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全部话题 - 话题: life
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S*******s
发帖数: 10098
1
来自主题: Investment版 - 403b or life insurance
保险, 保税,保退休,保大学费用, 保遗产等等都是理财的项目之一。
家庭收入不高的/不稳定的别买whole life。 也就是说,每年无法维持几千块premium
payment的还是别买它, 买它的重要一条就是自己的income level 能保持10多年pay
premium, 不让这个policy中断才能让家人有保护, 让那里头的cash value 增长。
等10年, 20年之后把premium付清了, 或者等公司分红足够高了, 高到可以替代自己
掏钱出来付premium的时候, 就可以让它“自给自足”。 等把premium付清了,那么让
这个policy留在那里, 一直到自己老了把 up to 90% cash value借出来作任何用途都
是免税的, 死后子女拿一笔免税的遗产现金。
有的家庭收入不是很高, 却很稳定, 也有能力买一点点基本面额的whole life, 然
后多垒一些term life 在里头就能有足够protection.而且term life 放在whole life
里头设计, 就相当便宜。

distribution
n*****l
发帖数: 36
2
来自主题: Investment版 - 求建议:关于 term life insurance
看到很多不幸的事情,感觉需要买term life insurance,就是防止意外,没想买whole
life insurance, 买不起。不知道从哪里开始,我们有房贷,但可以付清,付清后还
有一些剩余,两年失业也足够负担;有两个小孩,都开始上学了;人已到中年,还没拿
到绿卡;一人要重新找工作,估计很不容易找到,请教格纹:
1.你会推荐买20年还是30年的?
2.买50万还是更多?
3.life insurance很多,如何选择?比如下面两个可靠吗?貌似他们的rate不错。
Savings Bank Life Insurance Co of MA
Cincinnati Life Insurance Company
S*******s
发帖数: 10098
3
来自主题: Investment版 - Life insurance choices
决定权在你自己手里,所以你也不必担忧指责猜测我动机。每一种投资种类/保险种类
,天生都有其优缺点,没有好坏之说,但有“合不合适”之衡量。旁观者既不懂产品,
也不懂人家家庭的具体情况,有的仅仅猜疑恐惧心而已,就来瞎出主意!
碰巧我相对来说懂保险产品,就提醒大家去多读相关文章,多了解/自己去对比。
1。term 合适or whole life 更合适?每个家庭的情况各异,选择也自然不同。
2。“时段不同,选择也不同”。如果只考虑从孩子出生到大学毕业这一段时间,忽略
“opportunity cost”of 20 years' term life premium, 忽略老来自己的退休需
要/护理需要,那么你买term life就足够了。如果拉长时间,考虑到退休或者80岁,
那显然能给自己留一条后路是最好。
你把“免税回报”一种好处拿出来强调,或者有人拿保险和纯investment products比
较,那是片面的,是桔子比苹果的。
你买保险买的主要是protection for family, 至于tax free return,那是附加值
如果你家根本就不需要protection, ... 阅读全帖
y*******2
发帖数: 746
4
想买个whole life insurance,一是保意外,孩子还小,太太不工作,万一我挂了家人
有保障。二是等我自然老死以后给孩子留笔钱,他们不用交税。
说说我的情况。有俩个小孩,都还小。太太不工作。我的收入还可以,每年各种收入加
起来税后大概20万美元左右。全家各种花销每年大概7万美元左右。所以每年有些闲钱
可以来投资或者买保险。我不是太善于投资,做股票经常是赚几笔然后一笔就全亏回去
。所以现在对玩股票投资赚钱不报幻想了。想找些保守的投资渠道。
最近研究了下whole life (不是IUL,是那种traditional whole life),觉得有俩家
还可以,一个是new york life,另外一个是northwestern mutual.
