c********g 发帖数: 1173 | 1 刚刚把以前的几万401K rollover到IRA里。打算重新做一下投资组合。目标在未来两到
三年里,每年收益15%到20%。持有的股票,mutual fund等没有fundenmental change不
轻易卖出。现在是这么打算的,牛人们请拍砖:
Financial 25%:
BAC,JPM,WFC/GS
Technology 25%:
AAPL,AMZN,INTC,NFLX
Diversify 20%:
PFE,JNJ,V,UNH
Inflation Resistence, Money market Mutual Fund(20%):
GOLDX??? (谁有建议?)
cash 10%
高人们有什么指教? |
s*******t 发帖数: 224 | 2 个人认为,cash是完全没有必要的。
【在 c********g 的大作中提到】 : 刚刚把以前的几万401K rollover到IRA里。打算重新做一下投资组合。目标在未来两到 : 三年里,每年收益15%到20%。持有的股票,mutual fund等没有fundenmental change不 : 轻易卖出。现在是这么打算的,牛人们请拍砖: : Financial 25%: : BAC,JPM,WFC/GS : Technology 25%: : AAPL,AMZN,INTC,NFLX : Diversify 20%: : PFE,JNJ,V,UNH : Inflation Resistence, Money market Mutual Fund(20%):
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c********g 发帖数: 1173 | |
m*******s 发帖数: 758 | 4 15%-20% 我看错了么?
【在 c********g 的大作中提到】 : 刚刚把以前的几万401K rollover到IRA里。打算重新做一下投资组合。目标在未来两到 : 三年里,每年收益15%到20%。持有的股票,mutual fund等没有fundenmental change不 : 轻易卖出。现在是这么打算的,牛人们请拍砖: : Financial 25%: : BAC,JPM,WFC/GS : Technology 25%: : AAPL,AMZN,INTC,NFLX : Diversify 20%: : PFE,JNJ,V,UNH : Inflation Resistence, Money market Mutual Fund(20%):
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l**********t 发帖数: 5754 | 5 your portfolio is not diversified, and the 目标在未来两到三年里,每年收益15%
到20% -- even in a bull market, that's a tall order. |
s********n 发帖数: 1962 | 6 "目标在未来两到三年里,每年收益15%到20%。"
Do you know what you are talking about?
【在 c********g 的大作中提到】 : 刚刚把以前的几万401K rollover到IRA里。打算重新做一下投资组合。目标在未来两到 : 三年里,每年收益15%到20%。持有的股票,mutual fund等没有fundenmental change不 : 轻易卖出。现在是这么打算的,牛人们请拍砖: : Financial 25%: : BAC,JPM,WFC/GS : Technology 25%: : AAPL,AMZN,INTC,NFLX : Diversify 20%: : PFE,JNJ,V,UNH : Inflation Resistence, Money market Mutual Fund(20%):
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c********g 发帖数: 1173 | 7 多谢各位拍砖。又作了些research,换成mutual fund了。大家接着拍。其中
Technology和Financial一时找不到太好的选择,高人们有什么推荐?
20% international
VEIEX, JAOSX, FLATX
(other candidates: PFRAX, PRASX)
10% Gold and Precious Metals
FNARX, FSAGX
30% Large Blend
PRMTX, YACKX
40% Category growth
FSDPX: natural resource
PRHSX: health care
Technology?????
Financial????? |
h****h 发帖数: 1168 | 8 i think this year value is better than growth.
【在 c********g 的大作中提到】 : 多谢各位拍砖。又作了些research,换成mutual fund了。大家接着拍。其中 : Technology和Financial一时找不到太好的选择,高人们有什么推荐? : 20% international : VEIEX, JAOSX, FLATX : (other candidates: PFRAX, PRASX) : 10% Gold and Precious Metals : FNARX, FSAGX : 30% Large Blend : PRMTX, YACKX : 40% Category growth
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a*********g 发帖数: 8087 | |
m**********r 发帖数: 887 | 10 I think that's still not enough diversify. You should have a asset
allocation among Stock/Bond/Cash/Gold
【在 c********g 的大作中提到】 : 多谢各位拍砖。又作了些research,换成mutual fund了。大家接着拍。其中 : Technology和Financial一时找不到太好的选择,高人们有什么推荐? : 20% international : VEIEX, JAOSX, FLATX : (other candidates: PFRAX, PRASX) : 10% Gold and Precious Metals : FNARX, FSAGX : 30% Large Blend : PRMTX, YACKX : 40% Category growth
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c********g 发帖数: 1173 | 11 我对bond不太懂,有什么mutual fund推荐吗? |
a*********g 发帖数: 8087 | |
l****n 发帖数: 81 | 13 他说未来三年里,未必做不到。如果未来10年,可以当明星经理了。
【在 m*******s 的大作中提到】 : 15%-20% 我看错了么?
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l****n 发帖数: 81 | 14 PTTRX?
【在 c********g 的大作中提到】 : 我对bond不太懂,有什么mutual fund推荐吗?
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l****n 发帖数: 81 | 15 PTTRX?
【在 c********g 的大作中提到】 : 我对bond不太懂,有什么mutual fund推荐吗?
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s******d 发帖数: 193 | 16 very interested in this one, just checked and saw that the minimum initial
investment for this fund is $25,000. That's so high!
Do you have any other bond mutual fund to recommend?
I bought some VBMFX just yesterday, and wondering if that is a good one to hold as a bond fund?
Thank you very much!
【在 l****n 的大作中提到】 : PTTRX?
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h***e 发帖数: 866 | 17 IRA帐号怎么买stock和gold呢?
【在 m**********r 的大作中提到】 : I think that's still not enough diversify. You should have a asset : allocation among Stock/Bond/Cash/Gold
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k***n 发帖数: 3158 | 18 you cant buy stocks at vanguard
but can in many others, say fidelity, firstrade...
for gold, you can buy etf such as GLD DGP SLV...
if you want to have physical gold in your IRA, google "gold IRA"
I never tried this, so I have no idea how it works
【在 h***e 的大作中提到】 : IRA帐号怎么买stock和gold呢?
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c*****x 发帖数: 429 | 19
hold as a bond fund?
Cannot go wrong with VBMFX
【在 s******d 的大作中提到】 : very interested in this one, just checked and saw that the minimum initial : investment for this fund is $25,000. That's so high! : Do you have any other bond mutual fund to recommend? : I bought some VBMFX just yesterday, and wondering if that is a good one to hold as a bond fund? : Thank you very much!
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n******n 发帖数: 12088 | 20 楼主的选择分散化上还可以。基本上就是xlf,qqqq,xlv的权重股。
15%
【在 l**********t 的大作中提到】 : your portfolio is not diversified, and the 目标在未来两到三年里,每年收益15% : 到20% -- even in a bull market, that's a tall order.
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n******n 发帖数: 12088 | 21 跟bnd差不多吧。
【在 c*****x 的大作中提到】 : : hold as a bond fund? : Cannot go wrong with VBMFX
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