f********g
发帖数: 845 | 1 文件一，行是 incurred month, 列是 lag
怎样变成文件二，行是 incurred month, 列是 paid month
以前看到过，忘存了。请指教。谢~ |
|
P********e
发帖数: 544 | 2 【 以下文字转载自 ticketmaster 俱乐部 】
发信人: PorkPrince (猪肉王子，这个行吗？), 信区: ticketmaster
标 题: UA65K@1200+tax+any fee incurred.
发信站: BBS 未名空间站 (Thu Sep 26 21:38:34 2013, 美东)
只出里程， Boa only. |
|
l******n
发帖数: 9344 | 3 在expedia.com买机票的时候，可以选择International flight insurance，价格大概
70$左右。
对于不想买regular travel insurance的同学，可以考虑一下。
SUMMARY OF COVERAGES
PART A. TRAVEL ARRANGEMENT PROTECTION
Trip Cancellation and Trip Interruption Benefits
Pre-Departure Trip Cancellation
We will pay a Pre-Departure Trip Cancellation Benefit, up to the amount in
the Schedule for non-refundable cancellation charges imposed by Expedia, Inc
., if you are prevented from taking your Covered Trip due to your, an
Immediate Family Member’s, Trav... 阅读全帖 |
|
m******u
发帖数: 12400 | 4 NEW YORK, Aug. 7, 2013 /PRNewswire/ -- Eagle Bulk Shipping Inc. (Nasdaq:
EGLE) today announced its results for the second quarter ended June 30, 2013
.
For the Second Quarter:
Net reported loss of $3.0 million or $0.18 per share (based on a
weighted average of 16,968,750 diluted shares outstanding for the quarter),
compared with net loss of $23.1 million, or $1.46 per share, for the
comparable quarter of 2012.
Net revenues of $44.2 million, compared to $48.5 million for the
comparable qu... 阅读全帖 |
|
s*****m
发帖数: 8094 | 5 你确定原文是这么说的么？
也就是说如果原始loan是1m的话，还是1m的limit
只要refinance成1000001，就立马改成750k？
我的理解是cashout refi以后，还可以有limit，但是这个limit不大于之前的
acquisition indebtedness。
也就是如果一开始是900k，再cashout，那也只有900k，但是不是750k
这里主要的问题是“incurred”怎么理解？对于purchase很清楚，对于refi和cashout
refi呢？
没有看到任何地方提到“不能超过原来的”，“不能cashout refi"云云
不一定对，欢迎讨论
https://www.gpo.gov/fdsys/pkg/BILLS-115hr1enr/pdf/BILLS-115hr1enr.pdf
‘‘(II) LIMITATION ON ACQUISITION INDEBTEDNESS.—Subparagraph (B)(ii) shall
be applied by
substituting ‘$750,000 ($375,000’ for ‘$1,000,00... 阅读全帖 |
|
a**5
发帖数: 483 | 6 yes, I tried to reach an understanding but they said based on the bylaws,
the board can adapt a collection policy which is suitable for the
association. I never see such collection policy before. It's not published
on HOA website either. I can't let them charge me something I don't know. It
's not about money. I'm not a 忍气吞声的Chinese. I just want to do it right.
The following is the bylaws. I appreciated all your reply.
7.5. IMPOSITION OF FINE. Within 30 days after levying the fine or
authorizi... 阅读全帖 |
|
e***y
发帖数: 4472 | 7 Google Chrome Terms of Service
These Terms of Service apply to the executable code version of Google Chrome
. Source code for Google Chrome is available free of charge under open
source software license agreements at http://code.google.com/chromium/terms.html.