买100万的policy,大概是每年交4万美金,连续交10年就不用交了。然后看起来cash
value就能保证稳定增长了。
请教大家这种whole life值得不值得买,还是应该寻求其他更好的投资渠道,多谢各位
有经验的前辈指点。多谢!
z*******i
发帖数: 2904
5
跟帖请教一下,这个买的term life insurance,跟雇主提供的life insurance有啥区
别呢?
我这块是雇主提供个2倍工资的life insurance,然后自己可以再掏钱买到7x工资的额
度,一个月十几块钱吧。有了这个的话,还需要再买term life insurance或者其他的
life insurance吗?
i****a
发帖数: 36252
6
个人认为, whole life 也收保险费, 投资收 admin fee. 比 term life 贵.
个人认为, whole life比较复杂, 必须非常小心, 多比较比较. 还有别被 agent show
给你看30年后 million dollar蒙了. 他们默认 12% 之类的投资高回报作为
projection. 但个人认为较为保守的 projection 6-8% 较好.
个人认为, whole life 最大的优势是长期 coverage到晚年. term life 一定年龄后很
难买.
h****n
发帖数: 3447
7
来自主题: Living版 - Life insurance 是必须的吗
life insurance好像很不合算。很多死亡都不算,每个月还好几十,保额才十几万,有
的才几万万。你想这个基本用不到的,每年还要好几千,上了年纪还要涨价,十几二十
年过去了。保险交了好几万,离能用还差好远,然后保险费还要上涨,你说这个life
insurance真的值得买吗?
当然如果老公是从事危险或者有很多危险可能的行业或者生活,还是必须要买的。如果
不是,就是每天上下班,不买这个很正常了。我觉得要上升到衡量感情的程度,必须是
他买了life insurance你却不是受益人,或者他储蓄账户你不是继承人,这些才算。人家
年纪轻轻不想买life insurance真的不值得多想,如果他整天让你买life insurance,
什么感情,我觉得你都要担心是不是他在外面有外遇,谋财害命呢。是不是?
h****n
发帖数: 3447
8
来自主题: Living版 - Life insurance 是必须的吗
life insurance好像很不合算。很多死亡都不算,每个月还好几十,保额才十几万,有
的才几万万。你想这个基本用不到的,每年还要好几千,上了年纪还要涨价,十几二十
年过去了。保险交了好几万,离能用还差好远,然后保险费还要上涨,你说这个life
insurance真的值得买吗?
当然如果老公是从事危险或者有很多危险可能的行业或者生活,还是必须要买的。如果
不是,就是每天上下班,不买这个很正常了。我觉得要上升到衡量感情的程度,必须是
他买了life insurance你却不是受益人,或者他储蓄账户你不是继承人,这些才算。人家
年纪轻轻不想买life insurance真的不值得多想,如果他整天让你买life insurance,
什么感情,我觉得你都要担心是不是他在外面有外遇,谋财害命呢。是不是?
z****l
发帖数: 5282
9
来自主题: Money版 - Life Insurance FAQ Version 0.2
Life Insurance FAQ Version 0.2
本人与保险业无任何往来,以下问答仅供参考,欢迎补充指正
感谢大家的更正!
Q1. 为什么要买人寿保险?
在美数年,时常有人出了意外,家人生活堪忧。这时候来发起募捐,通常收获不大。
靠社会不如靠自己,每个月少去一趟餐馆,就可以买到可以承受的人寿保险,
让你所爱的家人衣食无忧。人寿保险的赔偿,通常是免income tax,
但可能subject to estate tax。
Q2. 什么人有必要买人寿保险?
如果你有未工作的配偶;
如果你有未成年子女;
如果你有需要赡养的父母;
如果你有房屋贷款。
Q3. 人寿保险有哪些?
Life Insurance 分三个大类:
1. Ordinary Insurance
2. Industrial Insurance
3. Group Insurance
这里俺们主要讨论第一类,主要是两种:
Term Life Insurance 和 Permanent Life Insurance。
Term Life 有三种:
Level Term,Decreasing Term,Increasing
s**p
发帖数: 702
10
买term life 还是 Permanent life insurance?
