p*r
发帖数: 548 | 1 来自主题: Investment版 - PTTRX 以前有几种别的found，一月前发现它们都跌得挺惨的，于是把所有的都换成PTTRX，因
为看过去PTTRX的表现还不错。
我是不是又赌错了？PTTRX跟欧洲国家的破产有关联吗？
另外，没人知道为什么我只拿到2c divided？ |
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y****i
发帖数: 778 | 2 I changed all my 401k bond fund from PTTRX to MXLMX at 2010. Since 1/1/2011
to now, MXLMX goes up 30.2% but PTTRX is only 10.8%. Multi sector bond fund
is better than normal treasury bond fund for sure. |
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s********i
发帖数: 17328 | 3 the point is not the absolute return. MXLMX is similar as stocks risk wise
while PTTRX is different. I am not saying MXLMX is bad. I am just saying it
is a different asset than PTTRX. If you want an asset class like treasury
bond, they will be pretty much similar in the next few years, which probably
won't have good returns.
100
909 |
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y****i
发帖数: 778 | 4 I changed all my 401k bond fund from PTTRX to MXLMX at 2010. Since 1/1/2011
to now, MXLMX goes up 30.2% but PTTRX is only 10.8%. Multi sector bond fund
is better than normal treasury bond fund for sure. |
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s********i
发帖数: 17328 | 5 the point is not the absolute return. MXLMX is similar as stocks risk wise
while PTTRX is different. I am not saying MXLMX is bad. I am just saying it
is a different asset than PTTRX. If you want an asset class like treasury
bond, they will be pretty much similar in the next few years, which probably
won't have good returns.
100
909 |
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p*r
发帖数: 548 | 6 【 以下文字转载自 Investment 讨论区 】
发信人: per (look back), 信区: Investment
标 题: PTTRX
发信站: BBS 未名空间站 (Tue Oct 11 02:48:42 2011, 美东)
一个月前把401k里的fund换成了PTTRX。今天发现已经亏了3%。是接着hold还是卖掉？
还有，9/30号的dividend，google/morning star上都说有3c，而我的401k里只拿到2c
。为什么？ |
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s**********d
发帖数: 36899 | 7 我有几年了。。。而且比PTTRX还好，更便宜，呵呵。 |
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o*****y
发帖数: 710 | 8 没听懂，你有什么几年了？有比PTTRX好？解释解释？ |
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s**********d
发帖数: 36899 | 9 就是PTTRX，但是更便宜一点。401(k)里的。 |
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l****n
发帖数: 81 | 10 各位很很有钱啊，退休账户里买PTTRX最小投资25万 |
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s******d
发帖数: 193 | 11 同感兴趣！
查了一下， 好象PTTRX在退休账户和普通账户都是最小投资2.5万，不是25万啊
有经验的请解疑，谢谢！！ |
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o*****y
发帖数: 710 | 12 那就买 HABDX，和PTTRX一样的，BILL GROSS 的东东 |
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p*r
发帖数: 548 | 13 来自主题: Investment版 - PTTRX 一个月前把401k里的fund换成了PTTRX。今天发现已经亏了3%。是接着hold还是卖掉？
还有，9/30号的dividend，google/morning star上都说有3c，而我的401k里只拿到2c
。为什么？ |
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S**C
发帖数: 2964 | 14 来自主题: Investment版 - PTTRX PTTRX dividend is prorated.
Bill recently loaded long-term treasury, and mortgage bonds, which are more interests rate sensitive, and rates are going up in the past two weeks.
You should first have a AA within your risk tolerance. |
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p**h
发帖数: 1105 | 15 普通帐户可以买 PTTDX, 是一家的fund， 不同class， 缺点是expense ratio 高一点
， 0.46% vs 0.75%。。 偶用这个fund 在money market 存钱， 比CD的利息高。 不过
觉得 PONDX 貌似更好一些， 特别是现在的市场状况。 可能PTTRX/PTTDX 更适合2008
年的状况。 |
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s********i
发帖数: 17328 | 16 ＰＴＴＲＸ和ＭＸＬＭＸ应该属于different asset class，risk不一样了。PTTRX基本
上是各国国债。MXLMX 50%corporate bonds。08-09年那会儿MXLMX和stock一样都暴跌。
2011
fund |
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y****i
发帖数: 778 | 17 MXLMX dropped only 25% when S&P 500 lost 50% at 2008-2009. The 10 year
growth is also the highest.