1. Your relationship with Google
1.1 Your use of Google’s products, software, services and web sites (
referred to collectively as the “Services” in this document and excluding
any services provided to you by Google under a separate writte... 阅读全帖 |
|
a********t
发帖数: 1810 | 8 incurred loss in health is not equal to incurred loss in P&C
incurred loss=paid loss/completion factor in health
incurred loss in P&C is more complicated |
|
g****o
发帖数: 124 | 9 In health, we don't say "reported loss". total incurred = paid + IBNR (
incurred but not reported) + reported but not paid. some actuary use
incurred = paid + IBNA (incurred by not adjudicated) + adjudicated but not
paid. Typically, you don't need a reserve for the "reported but not paid" as
the number should be known or close to be known. It is the IBNR or IBNA
that needs a reserve. We do use lag triangles and CFs to estimate INBR and I
agree with one of the posts that the method is same as wha... 阅读全帖 |
|
y*****l
发帖数: 5997 | 10 11/9 ER
https://research.scottrade.com/research/stocks/secfilings/drawFiling.asp?
docKey=137-000114420410058736-6IM04MBUCS1U6UGMGRICK8K85Q&docFormat=HTM&
formType=8-K/A
Explanatory Note:
On July 7, 2010, China Green Agriculture, Inc. (the “Company”) filed a
Current Report on Form 8-K (the “Report”) with the Securities and Exchange
Commission (the “Commission”), with respect to its acquisition of Beijing
Gufeng Chemical Products Co., Ltd., a company organized under the laws of
the People’s Republ... 阅读全帖 |
|
e*****e
发帖数: 45 | 11 The policy or rule is so unclear and depends on who explains it.
If as what they said that we only could use the added FSA amount to cover
the expense incurred after the baby was born. Let's say the delivery service
can't be covered using the new FSA money because it happened before the
baby came out. But I have already put in $1000 in the current FSA, am I able
to use this old $1000 to pay the delivery cost? I would argue that I used
the old FSA money to pay the delivery cost.
The hospital expe... 阅读全帖 |
|
W*****y
发帖数: 97 | 12 On March 1, 2015, the federal government announced two new tax measures
favourable to investors in junior mining exploration companies in Canada in
an effort to stabilize and strengthen the Canadian mining industry.
First, the government has extended the 15% Mineral Exploration Tax Credit
for investors in flow-through shares for an additional year, until March 31,
2016. Flow-through shares are an instrument to encourage investment in
Canadian mining, because they permit resource companies to ren... 阅读全帖 |
|
W*****y
发帖数: 97 | 13 On March 1, 2015, the federal government announced two new tax measures
favourable to investors in junior mining exploration companies in Canada in
an effort to stabilize and strengthen the Canadian mining industry.
First, the government has extended the 15% Mineral Exploration Tax Credit
for investors in flow-through shares for an additional year, until March 31,
2016. Flow-through shares are an instrument to encourage investment in
Canadian mining, because they permit resource companies to ren... 阅读全帖 |
|
G******U
发帖数: 4211 | 14 The key is "is immune from civil liability for the use of such force".
整个SECTION是这样的。有趣的还有：
“The court shall award reasonable attorney’s fees, court costs,
compensation for loss of income, and all expenses incurred by a person in
defense of any civil action brought against such person based upon the
person’s use of force if the court finds that the defendant was justified
in using such force pursuant to §§ 39-11-611--- 39-11-614, or § 29-34-201
.”
就是说非要乱告的人还得赔钱给正当防卫的人reasonable attorney’s fees, ... 阅读全帖 |
|
e*******c
发帖数: 2133 | 15 在health 里也一样，reserve=incurred loss-paid loss,但是incurred loss=paid
loss*（ATU LDF),这样的话incurred loss其实是取决于paid loss的，我不知道在p&c
里是否也是一样 |
|
I**R
发帖数: 1309 | 16
c
ATU means age-to-ultimate? if so , I think your "incurred loss" is different
from the "incurred loss" we normaly quoted. the post above has the most
commonly used definition.
your "incurred loss" sounds more like ultimate loss calculated using
chain ladder method(paid) |
|
I**R
发帖数: 1309 | 17 incurred = paid + case reserve
when a claim is reported to the insurer, a claim number is assigned
to it, and depending on the nature of the claim, claim department
would set up a case reserve for that. at any time, the cumulative
paid amount + the case reserve = incurred.