如果夫妻30左右有工作有娃有大量房贷,该买哪个呢?精华区文章http://www.mitbbs.com/bbsann2/life.faq/Money/insurance/lifeinsurFAQ/Life+Insurance+FAQ+Version+0.2说这种情况该买term,可是我有点不明白的是,如果买了30年的term,30年之后等我们60的时候再转为Permanent,岂不是因为年龄很大需要多花很多钱才能转啊?为什么不能直接买个Permanent呢?
还有一个基本问题:是不是不管term还是permanent,病死都会赔钱啊?那就是说
permanent不管怎么死的都会赔钱,所以还是应该买permanent啊。请指教,谢谢!
b**********r
发帖数: 3861
11
Features
A flexible premium and adjustable equity indexed life insurance policy is a
universal life insurance policy with an equity-indexing feature. The
insurance company accepts your premium payment and deposits the premium into
your cash value account, which is set up with the policy. Then, the
insurance company deducts the cost of insurance from the cash value account
and invests the premiums into long-term bonds. The interest generated from
the bonds is then invested into index call options... 阅读全帖
a*****a
发帖数: 19262
12
【 以下文字转载自 PennySaver 讨论区 】
发信人: alvdena (Groundwater), 信区: PennySaver
标 题: Permanent Life Insurance(7702)这个产品有人知道吗?求教
发信站: BBS 未名空间站 (Thu Oct 17 22:22:04 2013, 美东)
最近有人推荐Permanent Life Insurance(7702)这个产品给我们。
我们去年开始买了30年的term life insurance,当然term的话就意味着这个钱都扔进去
了,没有回报率,也不希望有回报(除非死亡)
Permanent Life Insurance跟Whole Life insurance稍有不同,但是我还是没看出本质
的不同。是不是好的投资方式呢?
大家有什么心得?关键我无法google到一个中性客观的评价,要么说特别特别好,都是
宣传性的,要么就是说多么 多么不好。我很想得到比较客观的评价。
多谢多谢。
w*****e
发帖数: 700
13
Term life covers for a certain period, say 10 years, 20 years or 30 years.
Whole life covers till death
Usually term life is much cheaper, but when it is over and you are still
alive, you will need to pay much higher premium to get another term life or
whole life
J*******p
发帖数: 1129
14
Summary/Rewording of Charlotte Mason's 20 Principles
1. Children are born persons.

Children are born persons - they are not blank slates or embryonic oysters
who have the potential of becoming persons. They already are persons.
2. They are not born either good or bad, but with possibilities for good and
for evil.

Although children are born with a sin nature, they are neither all bad, nor
all good. Children from all walks of life and backgrounds may make choices
for good or evil.
3. The p... 阅读全帖
a****n
发帖数: 2090
15
【 以下文字转载自 K12 俱乐部 】
发信人: ailian (家有两帅哥), 信区: K12
标 题: 替A life a time foundation参与的GlobalGiving募捐竞赛宣传一下
发信站: BBS 未名空间站 (Wed Mar 12 11:00:24 2014, 美东)
a life a time的参赛项目及捐款页
http://www.globalgiving.org/projects/a-life-a-time-chinese-orph
竞赛排行榜
http://www.globalgiving.org/leaderboards/global-open-challenge-
相关链接
http://www.globalgiving.org/global2-faq-terms/#how-do-i-win
竞赛规则:
时间: 3/01-3/31 11:59pm EST
竞赛成功基本要求: 必须达到$5000捐款额, 40个捐款人
总奖金
捐款额前三名的组织获奖金: $3000, $2000, $1000
捐款人最多的组织获奖金: $2000
3/12和3/1... 阅读全帖
c**********z
发帖数: 153
16
如果cited half life is 5.9 and citing half life is 5.3. 是说这个journal文章
被关注时间也就是5.9x2 或者5.3写x2?怎么用cited half life 来评估自己发的文章
怎么样?google了,但是不是很明白。这个cited half life 可以刻impact factor结
合起来用吗?
