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全部话题 - 话题: rata
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n*****5
发帖数: 28
1
来自主题: Money版 - 请教关于after-tax 401k(已考古)
谢谢楼上的回复。关于3,我在这个网页上看,说是in plan conversion也是subject
to pro-rata rule的。https://www.kitces.com/blog/intra-plan-conversions-to-a-
roth-401k-and-converting-in-service-distributions-from-a-401k-plan-to-a-roth
-ira/
还是说有什么别的问题?
关于4,我的意思是,如果我换工作时,在pre-tax, roth, after-tax都有balance,那
可否只把pre-tax转到下个雇主401k,而把roth & after-tax转到roth IRA?因为如果
不能分开转到两个地方,那么pre-tax 401k也会被转到deductible IRA, 这样就影响我
做backdoor了。
z****l
发帖数: 13
2
来自主题: Money版 - 请教关于after-tax 401k(已考古)
看来你的搜索比版上的回答都对。谢谢分享。


: 又做了一些research,回来update一下:

: 3, In-plan roth conversion不是distribution,不使用pro-rata。如果401k
中pre-

: tax和after-tax是分开track的,在对after-tax amount做conversion的时候,
只有

: gain的部分是taxable的。

: 4,在做401k -
G****y
发帖数: 3537
3
来自主题: Money版 - 上家的401k转哪家的IRA好?
啥税务问题,本来就是TAX DEFERRED的401K,转TRADITIONAL IRA不交税,再转ROTH
IRA就都要交税。
我不太明白的是PRO-RATA RULE,说的好像是如果你的IRA里面有部分是AFTER TAX IRA
的话,只能按比例转到ROTH IRA时,还要交税,还是也不交税?这个没太懂,如果不交
税,那没有什么问题啊。

发帖数: 1
4
【 以下文字转载自 RetireASAP 俱乐部 】
发信人: retireasap (闷声发财), 信区: RetireASAP
标 题: 理财科普:什么是Backdoor Roth IRA,如何开这个后门?
发信站: BBS 未名空间站 (Mon Jan 29 00:39:31 2018, 美东)
因为Roth IRA的最大卖点是退休以后取钱100%不用交税。但是很多收入高的人群已开始
没有办法直接往Roth IRA存钱,但是联邦政府在2010年的时候给大家开了个后门
Backdoor Roth IRA,即使你的收入超过Roth IRA的要求,但是可以通过其它IRA往Roth
IRA转钱,正所谓曲线救国。当然这过程中可能还会涉及到Pro-Rata Rule的问题。
周末码了一篇关于Backdoor Roth IRA和Pro-Rate Rule的文章分享给大家。如果有不对
的地方或者如漏掉什么重要的地方,欢迎大家指正。
https://retireasap.co/what-is-backdoor-roth-ira/

