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全部话题 - 话题: reconsider
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发帖数: 1
1
来自主题: Military版 - 我说的就是TPP
我说的就是TPP
这得多恶心啊。
Trump: I would reconsider a massive Pacific trade deal if it were '
substantially better'
President Trump tells CNBC he would reconsider the Trans-Pacific Partnership
if the United States got a "substantially better deal."
Trump is almost certainly too late to revise the trade deal, since the
countries that were abandoned by the United States agreed this week to move
forward without the U.S.
spokesman for Trump killed 25
s******r
发帖数: 5309
2
'Paul Manafort will tell the truth,' Trump's legal team said. Minutes later,
they took it back
After Trump's former campaign chairman Paul Manafort agreed to cooperate
with prosecutors working for special counsel Robert Mueller, President
Donald Trump's legal team said "the President did nothing wrong and Paul
Manafort will tell the truth."
Minutes later, they seemed to reconsider. A "corrected" statement removed
the bit about Manafort telling the truth.
The White House did not immediately respo... 阅读全帖

发帖数: 1
3
来自主题: Military版 - 民主党州长为人民发声
要求reverse税改,去掉州税在联邦税抵扣1万刀的cap -- by WSJ
WASHINGTON—Eight states led by Democratic governors launched a campaign
Friday to pressure the Trump administration to reconsider a measure in the
2017 tax overhaul that high-tax states say has led to a sharp revenue
decline.
New York Gov. Andrew Cuomo, joined by the governors of Connecticut, Illinois
, New Jersey and Oregon, said states would lobby Congress and the
administration for the repeal of the $10,000 cap on the federal deduction
for state and lo... 阅读全帖
t***h
发帖数: 40
4
来自主题: Military2版 - 请读后, 请问美国有法律吗?
IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA
SECOND APPELATE DISTRICT
DIVISION TWO
Wan (aka Winnie) Tin ) Case #: B222712
)
Plaintiff and Respondent, ) (Sup. Ct. No. CK71139)
v. )
Los Angeles County Superior Court )
)
In re Joshua Tin )
)
----------------------------------------------------------------)
APPELLANT’S... 阅读全帖
p***2
发帖数: 374
5
来自主题: QueerNews版 - House will NOT vote to repeal DOMA
http://lezgetreal.com/2011/07/no-vote-on-repealing-doma-in-hous
No Vote On Repealing DOMA In House
Tagged with: Barack Obama Defense of Marriage Act Evan Wolfson
Maggie Gallagher Republican Party (United States) Respect for Marriage
Act United States United States House of Representatives

Share
Sale or Free Shipping on Select Computers, Printers & Accessories at Target.
com
23 July 2011
by Bridgette P. LaVictoire
None of us have seriously expected that the House of Represe... 阅读全帖
g********d
发帖数: 4174
6
Same-Sex Marriages
Statement from Secretary of Homeland Security Janet Napolitano on July 1,
2013:
“After last week’s decision by the Supreme Court holding that Section 3 of
the Defense of Marriage Act (DOMA) is unconstitutional, President Obama
directed federal departments to ensure the decision and its implication for
federal benefits for same-sex legally married couples are implemented
swiftly and smoothly. To that end, effective immediately, I have directed U.
S. Citizenship and Immigration ... 阅读全帖
t***h
发帖数: 40
7
来自主题: USANews版 - 这就是美国的法律
IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA
SECOND APPELATE DISTRICT
DIVISION TWO
Wan (aka Winnie) Tin ) Case #: B222712
)
Plaintiff and Respondent, ) (Sup. Ct. No. CK71139)
v. )
Los Angeles County Superior Court )
)
In re Joshua Tin )
)
----------------------------------------------------------------)
APPELLANT’S... 阅读全帖
t***h
发帖数: 40
8
这就是美国的司法: 腐败至及:
IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA
SECOND APPELATE DISTRICT
DIVISION TWO
Wan (aka Winnie) Tin ) Case #: B222712
)
Plaintiff and Respondent, ) (Sup. Ct. No. CK71139)
v. )
Los Angeles County Superior Court )
)
In re Joshua Tin )
)
-------------------------------------------------------------... 阅读全帖
t***h
发帖数: 40
9
请教这是什麽美国政府????
IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA
SECOND APPELATE DISTRICT
DIVISION TWO
Wan (aka Winnie) Tin ) Case #: B222712
)
Plaintiff and Respondent, ) (Sup. Ct. No. CK71139)
v. )
Los Angeles County Superior Court )
)
In re Joshua Tin )
)
--------------------------------------------------------------... 阅读全帖
c*****g
发帖数: 21627
10
【 以下文字转载自 Military 讨论区 】
发信人: roc999 (James Bond), 信区: Military
标 题: 手把手教你如何经济上痛击ABC和Jimmy Kimmel
发信站: BBS 未名空间站 (Fri Nov 1 22:37:45 2013, 美东)
手把手教你如何经济上痛击ABC和Jimmy Kimmel.
从美国人民的斗争经验来看,通过劝说赞助商撤广告是取胜的一条有效途径。商人趋利
避害,容易说服。。
下面整理了ABC赞助商的列表,联系方式,facebook page. 每个人只需要花10分钟左右
的时间就可以把你的看法传达给各大赞助商的PR部门。
消息内容后面有一个写好的模板可以供你修改使用。
以下列表从BunnyNPiggy 那个修改的, 谢谢
BMW
http://www.bmw.com
http://www.facebook.com/BMW
Benz
http://www.mbusa.com
http://www.facebook.com/MercedesBenz
Aloha Airlines
http://www.alohaair... 阅读全帖
l****z
发帖数: 29846
11
Meddling Renewable Energy Standards Distort Energy Markets, Raise Prices
By Joe Nichols | August 10, 2015 | 3:06 PM EDT
Environmental groups scorn state leaders who dare question the sanctity of
renewable energy mandates, commonly known as “renewables portfolio
standards” or RPS. Such scorn is misplaced and state leaders should
continue to reconsider the wisdom and value of these mandates.
RPS laws typically require electric utilities to purchase specific
quantities of electricity from renewabl... 阅读全帖
M****o
发帖数: 4860
12
来自主题: USANews版 - 我觉得Trump这次是真玩完了
全世界都要围剿他了,没希望了。他为啥要自掘坟墓?
University reconsiders Donald Trump’s honorary degree over ‘Muslim ban’
proposal
http://www.timeshighereducation.com/news/university-reconsiders

发帖数: 1
13
Trump told the paper he was reconsidering his stance after Thursday's
meeting with President Barack Obama, who urged him to protect parts of the
law. Trump said he would like to keep the provision forbidding
discrimination based on pre-existing conditions and to allow young Americans
to remain on their parents' healthcare plans.
"Either Obamacare will be amended, or repealed and replaced," he said,
acknowledging that it was Obama, who met with Trump in the Oval Office for
90 minutes, who encoura... 阅读全帖
S*******h
发帖数: 7021
14
恩 我德威武
President Donald Trump acted well within his authority in issuing his
executive order on immigration, Texas Attorney General Ken Paxton told a
federal appeals court on Wednesday.
Paxton, a Republican, attached a brief in asking the 9th U.S. Circuit Court
of Appeals in California for permission to argue in support of Trump's
temporary ban on travelers from seven predominantly Muslim countries.
Texas is the first state to back Trump in the closely watched litigation. A
group of 15 states an... 阅读全帖
j*********r
发帖数: 24733
15
来自主题: USANews版 - 这次是NYT造谣编故事被抓现行
New York Times issues embarrassing correction after botching story attacking
Trump’s tax plan
The New York Times issued an embarrassing correction after a report that
attacked President Donald Trump’s recently passed tax plan got the numbers
about as wrong as could be.