S*******s
发帖数: 10098
17
来自主题: Boston版 - 怎么选term life insurance公司
这些天我学会在我们的系统上做“独立第三方”了, 可以免费帮大家查询 insurance
quotes, 而且, 免费帮大家分析和筛选.
New York Times 也说了,理财专家, 网上代理,个人代理,他们都能represent很多保
险公司。卖term life insurance 的总是那几十个carrier保险公司,报给所有代理也
是一样的premium, 客户直接找保险公司,找网上quote和找我们这样的financial
advisor,支
付的价格都一样(同一个保险公司,if 附加条款不同,投保人健康习惯不是rated
same,价格才会有差异),因此对客户来说,有我们这些financial advisor 在身边帮
忙挑更好:
1. 我们帮你节约钱, 帮助你挑, 避免你自己买的时候over insured.
2. 填资料和体检时我们可以给你翻译解释.
3. 今后一旦出事, 客户家人还可以找代理做个好人好事,帮忙claim death benifits.
4. 我可以帮助大家避免买一个孬公司。我同事们提醒哪些公司difficult and unsound
,打开我们客户... 阅读全帖
M*V
发帖数: 3205
18
来自主题: CanadaNews版 - The Life Out Loud: Under Siege
http://www.huffingtonpost.com/meimei-fox/bend-not-break-memoir_
狐妹妹的反击!
Bend, Not Break: A Life in Two Worlds, the memoir I wrote with and about
Geomagic CEO Ping Fu, hit bookstores and e-readers on December 31, 2012. The
Western press had an overwhelmingly positive response to this remarkable
tale of Ping's journey from China to America, from nobody to somebody, and
from immigrant with almost no money or knowledge of English to executive at
the top of the American tech world. We received excell... 阅读全帖
l*y
发帖数: 21010
19
来自主题: LeisureTime版 - Life is Overrated
Life is vastly overrated. After all, you are just a coincidence. If you
have many siblings, it is obvious to you that not only your existence
depends on those two specific parents to come together, but it only depends
on the particular time when they did. A year later it would not have been
you but a sibling of yours. I suspect that even a second later would have
made a difference and you would not exist. You exist because those two
specific humans had sex at that specific instant. The odds ... 阅读全帖
p****x
发帖数: 980
20
来自主题: WaterWorld版 - Life is like a box of gift (转载)
【 以下文字转载自 NewYork 讨论区 】
发信人: ppddxx (孟楠), 信区: NewYork
标 题: Life is like a box of gift
发信站: BBS 未名空间站 (Sun May 8 18:19:23 2011, 美东)
My mom always says:" Life is like a box of gift, you never know what you are
gonna get, until you unwrap it." When I saw that movie Forrest Gump in 1994
, I didn't understand why Forrest Gump's mom would say that " life is like a
box of chocolate, you never know what you are gonna get".
Well, at least you knew it would be a box of chocolate, not candy, cookie or
fi... 阅读全帖
m****a
发帖数: 9485
21
来自主题: Belief版 - Living the Abundant Life
From latest Ensign Magzine
By President Thomas S. Monson--Prophet of the Church
Living the Abundant Life
At the advent of a new year, I challenge Latter-day Saints everywhere to
undertake a personal, diligent, significant quest for what I call the
abundant life—a life filled with an abundance of success, goodness, and
blessings. Just as we learned the ABCs in school, I offer my own ABCs to
help us all gain the abundant life.
-----Have a Positive Attitude
A in my ABCs refers to attitude. William ... 阅读全帖
D****n
发帖数: 21
22
来自主题: Poetry版 - A Psalm of Life (By Longfellow)
A Psalm of Life
by Henry Wadsworth Longfellow
'Life that shall send A challenge to its end, And when it comes, say, 'Welco
me, friend.''