发帖数: 1
5
来自主题: Money版 - 什么人会存non-deductible IRA?
如果你目前既有税前的也有税后的IRA,那你你做backdoor就需要遵循pro-rata rule,
不是说你只想转税后钱的IRA进Roth,那要看你税后钱的IRA占所有IRA资产的比例。
如果你的税前IRA的比例太高,做backdoor的时候,需要对没有交过税的部分补税,这
对于那些想延迟交税的人就是个损失。因为等你退休了没有工资了,你的tax bracket
可能并没有很高,延迟交税可以避免你现在让你对这笔税前IRA的钱交更高的税。
但是如果你只有non deductible IRA的话,事情就简单很多,你最佳选择方案就是在那
笔钱产生任何收益之前转到roth。
希望我的解答能帮助到你!
c*********5
发帖数: 458
6
来自主题: Money版 - 什么人会存non-deductible IRA?
存了non-deducible IRA 后多久能转Roth IRA? pro-rata rule 包括 Pre-tax 401K吗
? 还是只包括Pre-tax IRA?谢谢!
R**a
发帖数: 190
7
【 以下文字转载自 Parenting 讨论区 】
发信人: Rata (Ratatouille), 信区: Parenting
标 题: 带两岁的娃,在香港转机,2个小时够不够?
发信站: BBS 未名空间站 (Thu Dec 9 19:36:24 2010, 美东)
俺开始觉得转机时间越短越好,带着娃,少折腾。
后来老公说,娃需要点时间奔跑、行走,两个小时太短了,我们很仓促。
刚下了飞机,马上上飞机,娃不愿意,会闹腾。
有经验的父母们给给建议,谢谢先!
X****r
发帖数: 3557
8
转换免费,网站上就可以操作,报税的时候别忘了报。转换之前产生的收益是要交税的
。这个事实上就绕过了Roth IRA 的收入限制。但是如果你原来已经有traditional IRA
的话你不能指定其中那些钱做conversion 而是根据pro rata来收税。而且convert 过
来的Roth IRA本金要等五年才能无惩罚在退休前取出来。
a***r
发帖数: 76
9
“但是如果你原来已经有traditional IRA的话你不能指定其中那些钱做conversion 而
是根据pro rata来收税。”
这是不是说以前不能有traditional IRA,或至少不能在里面有存款,最好是空的?这
样才不会因为本金和收益混杂在一起而增加工作量吧。而且是不是每次存入的
traditional IRA都必须100% convert到Roth IRA去,这样traditional账户等于变成一
个纯粹的过渡和摆设了。我理解正确吗?

IRA
s*****a
发帖数: 1022
10
☆─────────────────────────────────────☆
realbug (WA) 于 (Fri May 6 12:25:49 2011, 美东) 提到:
前几天跟ld一块逛街,看见一对母女,女儿大概17-8岁得样子,俩人对话女儿只说英文
,妈妈只说中文,感觉很怪。
☆─────────────────────────────────────☆
guanshui999 (沃尔玛) 于 (Fri May 6 13:28:21 2011, 美东) 提到:
不怪。
我儿子6岁,就这样。
但凡3岁前上daycare的,家里没有老人的,父母双职工的,大多数这样。