The lengthy Feb. 23 feature, headlined, “Get to Know the New Tax Code While
Filling Out This Year's 1040,” sought to detail how Trump’s tax plan
would hurt middle-class families. A hypothetical couple -- christened Sam
and Felicit... 阅读全帖
r****9
发帖数: 4961
16
【 以下文字转载自 Military 讨论区 】
发信人: roc999 (James Bond), 信区: Military
标 题: 手把手教你如何经济上痛击ABC和Jimmy Kimmel
发信站: BBS 未名空间站 (Fri Nov 1 22:37:45 2013, 美东)
手把手教你如何经济上痛击ABC和Jimmy Kimmel.
从美国人民的斗争经验来看,通过劝说赞助商撤广告是取胜的一条有效途径。商人趋利
避害,容易说服。
下面整理了ABC赞助商的列表,联系方式,facebook page. 每个人只需要花10分钟左右
的时间就可以把你的看法传达给各大赞助商的PR部门。
消息内容后面有一个写好的模板可以供你修改使用。
以下列表从BunnyNPiggy 那个修改的, 谢谢
BMW
http://www.bmw.com
http://www.facebook.com/BMW
Benz
http://www.mbusa.com
http://www.facebook.com/MercedesBenz
Aloha Airlines
http://www.alohaairl... 阅读全帖
g********t
发帖数: 31
17
宝马的邮件地址:
c***************[email protected]
奔驰:
http://mercedes-benz.custhelp.com/app/ask
模版如下:
In lieu of recent Jimmy Kimmel show scandal of promoting racial killing
among young children, we urge your company to reconsider your sponsorship
with the Jimmy Kimmel Show on ABC.
A 6-year-old boy said "kill all Chinese" when was asked how to solve
government debt crisis and Mr. Kimmel commented "that is an interesting idea
". Mr. Kimmel also followed up this boy's opinion later the show by asking,
"Should... 阅读全帖
b********s
发帖数: 6928
18
长,慎入
请教版上各位老师,投稿后收到editor的email,major revision requested,
editor原话是 your manuscript could be reconsidered for publication if you
are prepared to make revisions based on the comments of the reviewers
两个reviewer,reviewer 1 给的comments都很中肯,甚至有表扬在里面,基本我都可
以接纳并按照它去改,可以推断给的最终意见是accept with revision
reviewer 2 从头到尾都在扁这个稿子,说出了 this manuscript does not make
contribution to the literature and the literature review does not show that
this manuscript fills a gap这样的话,并且最后说 I suggest the authors fix
these issu... 阅读全帖
p******e
发帖数: 352
19
【 以下文字转载自 Texas 讨论区 】
发信人: roc999 (James Bond), 信区: Texas
标 题: 手把手教你如何经济上痛击ABC和Jimmy Kimmel.
发信站: BBS 未名空间站 (Fri Nov 1 22:38:00 2013, 美东)
手把手教你如何经济上痛击ABC和Jimmy Kimmel.
从美国人民的斗争经验来看,通过劝说赞助商撤广告是取胜的一条有效途径。商人趋利
避害,容易说服。
下面整理了ABC赞助商的列表,联系方式,facebook page. 每个人只需要花10分钟左右
的时间就可以把你的看法传达给各大赞助商的PR部门。
消息内容后面有一个写好的模板可以供你修改使用。
以下列表从BunnyNPiggy 那个修改的, 谢谢
BMW
http://www.bmw.com
http://www.facebook.com/BMW
Benz
http://www.mbusa.com
http://www.facebook.com/MercedesBenz
Aloha Airlines
http://www.alohaairlines.... 阅读全帖
s********u
发帖数: 1109
20
嗯,我好像理解你的意思了。
就像这一段(维基百科):
In other words, a greedy algorithm never reconsiders its choices. This is
the main difference from dynamic programming, which is exhaustive and is
guaranteed to find the solution. After every stage, dynamic programming
makes decisions based on all the decisions made in the previous stage, and
may reconsider the previous stage's algorithmic path to solution
一个简单的例子是,找硬币的问题,比如硬币面值是1,3,4.要组成6,贪心法就会得到(
4,1,1),而dp则能解出(3,3)。
但我奇怪的是,如果按照这样的说法,我们平时绝大多数的dp题,难道实际上都是贪心
算法了。(或者把贪心... 阅读全帖
k**g
发帖数: 1558
21
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase E... 阅读全帖
z****s
发帖数: 1760
22
来自主题: Money版 - 近期申卡记录兼包子求问
FYI.