WHAT THE HEART OF THE YOUNG MAN SAID TO THE PSALMIST
I
Tell me not, in mournful numbers,
Life is but an empty dream!
For the soul is dead that slumbers,
And things are not what they seem.
II
Life is real—life is earnest—
And the grave is not its goal:
Dust thou art, to dust returnest,
Was not spoken of the soul.
III
Not enjoyment, and not sorrow,
Is our destin'
l**********t
发帖数: 5754
23
Chapter 1: The Blood of Christ
What is the normal Christian life? We do well at the outset to ponder this
question. The object of these studies is to show that it is something very
different from the life of the average Christian. Indeed a consideration of
the written Word of God—of the Sermon on the Mount for example—should lead
us to ask whether such a life has ever in fact been lived upon the earth,
save only by the Son of God Himself. But in that last saving clause lies
immediately the answe... 阅读全帖
l**********t
发帖数: 5754
24
Chapter 2.1 Some Further Distinctions
Two aspects of the resurrection are mentioned in the two sections, in
chapters 4 and 6. In Romans 4:25 the resurrection of the Lord Jesus is
mentioned in relation to our justification: “Jesus our Lord... was
delivered up for our trespasses, and was raised for our justification.”
Here the matter in view is that of our standing before God. But in Romans 6:
4 the resurrection is spoken of as imparting to us new life with a view to a
holy walk: “That like as Chr... 阅读全帖
l**********t
发帖数: 5754
25
chapter 9.3 Christ The End Of The Law
In Romans 6 we saw how God delivered us from sin; in Romans 7 we see how He
delivers us from the Law. In chapter 6 we were shown the way of deliverance
from sin in the picture of a master and his slave; in chapter 7 we are shown
the way of deliverance from the Law in the picture of two husbands and a
wife. The relation between sin and the sinner is that of master to slave;
the relation between the Law and the sinner is that of husband to wife.
Notice first t... 阅读全帖
l**********t
发帖数: 5754
26
chapter 9.5 I Thank God!
Romans 6 deals with “the body of sin”, Romans 7 with “the body of this
death” (6:6; 7:24). In chapter 6 the whole question before us is sin; in
chapter 7 the whole question before us is death. What is the difference
between the body of sin and the body of death? In regard to sin (that is, to
whatever displeases God) I have a body of sin—a body, that is to say,
which is actively engaged in sin. But in regard to the Law of God (that is,
to that which expresses the will of ... 阅读全帖
l**********t
发帖数: 5754
27
chapter 10.5 The Fourth Step: “Walk... After The Spirit”
“For what the law could not do, in that it was weak through the flesh,
God,
sending his own Son in the likeness of sinful flesh and as an offering
for
sin, condemned sin in the flesh: that the ordinance of the law might be
fulfilled in us, who walk not after the flesh, but after the Spirit”
(Rom.
8:3).
Every careful reader of these two verses will see that there are two
things
presented here. They are, firstly, what the Lord Jesus has done... 阅读全帖
l**********t
发帖数: 5754
28
chapter 11.2 The Fourfold Work Of Christ In His Cross
We are now in a position to go a step further still and to consider how
great a range is compassed by the Cross of the Lord Jesus Christ. In the
light of Christian experience and for the purpose of analysis, it may help
us if we recognize four aspects of God’s redemptive work. But in doing so
it is essential to keep in mind that the Cross of Christ is one Divine work
—not many. Once in Judaea two thousand years ago the Lord Jesus died and
ros... 阅读全帖
l**********t
发帖数: 5754
29
Chapter 12: The Cross and the Soul Life
God has made full provision for our redemption in the Cross of Christ, but
He has not stopped there. In that Cross He has also made secure beyond
possibility of failure that eternal plan which Paul speaks of as having been
from all the ages “hid in God who created all things”. That plan He has
now proclaimed “to the intent that now unto the principalities and the
powers in the heavenly places might be made known through the church the
manifold wisdom of Go... 阅读全帖
l**********t
发帖数: 5754
30
Chapter 1: The Blood of Christ
What is the normal Christian life? We do well at the outset to ponder this
question. The object of these studies is to show that it is something very
different from the life of the average Christian. Indeed a consideration of
the written Word of God—of the Sermon on the Mount for example—should lead
us to ask whether such a life has ever in fact been lived upon the earth,
save only by the Son of God Himself. But in that last saving clause lies
immediately the answe... 阅读全帖
l**********t
发帖数: 5754
31
Chapter 2.1 Some Further Distinctions
Two aspects of the resurrection are mentioned in the two sections, in
chapters 4 and 6. In Romans 4:25 the resurrection of the Lord Jesus is
mentioned in relation to our justification: “Jesus our Lord... was
delivered up for our trespasses, and was raised for our justification.”