☆─────────────────────────────────────☆
noopy (Ponyo女牛牛) 于 (Fri May 6 13:39:15 2011, 美东) 提到:
我看到这里的小孩,7-8个,有一个说中文的,其它都是说英文的。
☆─────────────────────────────────────☆
renayin (Gordon~~) 于 ... 阅读全帖
s*****a
发帖数: 1022
11
☆─────────────────────────────────────☆
SnowWhite (Sisi) 于 (Sun May 8 20:30:28 2011, 美东) 提到:
老大现在2岁半,俩个小的不到2个月。现在有父母帮我,可是父母半年就得回去。外公
外婆愿意帮我带
小的回去。可是那时候,小的才不到6个月。而且,我也觉得外公外婆台辛苦了。都是
60几的人了。
所以我刚请了个保姆, 现在带晚上,这样外公外婆可以不用夜班。到外公外婆会去后
,希望两个小的
能睡过夜。保姆改成日班。
但是外公外婆说不行。到时候,我带着老大,下班回来,就得一个人带3个。而且那时
候两个小的也得
开始吃副食乐。我一个人带3个,老大现在还很调皮,一不小心就去抓妹妹的头发之类
的,我肯定顾不
过来。而且,到时候3个孩子的夜班,我一个人,白天还要上班,太累了。
我觉得我爸妈说的有理。可我又不想让他们把孩子带回去。他们太辛苦了。我该怎们办
呢?别提我劳
公,他是宁可自己骑自行车锻炼,也不来帮手的。他身体不好,光是他的工作,就已经
让他累得不行
了。他说他得锻炼才能继续工作。孩子他也喜欢,不过感觉... 阅读全帖
p*****o
发帖数: 222
12
不建议交易打印胖子;胖子是免费的,收费的是服务:
Heineken up to $10.00 MIR wyb $10.01 worth Ice and/or Bottled Water. (not
including sales tax)& four (4) 6-pks or two (2) 12-pks or one 1L of Heineken.
Purchase between 4-30 and 7-15-11 (明天最后一天). PM by 7-31-11.
NO BEER PURCHASE REQUIRED IN: AL AR CT HI IN* KY ME MO NC NJ NY UT WV
.
Send the cutout of the original UPC label for EACH qualifying product packaged with a ***UPC label*** and the original CRT receipt(s) with EACH qualifying
product price circled. All purchases ... 阅读全帖
h*******i
发帖数: 191
13
第一次做这个rebate.有几个问题需要这里的高手帮忙。
1,CA residents:Rebate amount will be applied to a portion of the purchased
of each item purchased on a pro rata basis. 我不明白这句话,请帮解释一下。
2。All purchases must be made on the same date, and cash register receipt(s)
must be dated 9/1/11and 9/30/11. 这句话我很confuse,前面一段话说
买东西要在同一天,后一段话说receipt(s)在9/1/11到9/30/11 这些天都可以。
我的问题是:
1;在9/1/11到9/30/11之间,请问我可以累积不同时间的receipt(s) 吗?
还是我必须在同一天买够80刀的东西?
2: 我可以在不同的店分开买不同的东西,总之凑够80刀?
3:Costco 买的东西的receipt(s 可以用吗?
4:用上胖子的东西是免费的,可以算上吗?
谢谢!
a*****a
发帖数: 19262
14
来自主题: PennySaver版 - 有包子吃!请过来人给个链接!
来美的第六个年头开始你就要交了
比如你08/2005来的,那2010开始你就要交了(继续在学校做RATA的不需要交)
t*****e
发帖数: 15794
15
来自主题: StartUp版 - 看的眼晕,分享一下
我是绿卡身份,想办个皮包公司倒买倒卖。
记得杨澜在hawii开的$100公司吗? 就想照那个标准开。
考古一段,觉得我有资格开S-corp, 就是从这看见的的开销都比杨澜家大。
有没有人说说她是LLC, c-corp or S-corp?
在这里把网上看的和大家分享一下。
S corporationFrom Wikipedia, the free encyclopediaJump to: navigation,
search
Companies law
Company · Business
Company forms
Sole proprietorship
Partnership
(General · Limited · LLP)
Corporation
Cooperative
United States
S corporation · C corporation
LLC · LLLP · Series LLC
Delaware corporation
Nevada corporation
Massachusetts business trust
Delaware statuto... 阅读全帖
G****u
发帖数: 126
16
来自主题: Stock版 - EROC questions, please help
Eagle Rock Energy Partners to Launch Rights Offering
HOUSTON, May 21, 2010 (GLOBE NEWSWIRE) -- Eagle Rock Energy Partners, L.P. (
the "Partnership" or "Eagle Rock") (Nasdaq:EROC) announced today that it
intends to launch a rights offering, pursuant to which it will distribute