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
z****s
发帖数: 1760
23
FYI.
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
z****s
发帖数: 1760
24
FYI,
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
z****s
发帖数: 1760
25
FYI,
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
z****s
发帖数: 1760
26
来自主题: Money版 - Chase UA没有instant approve

FYI
If you are not approved instantly then you can call 1-888-609-7805 and
speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage
of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
z****s
发帖数: 1760
27
来自主题: Money版 - chase co 没有instant approved
FYI.
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Ch... 阅读全帖
c*****a
发帖数: 154
28
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase E... 阅读全帖
c******l
发帖数: 453
29
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase E... 阅读全帖
c****x
发帖数: 2674
30
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
试试吧,不马上批的话凶多吉少
p**5
发帖数: 2544
31
1-888-609-7805
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
m*******g
发帖数: 383
32
CHASE成天给我寄广告说pre-approved,为了$200的bonus我就跳了。结果网申pending
,打电话过去被告知悲剧了。说记录太短,而且卡太少,credit不够。
于是跟客服argue,要求reconsider。说了半天,最后说帮我提交reconsider了,并且
‘recommend approval’。也就是说还不一定能通过,而且即使通过了,CL也就只有$
500。
CHASE也太小气了,尼马什么玩意啊!$500的CL是他妈糊弄小孩呢吧!
P.S. 顺便问一下,卡太少了是说还对信用记录不好吗?本人手里只有一张卡,一年的
信用记录,按时还款。
N*********t
发帖数: 1082
33
前面某帖子的
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage
of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (... 阅读全帖
g**n
发帖数: 25142
34
If you are not approved instantly then you can call 1-888-609-7805 and speak
with some one in chase lending dept and they can approve your application
after verifying your credit and other chase CC and send it for last stage
of
approval which is just a formality.
Other phone number that may be useful:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase E... 阅读全帖
f********i
发帖数: 8412
35
1-888-609-7805 (lending dept )
others:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
f********i
发帖数: 8412
36
1-888-609-7805 (lending dept )
others:
Chase: 800-432-3117 (App status)
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)
Chase: 888-622-7547 (Chase Executive Ofc. in IL)
d*********6
发帖数: 1972
37
哥想刚来美帝的时候如果有这么一个攻略就好了,所以现在写一个方便新人吧。其实哥
也只是呆了2年多,现在还是一个菜鸟。内容大多来自于版上大家的讨论,想深入研究
的多多潜水就好了。欢迎各位老鸟补充更好的方便我们这些菜鸟。
1. 信用卡和信用分数的关系?
a. 信用分数可以在credit karma免费获得,准确度较差。https://www.creditkarma.
com/。也可以使用citi identity monitor每月五刀,比较准确详尽。citi identity
monitor的每月5刀请通过该链接进入申请
http://www.identitymonitor.citi.com/index.aspx?source=IMN00291/a>
b. 刚有记录的人分数没有意义,只看历史长度和hard pull数量。两年以后,700分-750分可以
申请好些的卡片(比如chase freedom),750分以上申请大部分卡片问题都不大。要提高信用分
数,注意按时付清账单;保持balance在creditline的占比小于50%;不要随意关早期申请的卡
片;不要过度频繁的申请卡片。每次申... 阅读全帖
b****n
发帖数: 2780
38
尤其是对chase,可以reconsider的话
如果被拒,reconsider的时候可以力争:你说我preapproved让我申的。
这样几乎100%能给的
个人经验,欢迎讨论
s*********4
发帖数: 1980
39
打后门电话碰上男AGENT也还是有希望过的.分享一下我的情况:
之前从来没有申请过CHASE卡.