Here the matter in view is that of our standing before God. But in Romans 6:
4 the resurrection is spoken of as imparting to us new life with a view to a
holy walk: “That like as Chr... 阅读全帖
l**********t
发帖数: 5754
32
chapter 9.3 Christ The End Of The Law
In Romans 6 we saw how God delivered us from sin; in Romans 7 we see how He
delivers us from the Law. In chapter 6 we were shown the way of deliverance
from sin in the picture of a master and his slave; in chapter 7 we are shown
the way of deliverance from the Law in the picture of two husbands and a
wife. The relation between sin and the sinner is that of master to slave;
the relation between the Law and the sinner is that of husband to wife.
Notice first t... 阅读全帖
l**********t
发帖数: 5754
33
chapter 9.5 I Thank God!
Romans 6 deals with “the body of sin”, Romans 7 with “the body of this
death” (6:6; 7:24). In chapter 6 the whole question before us is sin; in
chapter 7 the whole question before us is death. What is the difference
between the body of sin and the body of death? In regard to sin (that is, to
whatever displeases God) I have a body of sin—a body, that is to say,
which is actively engaged in sin. But in regard to the Law of God (that is,
to that which expresses the will of ... 阅读全帖
l**********t
发帖数: 5754
34
chapter 10.5 The Fourth Step: “Walk... After The Spirit”
“For what the law could not do, in that it was weak through the flesh,
God,
sending his own Son in the likeness of sinful flesh and as an offering
for
sin, condemned sin in the flesh: that the ordinance of the law might be
fulfilled in us, who walk not after the flesh, but after the Spirit”
(Rom.
8:3).
Every careful reader of these two verses will see that there are two
things
presented here. They are, firstly, what the Lord Jesus has done... 阅读全帖
l**********t
发帖数: 5754
35
chapter 11.2 The Fourfold Work Of Christ In His Cross
We are now in a position to go a step further still and to consider how
great a range is compassed by the Cross of the Lord Jesus Christ. In the
light of Christian experience and for the purpose of analysis, it may help
us if we recognize four aspects of God’s redemptive work. But in doing so
it is essential to keep in mind that the Cross of Christ is one Divine work
—not many. Once in Judaea two thousand years ago the Lord Jesus died and
ros... 阅读全帖
l**********t
发帖数: 5754
36
Chapter 12: The Cross and the Soul Life
God has made full provision for our redemption in the Cross of Christ, but
He has not stopped there. In that Cross He has also made secure beyond
possibility of failure that eternal plan which Paul speaks of as having been
from all the ages “hid in God who created all things”. That plan He has
now proclaimed “to the intent that now unto the principalities and the
powers in the heavenly places might be made known through the church the
manifold wisdom of Go... 阅读全帖
l**********t
发帖数: 5754
37
chapter 13.2 The Subjective Working Of The Cross
We must keep before us now four passages from the Gospels. They are: Matthew
10:34-39; Mark 8:32-35; Luke 17:32-34; and John 12:24-26. These four