freely-tradable rights (each a "Right" and collectively the "Rights") pro
rata to holders of record ("Record Date Unitholders") of its common units as
of the close of business on May 27, 2010 (the "Record Date"). Record Dat
s*********a
发帖数: 418
17
给个IB的答案:http://ibkb.interactivebrokers.com/node/930
If you hold shares or units in a publicly traded partnership such as a
master limited partnership or a royalty trust, you will receive Schedule K-1
directly from the general partner or trust.
The K-1 reports your pro rata share of the partnership’s taxable income,
gain, loss and deductions. This information is required to be reported on a
Schedule K-1 by the partnership. Any income or expense, as well as
distribution, from the partnership wil... 阅读全帖
d********t
发帖数: 180
18
来自主题: Stock版 - Old Lee, are you buying S?
Under the terms of the deal, SoftBank will purchase 55% of existing shares
for $7.30 in cash. The remaining 45% of shares will be converted into 30% of
the New Sprint shares. SoftBank will be investing $3.1 billion up front in
debt, convertible to New Sprint shares at $5.25 per share. When the deal
closes SoftBank will invest another $4.9 billion in New Sprint shares at $5.
25 per share. SoftBank will also receive a warrant to purchase 55 million
New Sprint shares at $5.25 per share. This struct... 阅读全帖
j*****7
发帖数: 4348
19
来自主题: Stock版 - 不败的组合
"The CVR will entitle each Trius stockholder to receive $1.00 per share if
net sales of tedizolid in the U.S., Canada and Europe are greater than or
equal to $125 million in 2016 and up to an additional $1.00 per share, paid
on a pro rata basis, for 2016 net sales between $125 million and $135
million."
操,又涨上去了,现在搞不成free的了。手脚慢的连汤都喝不上了。
J*****i
发帖数: 2622
y******g
发帖数: 710
21
RATA的钱不能免税的,除非是fellowship不干活就拿钱的
y******g
发帖数: 710
22
RATA的钱不能免税的,除非是fellowship不干活就拿钱的
P******u
发帖数: 12
23
在wellsfargo网上看到这个:
I have after-tax contributions in my Traditional IRA, can I convert just
that portion to a Roth?
No, you cannot convert just the after-tax dollars within your IRA. Whenever
there are both pre-tax and after-tax dollars in an IRA, the IRS requires
that any conversions (or withdrawals) be calculated on a pro-rata basis to
determine which portion of the conversion is taxable. That means each
distribution from the account contains some portion of pre-tax and after tax
money.
那我想放$5... 阅读全帖
g***s
发帖数: 3811
24
来自主题: TAX版 - backdoor-roth-ira 问题
我有个rollover IRA account(R)。去年创建了个Non-deductible IRA帐号(N),然
后今年年初把钱(N)转到了Roth IRA。
刚刚发现如果有Rollover IRA account的话,conversion 是基于pre tax IRA一起来
per rata的。
http://whitecoatinvestor.com/retirement-accounts/backdoor-roth-
请问现在还有办法补救不?
现在再把rollover IRA弄回401k是不是来不及了?
明年报税如何报?
谢谢
N****g
发帖数: 2829
25
来自主题: TAX版 - 投Roth 401k能不能降低MAGI?
因为我有rollover IRA,走backdoor就要pro rata