1st one, MXLMX
2nd one, VFINX
3rd one, PTTRX.
YTD 1 Mo 1 Yr 3 Yr * 5 Yr * 10 Yr *
Growth of 10,000 10,241 10,203 10,885 12,964 21,100
22,363
Growth of 10,000 10,065 10,434 12,471 14,926 27,909
19,702
Growth of 10,000 10,186 10,081 9,973 11,413 14,268
18,0... 阅读全帖 |
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M********r
发帖数: 278 | 18 i thought, correct me if I am wrong, both are bond funds and seek absolute
returns and can go anywhere and buy anything. Their current portfolios are
different not because of their investment mandates, but because of the
choices made by the managers. PTTRX seems to be comfortable with treasuries,
agency bonds and mortgage backed secutities, but MXLMX largely shun these
and is heavy in corporate bonds. Both Gross and Fuss are great managers.
Gross has been experiencing bad publicity right now a... 阅读全帖 |
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M********r
发帖数: 278 | 19 i agree. That's why I said PTTRX is a fine investment for investors.
we |
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p**h
发帖数: 1105 | 20 普通帐户可以买 PTTDX, 是一家的fund， 不同class， 缺点是expense ratio 高一点
， 0.46% vs 0.75%。。 偶用这个fund 在money market 存钱， 比CD的利息高。 不过
觉得 PONDX 貌似更好一些， 特别是现在的市场状况。 可能PTTRX/PTTDX 更适合2008
年的状况。 |
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s********i
发帖数: 17328 | 21 ＰＴＴＲＸ和ＭＸＬＭＸ应该属于different asset class，risk不一样了。PTTRX基本
上是各国国债。MXLMX 50%corporate bonds。08-09年那会儿MXLMX和stock一样都暴跌。
2011
fund |
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y****i
发帖数: 778 | 22 MXLMX dropped only 25% when S&P 500 lost 50% at 2008-2009. The 10 year
growth is also the highest.
1st one, MXLMX
2nd one, VFINX
3rd one, PTTRX.
YTD 1 Mo 1 Yr 3 Yr * 5 Yr * 10 Yr *
Growth of 10,000 10,241 10,203 10,885 12,964 21,100
22,363
Growth of 10,000 10,065 10,434 12,471 14,926 27,909
19,702
Growth of 10,000 10,186 10,081 9,973 11,413 14,268
18,0... 阅读全帖 |
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M********r
发帖数: 278 | 23 i thought, correct me if I am wrong, both are bond funds and seek absolute
returns and can go anywhere and buy anything. Their current portfolios are
different not because of their investment mandates, but because of the
choices made by the managers. PTTRX seems to be comfortable with treasuries,
agency bonds and mortgage backed secutities, but MXLMX largely shun these
and is heavy in corporate bonds. Both Gross and Fuss are great managers.
Gross has been experiencing bad publicity right now a... 阅读全帖 |
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M********r
发帖数: 278 | 24 i agree. That's why I said PTTRX is a fine investment for investors.
we |
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n*u
发帖数: 373 | 25 我指的是fund manager会怎么hedge risk.
看了一下pttrx的prospectus，里面有这么一句：
The Fund may invest, without limitation, in derivative instruments, such as
options, futures contracts or swap agreements, or in mortgage- or
assetbacked
securities
避险工具还是可以用的，就看manage怎么蒙了。 |
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j****h
发帖数: 219 | 26 PTTRX 2013 和 2014 表现不如 AGG。
3-Year Trailing Standard Deviation Return Sharpe Ratio Sortino Ratio
08/31/2014
PTTRX 3.90 4.29 1.08 1.72
AGG 2.67 2.82 1.03 1.73
周五就卖了1/3 的PTTRX，还赔了$58.42.
09/26/2014 Transation type Amount Share
VANG TARGET RET INC Exchanges $2,174.00 168.920
VANG ST BOND IDX ADM Exchanges $2,174.00 207.245
PIM TOTAL RT INST REALIZED G/L -$58.42 0.000
PIM TOTAL RT INST Exchanges ... 阅读全帖 |
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S**C
发帖数: 2964 | 27 Well I will give you an example.