on day 1, probably your paid is 0(since you rarely pay anything
right away), and your case is some non-zero value. as you have
more info regarding the claim, you would pay more and more(assuming
no negative paid), and your cas... 阅读全帖 |
|
e*******c
发帖数: 2133 | 18 right, incurred loss in health is actually "estimated incurred loss". In p&c
, incurred loss=reported loss
there |
|
g*8
发帖数: 145 | 19 现在还在做博后，但工资是NIH training grant付的，拿这个grant是不能中途退掉去
当医生的，这个拿grant的时候就知道。但今天听朋友说拿这个grant两年后都不能当医
生，要一直做科研才行，我赶紧把当时签的协议拿出来看看，越看越糊涂了。还请高手
指点下。
•
Postdoctoral xxxx recipients will incur a payback obligation only during
the
initial 12 months of postdoctoral Kirschstein-NRSA support;
•
Postdoctoral xxxx recipients in the 13th or subsequent months of
Kirschstein
-NRSA support do not incur any additional payback obligation.
Service Award to support my postdoctoral research training, I understa... 阅读全帖 |
|
a****l
发帖数: 1696 | 20 里面的一段话尤其重要。说日本刚投降的几天内，政府发密令给所有外交官，要求他们
从此开始舆论工作，尽力把日本描绘成二战受害者，同时掩盖其战争罪行。这个密令，
被美国知道，但美国是多年后才公布的。公布的时候，冷战已经开始了，那是日本已经
成为欧美的盟友了。
国内很多分析日本的文章，水平都不高。你说日本民族很变态，什么证据？看看人家这
篇文章，用的都是数据，比如被日本抓获的战俘的死亡率比其他国家抓获的要高得多，
然后有具体数据，然后有分析原因。
欢饮翻译成中文然后转帖国内论坛。
http://www.strategypage.com/dls/articles/Japan-Wants-To-Rewrite
Japan Wants To Rewrite World War II
by James Dunnigan
August 22, 2010
August 15th is 65th the anniversary of the end of World War II, the day when
Japan finally surrendered. This year, the annivers... 阅读全帖 |
|
y***o
发帖数: 145 | 21 FAMILY.CODE
SECTION 7600-7606
7600. This part may be cited as the Uniform Parentage Act.
7601. "Parent and child relationship" as used in this part means
the legal relationship existing between a child and the child's
natural or adoptive parents incident to which the law confers or
imposes rights, privileges, duties, and obligations. The term
includes the mother and child relationship and the father and child
relationship.
7602. The parent and child relationship extends equally to every
child... 阅读全帖 |
|
y***o
发帖数: 145 | 22 这就是美国的法律， obstruction of justice
USC › Title 18 › Part I › Chapter 73 › § 1511
prev
next
18 USC § 1511 - Obstruction of State or local law enforcement
USC-prelim
US Code
Notes
Updates
This preliminary release may be subject to further revision before it is
released again as a final version. As with other online versions of the Code
, the U.S. Code Classification Tables should be consulted for the latest
laws affecting the Code. Those using the USCP... 阅读全帖 |
|
w********9
发帖数: 8613 | 23 这个丙级比赛还没有结束。两个队还要再打一场。
看IIHF的关于打架和冲撞的规则
iv. A player who injures or recklessly endangers an opponent as a result
of charging will be assessed a major penalty and automatic gamemisconduct
penalty or match penalty.