2011/6 Chase UA Mileage Plus
online直接过,25k points已经到帐
2011/10 Chase Freedom
online直接过,20k points=$200已经到帐
2011/11 Chase Southwest
online没过并收到decline letter.打电话关掉UA Mileage Plus card 然后打后门电话
请求reconsider.一位女AGEENT就问了下信用分数马上给了.50k points 已经到帐.
2011/12 Chase Sapphire Preferred
把UA Mileage Plus card关掉后才发现没法再往UA的里程帐户里攒点了,而且FREEDOM上
的点也没法转过去.于是在southwest开户后的第32天(Dec 23)再申请Chsae Sapphire
Preferred.Online自然是没过,转手就打后门电话,女AGENT说现在是被锁住的,要等两周
.一周后再打,被一女AGENAT... 阅读全帖
g*****i
发帖数: 4457
40
来自主题: Money版 - 各银行后门电话查询
各银行金融机构后门电话(来自http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066 )更新与2012.01.10
大家顶起 包纸plz
后门电话能直接接通到credit analysts/Credit Departments / Account Managers /
Account Specialists,这些人能reconsider and decide大家的信用卡申请,信用额度
增加,利率高低等并且立马实行。但是后门电话也不是万能的 不能不顾自己的credit
见好卡就申 不过就打后门电话 还是要硬件条件做好了才是正道,最近就有几个ua被拒
reconsider成功 但是全部chase卡全部被关的情况
如果大家发现有的电话号码换了 打不通了 或者发现有新增号码 请pm我 我改进 增减
,希望这贴能帮到大家
一些注意事项: Capital one 的电话不能用来打去提高信用额度了(2010) 感谢一下
Scamp,一个老美论坛理财版主吧 他整理的 几个常用电话像chase amex的电话放到最
... 阅读全帖
c*********8
发帖数: 137
41
来自主题: Money版 - 终于收到Sapphire preferred!
信用记录四年有余,之前只有两张其他银行的信用卡,半年前申请Sapphire Preferred被
拒,打电话reconsider还是被拒,几天后收到freedom的offer,于是就从了freedom,给了
8500的limit,之后几个月大规模的使用freedom,今年一月份再次申请Sapphire
preferred,一个星期pending没有消息,然后再打电话,告知被拒,原因是半年内已经
申请过freedom,于是请求customer rep reconsider,5分钟后,当场approve,给了
5000 cl. 还是这里的电话管用,第一次申请的时候不记得打的什么电话了.
还有我第一次被拒绝的时候信用分数是740,信用记录4年左右.
b******x
发帖数: 826
42
reconsider通过了!
小二先问我是不是最近申了很多卡
我说不是,上一次申请是2-3个月前
然后我说我下个月会开始大量旅行,他就同意reconsider,
review了4-5分钟回来告诉我过了
可能是因为我在chase有CHECKING,SAVING帐号的原因吧
因为他问了我CHECKING帐号的安全问题
谢谢各位!CL 5K
f***w
发帖数: 1745
43
前两天跳了350的Freedom offer,没有instant approve
申完想起来上个月才申了蓝宝石(approved),之间只隔了20天(申之前记错时间了,
郁闷)
这种情况还有必要打电话要求reconsider吗?
如果要求reconsider的话怎么说呢?
信用记录3年半,手上目前有两张chase,一张citi+一张烂卡。
求建议,谢谢!
z****l
发帖数: 5282
44
☆─────────────────────────────────────☆
IOI (IOI,OIO) 于 (Sat Mar 3 19:01:03 2012, 美东) 提到:
[Update 1]第一次电话
刚刚给chase打了电话(888-219-0015),转到可以处理此事的CSR,就询问了情况。跟我想的差不多,就是他们查了信用局的记录,因为pull多了,而且accumulative credit too much,然后就关了。我也查了信用记录:
信用分~720 for all three,这也不能说算差吧?
on average 4 hard pulls (total 14 from all 3 credit reports) within 24 months,也不能算很多吧?(total 8 within last three months)
总共的credit line ~125k,也不能算很高吧?
总共balance ~6k,也不算太高吧?
