o*****y
发帖数: 710 | 1 from NAV point, probably no, but its your ROTH, why care?
good |
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o*****y
发帖数: 710 | 4 要求不高，但要稳，查了一下，PTTRX, HABDX，好像不错，都是 BILL GROSS的，
大家还都有什么推荐的吗呢？现在进些 treasury related 基金如何？入点比较
低，好像去年 performance 比较差，但以后的趋势会更差呢？还是比较好？
集思广益，谢谢！ |
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s**********d
发帖数: 36899 | 5 除了那些SSgA index funds都极好外，
pimco total return很好，比PTTRX还便宜。
american europacific, 可能是RERGX，也可能
更便宜。windsor II VWNAX，也很好。
钱少就弄俩index，钱多有十几万可以分一分。 |
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k****n
发帖数: 1334 | 7 上面推荐的PTTRX是一个很好的bond fund
即使在利率很低的情况下，分散投资还是很重要
什么buy gold as much as you can是风险很大的
有个10%-20% bond在portfolio里面是必要的 |
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t*m
发帖数: 4414 | 9 I see. you were talking about the fees.
(1) our 401K offer "SSgA Flagship 500 Index Fund" at expense ratio of 0.02%
(2) there are also target funds (e.g. 2040), and all carry expense ratio of
0.28%
(3) our "SSgA Russell 2000 Index Fund" carries expense ratio of 0.06%
(4) "SSgA MSCI EAFE Index Fund", 0.11% expense ratio (International index
fund)
(5) PTTRX, PIMCO Total Return, 0.47% expense ratio
it seems the expense is super low, I don't how how they did it.
(I am in a US firm with 10w employees... 阅读全帖 |
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t*m
发帖数: 4414 | 10 问题是手上的中长期bond MF,要不要减持？
eg. PTTRX |
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s***s
发帖数: 4329 | 11 PIMCO还是很NB的
PTTRX在股市崩溃的时候都没跌多少
可以看看LQD在股市崩溃的时候跌到了多少 |
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t*m
发帖数: 4414 | 13 Thanks.
1. I agree with you. The credit risk of GNMA is the same as US treasury.
2. "extension risk". based on my understanding, when interest rate drop and
many people refi their mortgage, GNMA funds will underperform.
I want to play conservative, and want to choose between GNMA and PTTRX.
what do you think?
just
risk,
if |
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t*m
发帖数: 4414 | 14 我把 emergency funds 的 50% 放在 PTTRX，行吗？
左右 |
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t*m
发帖数: 4414 | 15 in vanguard, we only need $25000 to by PTTRX. |
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s***s
发帖数: 4329 | 16 PIMCO的PTTRX在金融危机最慘的时候也没有跌多少（对比LQD）
所以应该还是比较稳的
不过要注意的是现在CORPORATE BONDS 也已经在高位了
小幅的调整是正常的 |
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n******n
发帖数: 12088 | 17 这不是大忽悠吗？
On Monday May 16, 2011, 11:30 am EDT
NEW YORK (Reuters) - PIMCO's Bill Gross, manager of the world's largest bond
fund, said on Monday it was a "misconception" the firm was short on U.S.
Treasuries, saying the fund never actually bet against U.S. Treasuries.
Gross told CNBC the firm was "very underweight" the U.S. Treasury market and
holds other bonds that are doing better than Treasury securities.
The company's website in May showed PIMCO's $240 billion Total Return fund (
NASDAQ:PTTRX... 阅读全帖 |
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s***g
发帖数: 820 | 18 来自主题: Investment版 - PTTRX go |
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p*r
发帖数: 548 | 19 来自主题: Investment版 - PTTRX 什么意思？sell？ |
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k****n
发帖数: 1334 | 20 来自主题: Investment版 - PTTRX 你只有一个fund?
3%也叫亏？
2c |
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c*******d
发帖数: 353 | 22 Hi joyjoy, thanks for your suggestions.