RULE 141 – FIGHTING
DEFINITION: A player who punches an opponent during game action,
after a whistle, or any time during the regular course of a game during a
prolonged player confrontation.
i. A player who starts a fight will be assessed a match penalty.
ii. A player who in any way ret... 阅读全帖 |
|
t**x
发帖数: 20965 | 24 这个世界没有美国， 别的国家就不活了？
United States: US$388.1 billion (18.3% of total Chinese exports)
Hong Kong: $292.2 billion (13.8%)
Japan: $129.5 billion (6.1%)
South Korea: $94.7 billion (4.5%)
Germany: $65.8 billion (3.1%)
Vietnam: $61.6 billion (2.9%)
India: $58.9 billion (2.8%)
Netherlands: $57.7 billion (2.7%)
United Kingdom: $56.3 billion (2.7%)
Singapore: $45.8 billion (2.2%)
Taiwan: $40.4 billion (1.9%)
Malaysia: $38.5 billion (1.8%)
Thailand: $37.7 billion (1.8%)
Australia: $37.6 billion (1.8%)
Russ... 阅读全帖 |
|
h****0
发帖数: 485 | 25 China incurred the highest trade deficits with the following countries:
Taiwan: -US$99.3 billion (country-specific trade deficit in 2016)
South Korea: -$64.5 billion
Switzerland: -$36.8 billion
Australia: -$32.6 billion
Brazil: -$23.5 billion
Germany: -$20.3 billion
Japan: -$16.3 billion
Angola: -$12.2 billion
Malaysia: -$10.6 billion
Oman: -$9.8 billion
China incurred the highest trade surpluses with the following countries:
Hong Kong: US$275.3 billion (country-specific trade surplus in 2016)
U... 阅读全帖 |
|
发帖数: 1 | 26 Spoiler alert: 中或输
https://www.reddit.com/r/taiwan/comments/87i2lk/scenario_the_fourth_taiwan_
strait_crisis_of_2020/
2018 (March onward) – America and China initiate a series of tit-for-tat
trade restrictions and tariffs, gradually resulting in economic losses and
stock market drops totaling in the hundreds of billions
Mid-2019 – Somewhat overdue, the next global recession begins, mostly due
to bad debts and a round of mass layoffs originating in the Chinese economy.
Stock market crashes and so... 阅读全帖 |
|
l*w
发帖数: 3758 | 27 那地方来的傻逼。世俗化就是西方化就是英美化，懂不。
伊朗同性恋在伊朗是非法的，逮着现行发现钻了屁眼就是死刑，没钻，100鞭子。
两个女的搞第一次100鞭子，第四次死刑。
Consensual sexual relations between two adult men is forbidden by Iran’s
Islamic penal code. Penetrative intercourse is punishable by death, while
non-penetrative intercourse generally incurs a penalty of 100 lashes.
Intercourse between two women incurs a penalty of 100 lashes and is
punishable by death upon the fourth offense. The penal code even punishes
with lashes non-blood-related women who “lay naked [toge... 阅读全帖 |
|
l****z
发帖数: 29846 | 28 Sacramento Democrats Communications Chair Melts Down on Twitter: ‘May your
children all die from debilitating, painful and incurable disease’ »
by Jammie
What a charming fellow. The new civility!
@amandacarpenter May your children all die from debilitating, painful
and incurable diseases.
— allanbrauer (@allanbrauer) September 20, 2013
This putrid douchebag is now the victim:
I'm being attacked on Twitter for wishing one of Ted Cruz's pubic lice
to experience the pain her boss i... 阅读全帖 |
|
c*******o
发帖数: 8869 | 29 “通过的宪法《第十四修正案》只把黑人加了进去”是你的原话。我把十四修正案的原
文一字不差贴在下面，你告诉我那句话是“只把黑人加了进去”。
Amendment XIV
Section 1.
All persons born or naturalized in the United States, and subject to the
jurisdiction thereof, are citizens of the United States and of the state
wherein they reside. No state shall make or enforce any law which shall
abridge the privileges or immunities of citizens of the United States; nor
shall any state deprive any person of life, liberty, or property, without
due process of law; nor deny to any per... 阅读全帖 |
|
c*******o
发帖数: 8869 | 30 “通过的宪法《第十四修正案》只把黑人加了进去”是你的原话。我把十四修正案的原
文一字不差贴在下面，你告诉我那句话是“只把黑人加了进去”。
Amendment XIV
Section 1.