At Vanguard I could buy PTTRX for $25,000 or more. If I want to invest in
PIMCO total return with that amount, I will buy PTTRX at Vanguard and pay
the transaction fee, rather than buy PTTDX which is NTF. |
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S**C
发帖数: 2964 | 28 I saw your post on M* forum so I know more about you. You have a plan, and
background to be a successful investor, and good earning power. I think you
should not be too concerned on not being able to amass 2M USD inflation
adjusted before retirement. IMO you do not need to be that aggressive to
reach your goal.
Our overall bond percentage roughly equals to our age, someone may recommend
age-10, we decided given the current valuation, and the EU sovereign debt,
we would rather be more conservativ... 阅读全帖 |
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O*********9
发帖数: 48 | 29 "For your 401k lineup, I think PTTRX is good although it may be a little too
big, Dodge & Cox made inexcusable mistakes in 2008 and thanks god I had
never invested with them, Thornburg is very fine shop but Thornburg
International Equity seems to be a privately offering make it difficult to
judge. So all index portfolio in 401k looks good, or using PTTRX for bond
portion. Finally, you could take the best in your 401k plan and leave the
rest to your taxable and IRA, as long as the total allocatio... 阅读全帖 |
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Y********e
发帖数: 2445 | 30 目前401k里有25%的PIMCO Total Return fund (PTTRX)。
最近看很多分析都说债市要烂，那么请问各位大牛：
需要把PTTRX全扔了，换成equity funds么？ |
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q****x
发帖数: 7404 | 31 中栏资产规模，右栏费用。这里bond比较多，缺新兴市场基金。本来有个LZEMZ，收费太高不考虑。
VINIX 111,029.51 0.04
VBTSX 106,108.61 0.1
VMISX 30,465.99 0.1
VSISX 26,363.96 0.16
VDMIX 11,815.92 0.2
RGAFX 129,001.29 0.38
PRRIX 22,600.63 0.45
PTTRX 252,463.06 0.46
10% cash
10% prrix
10% pttrx
30% vinix
15% vsisx
15% vdmix
10% rgafx |
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a*p
发帖数: 209 | 32 401K中97%都是股票指数基金，3%是Bond。
而且70%都在VSCIX 这个小盘股指数基金上。在中盘股和国际股上各有10%。
自己也知道Bond的比例太小，小盘股波动大，风险大。但是每每都下不了决心
Rebalance。
401K中唯一的债券基金PTTRX表现很不好。我从两年前重仓转到VSCIX后感觉很满意。看
到PTTRX的收益就根本连一分钱都不想转过去。
Roth IRA 和Taxable投资账户中全部是个股。当然走的是价值投资路数。
我这样做是否风险太大？看到债券市场最近都不会有大的起色，很难下决心Rebalance
，更不用说MM了。 |
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s**********6
发帖数: 873 | 33 一直觉得Pimco的什么PTTRX，PTTDX，PONDX都满不错的。今年，最近以来表现奇差。
PTTRX按说快30年了，只有一年是YOY的Return为负，今年也handle不了了？还有那个
AGNC，晕，买了以后跌跌不休，还好试水买了点，但是看它每天这样子，真烦。 |
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s**********6
发帖数: 873 | 34 谢谢！我今晚仔细读读这篇文章。另外我看到PONDX里边，有的Position的Weight是负
的，应该是Short的吧？PTTRX里边貌似没有。不过PONDX在08年表现的非常不好，随后
很牛，整体来讲时间还是短了点，PTTRX时间检测窗口则是很长。
, |
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p******g
发帖数: 15 | 35 back test from 1998-2013
assuming a 0% floor 12% cap IUL
year s&p s&p IUL
13-Dec 1848 30% 12%
12-Dec 1426 13% 12%
11-Dec 1258 0% 0%
10-Dec 1258 13% 12%
09-Dec 1115 23% 12%
08-Dec 903 -38% 0%
07-Dec 1468 4% 4%
06-Dec 1418 14% 12%
05-Dec 1248 3% 3%
04-Dec 1212 9% 9%
03-Dec 1112 26% 12%
02-Dec 880 -23% 0%
01-Dec 1148 -13% 0%
Dec-00 1320 -10% 0%
Dec-99 1469 20... 阅读全帖 |
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u*********r
发帖数: 1181 | 36 上面部分是费用，下面部分是各自相应的average annual total return。
非常感谢啊
Gross Expense Ratio：
=======================
TIER I - LIFECYCLE FUNDS
- show details. - hide details.
LIFEPATH 2015 07/05/2006 Blended Fund Investments* N/A 0.1221
% No additional fees apply.
