帖 |
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w****e
发帖数: 1883 | 43 7% goes to federal retirees and veterans?! WTF! |
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m**********j
发帖数: 8645 | 44 【 以下文字转载自 Military 讨论区 】
发信人: renzaimg (michael), 信区: Military
标 题: ObamaCare恐崩盘，哪一些条款奥巴马不想让你知道？
发信站: BBS 未名空间站 (Mon Dec 23 10:20:58 2013, 美东)
很显然，如果民主党政府在此项目上的花费超过了预期，和保险覆盖率没有达到预期效
果，将导致整个项目的崩盘。
ObamaCare explained... - note the following:
** Page 50/section 152: The bill will provide insurance to all non-U.S.
residents, even if they are here illegally.
** Page 58 and 59: The government will have real-time access to an
individual's bank account and will have the authority to make electronic
fu... 阅读全帖 |
|
l********y
发帖数: 345 | 45 A lot of retirees actually sell their houses in California where they can
easily get half million and buy a property in Oregon or Washington for half
the money and keep the rest as their liquid assets. Not a bad deal at all. |
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i********6
发帖数: 4766 | 46 best for retirees and kids raising. |
|
E**O
发帖数: 1980 | 47 很可能，CAT已经算过了：
it will drive up the company's health care costs "by more than 20 percent (
over $100 million) in the first year alone and put at risk the coverage our
current employees and retirees receive." |
|
m*****y
发帖数: 2424 | 48 I support funding CalSTRS and the UC pensions of those retirees who actually
held teaching positions. The rest of them can go to hell for all I care.
What are they going to do, slap a pension fund tax on all Californians? |
|
b*******r
发帖数: 6655 | 49 西方国家的财政状况，与养老金慷慨程度基本成反比。
墨西哥自己不用交一分钱，也能拿三分之一的工资，还是不错的。 |
|
M********8
发帖数: 3837 | 50 问题是，你要去一个退休好的国家，必须先在年轻力壮有利用价值的时候移民，不然的
话过了一定的年龄，连投资移民人家都不要你（大富，明星，炸药奖之流当然不在此列
）。 |
|