passages have something in common. In each you have the Lord Himself
speaking to us concerning the soul-activity of man, and in each a different
aspect or manifestation of the soul-life is touched upon. In these verses He
makes it very plain that the soul of man can be dealt with in one way and
in one wa... 阅读全帖
n********n
发帖数: 8336
38
来自主题: TrustInJesus版 - Book Review: Your Best Life Now, by Joel Osteen
Bibliography[edit]
Your Best Life Now: 7 Steps to Living at Your Full Potential (2004)
Your Best Life Begins Each Morning: Devotions to Start Every Day of the Year
(2008)
Good, Better, Blessed: Living with Purpose, Power and Passion (2008)
Become a Better You: 7 Keys to Improving Your Life Every Day (2009)[54]
Hope for Today Bible (2009)
It's Your Time : Activate Your Faith, Achieve Your Dreams, and Increase in
God's Favor (2010)[55]
Living in Favor, Abundance and Joy (2010)
Every Day a Friday: ... 阅读全帖
j*******7
发帖数: 6300
39
来自主题: TrustInJesus版 - 10 Reasons Life May Be A Computer Simulation
6 The Anthropic Principle
It’s amazing that humans exist. For life to start on Earth, we needed
everything to be just right. We’re the perfect distance away from the Sun,
the atmosphere has the correct composition, and gravity is just powerful
enough. And though there may be many other planets with those conditions,
life gets even more impressive when you widen your perspective beyond Earth.
If some cosmic factor like dark energy were even a little stronger, life
probably wouldn’t exist, either ... 阅读全帖
S****r
发帖数: 260
40
来自主题: Animals版 - Life of Pi
http://clatl.com/atlanta/ang-lee-delivers-a-gem-of-the-ocean-wi
Ang Lee delivers a gem of the ocean with Life of Pi
CAT, MAN DO: Pi’s (Suraj Sharma) raftmate Richard Parker is a fierce Bengal
tiger.
A teenager must share a lifeboat in the middle of the Pacific Ocean with a
hungry Bengal tiger. It sounds like a premise worthy of a "Far Side" cartoon
, but Life of Pi so meticulously sets up its outlandish survival tale that
director Ang Lee delivers the year's most original and visually enthrallin... 阅读全帖
w*******y
发帖数: 60932
41
来自主题: _DealGroup版 - 【$】NRA Life Memberships $300
Since I am a life member in the NRA, I received an offer in the mail to sign
up my friends and families for lifetime memberships in the NRA at a cost of
$300 each (regular life memberships cost $1000).
This sounds like you need a current life member to sponsor you as you'll
need to provide their life NRA member # to get the deal.
Call 1-800-NRA-3888 and ask for the life member department to get the deal.
j******3
发帖数: 18319
42
来自主题: _BaoziPlace版 - Time Of Your Life - Greey Day
Time Of Your Life - Green Day
http://www.youtube.com/watch?v=IyzspdyKqik
Another turning point;
a fork stuck in the road.
Time grabs you by the wrist;
directs you where to go.
So make the best of this test
and don't ask why.
It's not a question
but a lesson learned in time.
It's something unpredictable
but in the end it's right.
I hope you had the time of your life.
So take the photographs
and still frames in your mind.
Hang it on a shelf
In good health and good time.