LIFEPATH 2020 06/30/2006 Blended Fund Investments* N/A 0.1092
% No additional fees apply.
LIFEPATH 2025 07/05/2006 Blended Fund Investments* N/A 0.1237
% No additional fees apply.
LIFEPATH 2030 06/3... 阅读全帖 |
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S**C
发帖数: 2964 | 37 7-year outstanding bond investment public record is obviously very good, but
I won't put him in the same league as Bill and selected few just yet,
especially when he need to navigate a monster (PTTRX). To make things more
challenging, this monster is supposed to be pretty different than his PIMIX/
PDI. I would jump ship if Gundlach was thrust into PTTRX, even though I
consider him to be as close to Gross's equal as you can get. |
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k******o
发帖数: 3328 | 38 Even Mr. Bill Gross, the co-chief investment officer of Pacific Investment
Management Co (PIMCO) miscalculated the price (interest rate) trend of US
Treasure Bond in the past few months, resulting his flagship PTTRX's not-so-
outstanding performance.
In short, no one could predict the interest rate (mortgage rate) correctly
and consistently in the long run.
Disclosure: I hold shares of PIMCO Total Return Inst CL (PTTRX), the largest
mutual (bond) fund by asset.
http://en.wikipedia.org/wiki/List... 阅读全帖 |
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d***x
发帖数: 803 | 39 I am 50% 401k in PTTRX. PTTRX does good so far. |
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f******d
发帖数: 2394 | 40 心虚了？不是告诉你了么中崩元年是2013年。看中国经济就看房价。2013年是顶点。现
在是缓坡下降（听说过股市里的尖底圆顶么？）。一旦加速下降，就是主跌浪开始了，
学名叫中国金融危机。当然这会是美国的叫法，中国会把它叫做第二次金融危机（暗示
是美国引起的）。你可以很快验证看看这名词。如果你真好学的话，下面给你贴一篇教
学文章。其中的几个名人，Bill Gross，是太平洋基金的创始人之一，也是中投2011年
雇的朱长虹的老板的老板。George Soros，大名鼎鼎，就不多说了。Michael Diekmann
，世界最大的保险公司的老板。这篇文章里有很多信息，都和现在的金融市场和即将发
生的金融危机相关。
Fall of the Bond King: How Gross Lost Empire as Pimco Cracked
By Mary Childs - Dec 3, 2014
Bill Gross, the 70-year-old king of bonds, rushed through the offices of his
$2 trillion empire on a ... 阅读全帖 |
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h*********n
发帖数: 915 | 41 PTTRX，谷歌显示12/31 10.14，3/6 9.93，YTD -0.21/10.14 = -2.1%。但是晨星显示
YTD只有-0.91%。
是不是算法不一样？ |
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h*********n
发帖数: 915 | 42 另外雅虎数据看着也有问题。就没有个可靠的数据源么？
http://finance.yahoo.com/q/hp?s=PTTRX
30-Jan-09 $ 0.052 Dividend
31-Dec-08 $ 0.05 Dividend
Date Open High Low Close Volume Adj Close
30-Jan-09 10.15 10.15 10.15 10.15 0 10.15
31-Dec-08 10.14 10.14 10.14 10.14 0 10.09
Question: Why 12/31/08, the close price was adjusted from 10.14 to 10.09 by
substracting the 0.05 divident, while 1/30/2009 didn't do so?
14 = |
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t*m
发帖数: 4414 | 43 插一句，现在买PTTRX是不是太risky了？ |
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S**C
发帖数: 2964 | 44 Too low yield at this time. Bill Gross cut PTTRX TIPS holding recently.
While he can make mistakes from time to time, you gonna take his action and
opinion seriously if you want to play bonds. |
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o*****y
发帖数: 710 | 45 手头的钱估计1－2年不用，感觉分红还是不错的，有5-6%左右呢，
想买有一阵子了，现在好像入点相对比较高，谁能指点指点？
多谢多谢！ |
|
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s**********d
发帖数: 36899 | 47 401(k)一般没有minimum。
别家也很可能更低，你这个是自己跟fund去买的吧。 |
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s**********d
发帖数: 36899 | 48
这个一般是你跟pimco直接买的minimum。
如果你在别处买，会不一样。 |
|
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g********3
发帖数: 1281 | 50 Thanks for the information. Seems a good fund for my roth ira. Is it a good
time to enter now? |
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