I've changed my election to the following:
Stock Investments Large Cap FID CONTRAFUND 15%
Stock Investments Large Cap FID SEL INDUSTRIALS 0%
Stock Investments Large Cap SPTN 500 INDEX ADV 15%
Stock Investments Mid-Cap ARTISAN MID CAP VAL 20%
Stock Investments Small Cap ALLNZ NFJ SMCPVAL AD 10%
Stock Investments International OAKMARK INTL I 15%
Stock Investments Specialty FID RE... 阅读全帖 |
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n********e
发帖数: 1789 | 23 如下。哪些fund属于比较好的？最后的VIPIX是不是还挺好的？
MGEMX(Imerging Market) expense 1.48%,是不是完全不值得？
谢谢
Symbol Description Exp. Ratio
*** Large Cap ***
ABLYX ABF LARGE CAP VAL Y 0.70%
BTC EQUITY INDEX T 0.045%
FCAKX FID CAP APPREC K 0.75%
SLADX SELECTED AMERICAN D 0.60%
PRGFX TRP GROWTH STOCK 0.70%
*** Mid Cap ***
BTC EXTD EQ MRKT K 0.12%
FLPKX FID LOW PRICED STK K 0.71%
MGOYX MUNDER MDCPCORE GR Y 1.08%
*** Small Cap ***
... 阅读全帖 |
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S**C
发帖数: 2964 | 24 There ARE index fund in this 401(k) lineup, and there is one of the best
intermediate-term bond fund which is called PIMCO Total Return (PTTRX) in
this lineup.
fund |
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n********e
发帖数: 1789 | 25 The other bond fund PGOVX seems having a better return?
Symbol Description ER Incep 1YR 3YR 5YR 10YR Life
PGOVX PIM LT US GOVT INST 0.48% 1991 26.68 13.98 10.83 8.79 9.92
PTTRX PIM TOTAL RT INST 0.46% 1987 6.25 9.98 8.38 6.82 8.34 |
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S**C
发帖数: 2964 | 26 I am curious on how you managed to gain 11.4% YTD by using stable value and
PTTRX. |
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j********1
发帖数: 628 | 27 Because he converted other funds (stock funds) to pttrx and stable value
recently. |
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h******b
发帖数: 6055 | 28 1.59恐怕连inflation都没法打败。
为什么买单个municipal bond？ fund不是更保险？ 求高手指点。 最近看中一个
pttrx, 一个swntx。 |
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d*****1
发帖数: 1837 | 30 great fund. bill gross大当家
俺前公司401K有，一直保留着，没舍得转出来 |
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h******b
发帖数: 6055 | 31 我401k里面一半是这个。
但普通account很难买这个吧，得公司提供才行。 |
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S**C
发帖数: 2964 | 32 Initial investment mins: $25,000 @ Vanguard, $100,000 @ TD Ameritrade with
fees in all account, $100 @ Scottrade with fees in all account, $100 at
Wells Fargo without fees in IRA account before, do not know now.
So, not that difficult to get.
Bill was and still is a great bond manager, but he recently becomes more of
a financial personality than a money manager, which annoys me. Plus, Bill
manages $1T, give or take, that is a concern. |
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w*****1
发帖数: 6807 | 33 我很看好，最稳妥的bond投资了，强力推进身边所有人 |
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d**k
发帖数: 606 | 34 any thing similar in stock fund? |
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p****a
发帖数: 4829 | 36 We had similar 利率环境 in 2001-2003. It still did very well after 2003. |
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p***e
发帖数: 472 | 39 能具体讲讲怎么用这个fund在money market存钱么？
2008 |
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n***8
发帖数: 203 | 41 it seem not increase too, why good? dividend? |
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s**********d
发帖数: 36899 | 42 所有的bond funds都有很多利息出来。
这个10年平均收益率是6%
★ 发自iPhone App: ChineseWeb 8.6 |
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n***8
发帖数: 203 | 43 6% sounds good, where to see this info? |
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s**********e
发帖数: 268 | 45 我401K就有这个fund，去年就跌了
最近利率看涨，不看好这个fund
我去年中期就减少了这个fund的比例 |
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s********i
发帖数: 17328 | 46 前一段长期低利率，将来利率看涨，这个fund performance未来几年好不了，但所有
的bond funds都这样，要ｂｏｎｄ就留着吧，否则投stock。 |
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n***8
发帖数: 203 | 47 when interest rate go up, it's not good for either bond fund or stock,
then what to choose? |
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s********i
发帖数: 17328 | 48 理论上来讲，don't try to timing the market，just keep you portfolio balanced
。新钱进来买跌的多得那个。 |
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t******g
发帖数: 462 | 49 In the mid term, be careful with bond fund, risk adjusted return can be low |
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y****i
发帖数: 778 | 50 CD is a good choice when the interest is high enough. I have a 7 year 5.5%
CD bought at May 2008 when the S&P 500 was 1400. If you put it in a tax
deferred account, 45% total return when it mature at 2015. S&P 500 return is
up 32% until now, need up another 10% to May 2015, for the index above 2000
just break even with my CD investment.
The problem is current CD rate is low. So individual bonds, especially 5-10
year lower investment grade municipal bond with AGM/MBIA or even AMBAC
insured since ... 阅读全帖 |
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