Tattoos of memories
and dea... 阅读全帖
o***f
发帖数: 226
43
来自主题: Donation版 - A Life A Time: 新浪微博开通
A Life A Time Foundation官方微博:
http://www.weibo.com/alifeatime
亲爱的朋友,
自2008年成立迄今,A Life A Time Foundation 在众多朋友的支持下,帮助了约455名
患有重大疾病的贫困儿童,参与了两次地震赈灾,并和国内的几家民间组织和机构合作
开展了一些救助工作。
-- 2008年(8月-12月): 收入$7,857,支出$6,050,帮助了6名患病儿童,参与了四川汶
川地
震赈灾
-- 2009年: 收入$212,043,支出$99,284,帮助了约61名患病儿童,两个孤儿寄养点,参
与了四川汶川地震赈灾
-- 2010年: 收入$260,169,支出$173,763,帮助了约151名患病儿童,两个孤儿寄养点,
参与了青海玉树地震赈灾,和国内民间组织合作开办了烧伤培训项目
-- 2011年: 收入$224,364,支出$273,604,帮助了约179名患病儿童,三个孤儿寄养点,
一家脑瘫康复医院
-- 2012年(1月-6月): 收入$110,846,支出$100,574,帮助了约58名患病儿童,两个孤... 阅读全帖
W***n
发帖数: 11530
44
Life sentence in Chinese students' slayings
Associated Press
By LINDA DEUTSCH 2 hours ago

FILE - An April 13, 2012, file combo made from undated file photos provided
by the Los Angeles Police Department shows shooting victims Ming Qu, left,
and Ying Wu, two University of Southern California students from China. The
23-year-old engineering students were shot on April 11, 2012 while sitting
in a parked car in a neighborhood near the University of Southern California
campus. Javier Bolden, 22, wa... 阅读全帖
S*********g
发帖数: 24893
45
来自主题: Military版 - 川普赞赏习近平president for life
【 以下文字转载自 USANews 讨论区 】
发信人: StephenKing (金博士), 信区: USANews
标 题: 川普赞赏习近平president for life
发信站: BBS 未名空间站 (Sat Mar 3 22:25:10 2018, 美东)
https://www.reuters.com/article/us-trump-china/trump-praises-chinese-
president-extending-tenure-for-life-idUSKCN1GG015
“He’s now president for life, president for life. And he’s great,” Trump
said, according to audio of excerpts of Trump’s remarks at a closed-door
fundraiser in Florida aired by CNN.“And look, he was able to do that. I
think it’s great. Maybe ... 阅读全帖
l****z
发帖数: 29846
46
来自主题: USANews版 - Life in Obama’s Chicago
Life in Obama’s Chicago: “Nowadays you can’t even walk across the street,
you can’t even walk to the corner store, you have to watch your back”
by Jammie via Jammie Wearing Fools
Who’s up for a national conversation about Obama’s neighborhood?
The innocence of a child could be seen playing at a park on the far
south side of Chicago, Saturday afternoon.
Children run through sprinklers in Fernwood Park trying to cool off on a
hot summer day, but, all around them, violence begins to creep i... 阅读全帖
l****z
发帖数: 29846
47
Pro-Life Family No Longer Forced to Pay Obamacare 'Abortion Surcharge'
via Breitbart Feed
When a pro-life family in Connecticut found that their state Obamacare
exchange only offered plans that included abortion coverage, they filed a
lawsuit against federal and state officials because they could not purchase
a plan that did not require its participants to pay for the elective
abortions of others. Last month, the Bracy Family dismissed its lawsuit
after the addition of health plans to the exchan... 阅读全帖
p******n
发帖数: 2449
48
FBI: New Evidence From Anthony Weiner Will See Clinton ‘Locked up for Life
Leave a reply
weinerBaxter Dmitry – Anthony Weiner is ready to “sing like a bird” and
provide damning information about Bill and Hillary Clinton and the Clinton
Foundation in return for the FBI dropping child pornography charges against
him, according to sources at the agency.
A Federal Court hearing on March 7 was postponed after FBI agents requested
more time to work with Weiner on tying the Clintons and associates to... 阅读全帖
g****u
发帖数: 1
49
来自主题: Automobile版 - 74 Tips To Extend the Life of Your Car
Care and Maintenance Tips Keep Your Car Running in Top-Notch Condition
We’ve compiled our best expert advice, surprising tricks, and car care tips
to prolong the life of your automobile!
1. Be patient during the break-in period
You’ve bought your dream car and now you want to make it last at long as
possible in top condition. Here are some things to remember as you pull it
out of the dealer’s lot:
During the break-in period, typically the first 1,000 miles (1,600 km), keep
your speed under 55 mp... 阅读全帖
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