★ 发自iPhone App: ChineseWeb 8.6
r*****d
发帖数: 23
26
来自主题: Working版 - Question on payback agreement
I am quitting from my current job after one year of employment and being
asked to pay back 50% of all expenses related to my relocation. This was the
agreement signed:
"Retention of any payments made under the Relocation Program is expressly
conditioned on your continued employment with XXX. If you leave
XXX's employment voluntarily or are discharged for cause at any time during
the two-year period following your date of transfer, there will be a pro-
rata
repayment to XXX based on the following
R***r
发帖数: 120
27
Repay any and all allowable immigration expenses spent by the company if you
leave the employ of the company voluntarily or involuntarily anytime during
the green card process. If you leave the employ of the company voluntarily
or involuntarily within two years after you receive your green card, you
agree to repay the company a pro-rata portion of all allowable immigration
expenses spent by the company securing your green card.
这个会不会被绑住太久了啊?大家觉得有不妥么?还是一般都这样的?谢谢。
U*********r
发帖数: 5610
28
"involuntarily" 包括lay off吗?如果包括,就不大合理了。

Repay any and all allowable immigration expenses spent by the company if you
leave the employ of the company voluntarily or involuntarily anytime during
the green card process. If you leave the employ of the company voluntarily
or involuntarily within two years after you receive your green card, you
agree to repay the company a pro-rata portion of all allowable immigration
expenses spent by the company securing your green card.
这个会不会被绑住太久了啊?大家觉得有不妥么?还是一般都... 阅读全帖
h*******7
发帖数: 1481
29
这种策略最适合于收入较高而且没有其他的Pre-Tax IRA的个人。对我们家庭好像不太
合适,因为我们都有Pre-Tax IRA (From 以前的Contribution, Roll-Over 401K,自
己的Business等)
There’s one big caveat to the backdoor Roth: the pro rata rule. When you
calculate the taxes due on a conversion, you have to take into account all
your IRA assets, not just the new $5,000 nondeductible IRA. For example, if
you have a traditional IRA with $95,000 of money from a 401(k) rollover (the
$95,000 contributions were made on a pre-tax basis), and you make a $5,000
nond... 阅读全帖
C*******d
发帖数: 3345
30
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hedge2007 (Life2010) 于 (Fri Nov 9 23:30:30 2012, 美东) 提到:
老公最近换工作,帮他Rollover 401K。他工作10年出头,401K接近30万。
大部分老中双职工手头比较宽裕,剩余的钱比较多,401K放满是很好的降低税率的方法
。假如两口子都从30岁工作到60岁,每年放满,60岁退休时达到150万并不很难。假设
50岁退休,或者被裁找不到体面工作了,两个人的401K达到100万也不很难。
单职工一般手头较紧,放多少要根据自己的经济条件。
☆─────────────────────────────────────☆
swuwan (kkksd) 于 (Sat Nov 24 19:39:40 2012, 美东) 提到:
工作只有5年多,401k才是你lg的十分之一,面壁去了
☆─────────────────────────────────────☆
pker (骂客.咱刻薄) 于 (Sat Nov 24 22:08:50... 阅读全帖
c*******w
发帖数: 62
31
来自主题: Working版 - 简历问题求讨论 (转载)
【 以下文字转载自 JobHunting 讨论区 】
发信人: cedarview (skunk), 信区: JobHunting
标 题: 简历问题求讨论
发信站: BBS 未名空间站 (Wed Feb 19 09:39:34 2014, 美东)
一个其实很简单的问题: 简历长短问题
刚开始找工作,简历上没有东西可写, 东凑西凑, 把什么volunteer什么的都写上,
连着cover letter 凑够了几页。
工作若干年以后, 特别是呆过两三个公司,加上在学校做RATA也得花上几行,工作内
容多样了, 写的东西就多起来。写着写着就写长了。
强行压缩也行, 不过很多我认为是重要的东西就不得不去掉, 感觉不能包括我的经验
和技能。
对于有个七八年工作经验的找工作,大家怎么看这个简历长度, 怎么处理的?
b********9
发帖数: 749
32
来自主题: EB23版 - 美國務院:EB3未歧視中國人
世界新聞網
美國國務院簽證辦公室首席法律顧問高斯基(Jeff Gorsky)28日在紐約接受本報專訪時
表示,美國
移民行政管理機構並無歧視中國大陸出生申請者的政策,針對月前中國職業移民第三優
先(EB3)申請
人集體控告國務院一事,他認為是因對移民法有誤解(Misconception),若要根本地改
變目前「不
公平」的配額制度,中國移民只能寄望聯邦全面移民改革來更改法律。
今年5月21日,一批苦等職業移民排期多年的中國勞工向聯邦第九巡迴法庭提出了對國
務院、移民
局、國內安全部及其負責人的集體訴訟,狀告這些機構在2008、2009兩會計年大幅度削
減中國大陸
出生申請者的EB3簽證名額2300多個,要求補償其行政過失及歧視政策所造成的損失。
身為國務院律師主管的高斯基認為,導致訴訟的原因是「對法律和規定的誤解」,因為
現行移民法依
照國別多樣性原則,按比例(Pro Rata)分配給世界各國移民配額,每國配額上限為7%,
EB3簽證也
遵循相同原則;但該條例並不確保某國申請者在某年必能獲得7%的名額;具體到每月名
額分配,還需
同時兼顧世界各國的移民排期,並把移民局對不同國別申請的處
v********n
发帖数: 141
33
生活在AZ不错啊
【 以下文字转载自 Military 讨论区 】
发信人: tgbqaz (qz), 信区: Military
标 题: 世界卫生组织数据库PM2.5从低到高世界1623城市
发信站: BBS 未名空间站 (Sun Mar 1 17:55:28 2015, 美东)
加拿大澳大利亚是最清洁国家,美国,冰岛,芬兰,挪威,瑞典排名也靠前
1-500空气最好城市
Rank Country City/station PM 2.5
1 Canada Powell River 2
2 Canada Kitimat 3
3 Canada Mount Pearl 3
4 Canada Telkwa 4
5 Canada Campbell River 4
6 Canada Nelson 4
7 Canada Hope 4