然后我就质疑他。不好意思,最近看H2的东西太多了,总想质疑一把。
他说我没有做错任何事情,就是他们review后认为h... 阅读全帖
i****g
发帖数: 3896
45
擦 俺的七张cc除了第一张开户行BOA,和一张Citi学生卡,全都是reconsider的。。

今天打Chase的电话要求reconsider Freedom卡成功,折腾开户申卡的事也要告一段落
了。几乎没有一张顺利拿到的卡顺利开成的户,RP就这么不行么我……总体来说折腾得
还算有成果吧,不枉费我打的几十个电话跑的数次银行……期间在版上咨询了很多问题
,获益匪浅,现在来写篇自己的经历回报版上,给新拿到SSN想申卡的新人们参考一下
吧。当然,YMMV。
结果:Chase开户$310,ING开户$76,Citi Forward 10000pts,Chase Freedom
10000pts,Discover Escape 25000miles,BoA 123 no bonus(气死了……下面会说为
啥)。
失败:AMEX SPG,BoA Secured Credit Card转FIA AMEX。
先介绍一下背景,11年8月来美,在Boston读小硕,11年12月申请了一张BoA的Secured
Credit Card,年费$39,存$1000有$1000的额度。我觉得这个还不错后来证明信... 阅读全帖
z****l
发帖数: 5282
46
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desmond2046 (小宇) 于 (Thu Dec 15 23:26:00 2011, 美东) 提到:
哥想刚来美帝的时候如果有这么一个攻略就好了,所以现在写一个方便新人吧。其实哥
也只是呆了2年多,现在还是一个菜鸟。内容大多来自于版上大家的讨论,想深入研究
的多多潜水就好了。欢迎各位老鸟补充更好的方便我们这些菜鸟。
1. 信用卡和信用分数的关系?
a. 信用分数可以在credit karma免费获得,准确度较差。https://www.creditkarma.
com/。也可以使用citi identity monitor每月五刀,比较准确详尽。citi identity
monitor的每月5刀请通过该链接进入申请
http://www.identitymonitor.citi.com/index.aspx?source=IMN00291/a>
b. 刚有记录的人分数没有意义,只看历史长度和hard pull数量。【1】两年以后,700分-750分
可以
申请好些的卡片(比如chase f... 阅读全帖
z****l
发帖数: 5282
47
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josephotto (约瑟夫小鲜) 于 (Sun Feb 12 22:47:50 2012, 美东) 提到:
早前版上多次有同学分享RECON/后门电话,尤其是CHASE的,间接推波助澜地为SAPPHIRE
之类的卡申请带来一波又一波的高潮.
CHASE是目前各大银行里RECON通过率最高和相对而言最宽松的,但我觉得各位同学还是
不要滥用为好.最近版上貌似来了一批新同学,申了帐户不懂得自己看TERM,需要用卡的
时候不了解自己手里几张卡的都有些什么BENEFIT,看见版上大家都在互相建议打后门电
话的时候,刚拿到SSN的或者HISTORY只有三个月半年的也前赴后继地先申卡后打电话.
后门电话的原意只是当你的各项条件符合,但因为某些因素在信用报告上不太明显因而
导致申请被拒,这时后门电话能有效地帮你直接向银行解释清楚原因而释除原本导致你
申卡失败的错误因素.这并不代表着每一个申请被拒时,后门电话都能帮助你扭转乾坤.
版上的置顶帖当中有个DEAL #1 RULE: NO CALL, NO EMAIL... 阅读全帖
g********x
发帖数: 4671
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来自主题: Money版 - 申蓝宝石
Chase: 888-270-2127 (App reconsider)
Chase: 877-781-3109 (combining & product change)
Chase: 888-245-0625 (Credit Analyst - Reconsider)后门电话
h*******y
发帖数: 80
49
citi reconsider是打哪个电话,不是citi一般reconsider不会通过吗?
t****7
发帖数: 11132
50
来自主题: Money版 - United Card 老跟俺过不去。
去年申了personal的,reconsider才过
上周申了business的,也要reconsider才过,同时申的ink都是秒过,看来真不受
united待见。
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