8 USA Lake Havasu City-Kingman, AZ 4
9 Canada La Doré 4
10 Canada Crofton 4
11 Canada Burnaby 4
12 Canada La Patrie 4
13 USA Clearlak... 阅读全帖
v********n
发帖数: 141
34
生活在AZ不错啊
【 以下文字转载自 Military 讨论区 】
发信人: tgbqaz (qz), 信区: Military
标 题: 世界卫生组织数据库PM2.5从低到高世界1623城市
发信站: BBS 未名空间站 (Sun Mar 1 17:55:28 2015, 美东)
加拿大澳大利亚是最清洁国家,美国,冰岛,芬兰,挪威,瑞典排名也靠前
1-500空气最好城市
Rank Country City/station PM 2.5
1 Canada Powell River 2
2 Canada Kitimat 3
3 Canada Mount Pearl 3
4 Canada Telkwa 4
5 Canada Campbell River 4
6 Canada Nelson 4
7 Canada Hope 4
8 USA Lake Havasu City-Kingman, AZ 4
9 Canada La Doré 4
10 Canada Crofton 4
11 Canada Burnaby 4
12 Canada La Patrie 4
13 USA Clearlak... 阅读全帖
l******n
发帖数: 11737
35
到政府网站FAQ找到了这个,我基本放心了
13) HOW DO I GO ABOUT SWITCHING INSURANCE COMPANIES PRIOR TO THE END OF MY
POLICY WITHOUT PAYING A PENALTY?
Once you receive an invoice reflecting new (not estimated) rates and any
applicable new deviations or discounts, you have 30 days to change insurance
companies without paying a "short rate" penalty. If you make a change
within this 30 day period, you will pay your former insurance company on a
pro-rata basis at its newly established rates until the date the coverage
wi... 阅读全帖
q*******7
发帖数: 168
36
来自主题: NewYork版 - 纽约城市收入税的问题
如果在纽约只住2,3个月, 然后搬到新泽西, 这几个月里面付的城市税会退回部分吗,比
如pro rata to
living lengths? 搬出城市后,不用再交城市税了吧,
谢谢大家的指点了
a*o
发帖数: 25262
37
http://www.nycmortgage.com/coop-vs-condo.php
Co-ops (short for "cooperatives") are apartments buildings owned by a
corporation. Technically they are not classed as real estate. Individual
tenants do not own their apartments in exactly the same way that they would
a single family home, instead they own shares of stock in the corporation.
These shares are apportioned based on the size and floor level of their
apartment, and ownership is established by a stock certificate and occupancy
is governed ... 阅读全帖
s****e
发帖数: 334
38
也是30岁今年。现在工作的公司和HVAC有些相关吧,不过我是做空气净化设备的。产品
经理,做市场销售。感觉如果你能PUDUE毕业的话,达到美国的中产生活不难的。实话
感觉现在国内到中产更难点。
要想多点钱的,别人说的没错CS更好点。但是路是自己走的,我是不会喜欢面对电脑永
远CODE的工作的,虽然钱多点点。
另外,如果你够努力,来了后可以申请RATA的。再不行转校哦。
t**y
发帖数: 148
39
来自主题: SanFrancisco版 - Max out 401k 值得吗?
need to make sure that you don't have other deductible IRA contribution
otherwise, when you convert your non-deductible traditional IRA to ROTH, you
still need to pay tax proportionaly
google "the pro rata rule"
W******8
发帖数: 725
40
来自主题: Texas版 - Buying a home in Texas
在网上看到的,觉得对第一次买房的会有帮助。
Buying a home in Texas is similar to purchasing a home in some of the other
states and very different from yet other states.
Texas is one of nine community property states. Generally speaking, a
community property state is a state in which property accumulated during a
marriage (other than by gift or inheritance or property owned by one spouse
prior to the marriage), is equally owned by each spouse.
Texas homeowners may apply for a Homestead Exemption on their principal
re... 阅读全帖
p**p
发帖数: 2493
41
来自主题: Texas版 - about buying a house
在网上看到的,觉得对第一次买房的会有帮助。
Buying a home in Texas is similar to purchasing a home in some of the other
states and very different from yet other states.
Texas is one of nine community property states. Generally speaking, a
community property state is a state in which property accumulated during a
marriage (other than by gift or inheritance or property owned by one spouse
prior to the marriage), is equally owned by each spouse.
Texas homeowners may apply for a Homestead Exemption on their principal
re... 阅读全帖
c*******o
发帖数: 5387
42
来自主题: WashingtonDC版 - 万能的DC版,请教个买房问题
closing cost ususally includes attorney fee, title fee (title search, title
insurance etc), transaction taxes/stamps, some prepaid items (home insurance
, pro rata hoa dues/property taxes/interests etc) and points if you want to
buy.
d****z
发帖数: 9503
43
来自主题: WashingtonDC版 - 529 以及 给孩子的钱
可以马上转。我一般钱到帐当天就转了。手续非常简单。很多brokerage有专门
的button,click一下就转了。有的可能需要fax一张签名的纸。
记住一定要做conversion,不是普通转帐。另外,如果你有其它ira账户,无
论在哪里,都要统一pro-rata算是否要补税。
如果你完全没有任何ira账户,这个最方便了。全转了就完了。
s*****p
发帖数: 5342
44
来自主题: WashingtonDC版 - 529 以及 给孩子的钱

ira,今年有放了税后的traditional ira。你转的过程不能只转税后的部分。
而是pro-rata的。所以会有补税的问题。
没懂这部分,zkss
你是说自己要单开一个traditional ira,然后都放进税后的钱。是吗?
d****z
发帖数: 9503
45
来自主题: WashingtonDC版 - 529 以及 给孩子的钱
正确。而且这个不能通过另开一个ira账户来规避。所以ira账户加一起pro-rata转。

.
s****o
发帖数: 222
46
来自主题: Go版 - hellhound请进
不是die hard就是那个叫Rata什么的动画片,还没决定。
j*****s
发帖数: 1784
47
来自主题: GunsAndGears版 - big5买枪,有啥省钱的招数
在网上有很多10%甚至20% off的coupon,但好像不能用来买枪
Excludes licenses, gift cards, tickets, bulk orders, firearms, ammunition,
tennis balls, Jansport, Under Armour and Super Value Price items. Limit
one coupon per customer. Cannot be applied to other coupons or prior
purchases. Not redeemable for cash or cash equivalent and must be
surrendered at time of purchase. Good for one-time purchase on in stock
items only at any Big 5 Store. Discounts on multi-item purchases will be
apportioned to each item on a pro rat... 阅读全帖
a****h
发帖数: 1012
48
来自主题: NCAA版 - BIG 12 要死掉了

据说最主要的是ESPN和FOX不想出钱了。因为现在的合同里面有pro-rata条款,每新加
一个学校,ESPN和FOX就要多出25M/yr。。。
g**s
发帖数: 1114
49
来自主题: TexasHoldem版 - some FTP news/answers from 2+2 ftp Doug
http://forumserver.twoplustwo.com/28/internet-poker/ftp-answers
Hi all,
I've been collecting your unanswered questions and asking around for the
answers. The questions that I've "ignored" aren't answered below either
because I don't have any kind of answer yet, I can't give any kind answer
yet, or they're more general questions that I'll answer in the next "normal"
Answers thread. Apologies for the long delay in posting again here.
Unfortunately the process of posting is drawn way out when my an... 阅读全帖
W********m
发帖数: 7793
50
http://www.fulltiltpokerclaims.com/
GCG, working with the Asset Forfeiture Unit of the United States Attorney's
Office for the Southern District of New York and the Asset Forfeiture and
Money Laundering Section of the United States Department of Justice, has
completed the review of data provided by Full Tilt Poker ("FTP"). It has
been determined that the calculation formula to be used for the Petition for
Remission process will be based on players' final balances with FTP as of
April 15, 2011 (t... 阅读全帖
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