All persons born or naturalized in the United States, and subject to the
jurisdiction thereof, are citizens of the United States and of the state
wherein they reside. No state shall make or enforce any law which shall
abridge the privileges or immunities of citizens of the United States; nor
shall any state deprive any person of life, liberty, or property, without
due process of law; nor deny to any per... 阅读全帖 |
|
p******e
发帖数: 897 | 31 Supreme Court nominee Brett M. Kavanaugh incurred tens of thousands of
dollars of credit card debt buying baseball tickets over the past decade and
at times reported liabilities that could have exceeded the value of his
cash accounts and investment assets, according to a review of Kavanaugh’s
financial disclosures and information provided by the White House.
White House spokesman Raj Shah told The Washington Post that Kavanaugh built
up the debt by buying Washington Nationals season tickets and ... 阅读全帖 |
|
f*******w
发帖数: 1243 | 32 这样写行不行？
DETAILS OF ACCIDENT
Date & Time:
Location:
Description:
AGREEMENT
1. The drivers have agreed to settle this matter amicably as following:
Without any admission of liability, Driver A has paid a sum of _____ which
Driver B
hereby acknowledges receipt thereof in full and final settlement of all
damages and costs incurred and/or to be incurred as a result of the accident.
2. Both drivers have not and will not file any property damage and/or injury
claims against each other and the Auto I... 阅读全帖 |
|
j*********n
发帖数: 6034 | 33 Bodily Injury (BI) Liability coverage pays damages for other people's
injuries or death resulting from an at-fault accident involving an insured
vehicle or driver. This may include medical treatment, lost wages and
compensation for pain and suffering. In the event of a serious accident,
these costs can become substantial. If you do not carry a sufficient limit
of insurance, your personal assets and earnings could be at risk. You should
choose a coverage limit that will adequately protect your as... 阅读全帖 |
|
L********y
发帖数: 283 | 34 谢谢您的详细回复，我们对于法律太空白了
我看了下，第三条说除了1/3的钱外，我们是不是还需要付各种Attorney advances
certain costs such as those associated with depositions, filling fees, fees
for service of process, toll calls, postage fees, shipping expenses, and any
other expenses necessarily incurred in the furtherance of Client’s suit or
representation
这些费用都是不清不楚的，谁知道多少啊？是不是应该写清楚呢？
是不是应该写清楚，收费任何时候都不会超过1/3?
另外是不是应该写清楚，不需要万一输了我不需要们付费。
还有您觉得这个contract合适吗？
以下是文字版：
1) I, the undersigned client hereby retain and employ Scott E. Kegel,
Attor... 阅读全帖 |
|
a********g
发帖数: 11 | 35 这个行李附加费是啥？如果只是免费托运的行李就没这个茬吧
Effective for tickets purchased on or after July 16, 2009, for travel on or
after
August 4, 2009, customers who check in and pay bag fees at an airport kiosk
or with
an agent will incur a $5 surcharge for the first and second checked bags.
Customers
who check in and prepay bag fees on nwa.com or delta.com will not incur this
$5
surcharge. |
|
c****e
发帖数: 1984 | 36 Hello from Amazon,
Thank you for selling on Amazon.com. Your success is important to us, and we
are constantly working to find opportunities to help you grow your sales.
We want to make you aware of a limited-time opportunity to receive reduced
referral fees when selling with Fulfillment by Amazon.
If you sell a select list of Nintendo consoles on Amazon.com using
Fulfillment by Amazon (FBA) from October 1, 2012, through January 15, 2013,
then Amazon will apply a referral fee rebate worth up to ... 阅读全帖 |
|
n******n
发帖数: 12088 | 37 一个人两个股票帐号算两份钱？一份至少250？
If a Settlement Class Member experiences identity theft involving a New
Account or Existing Account other than an Existing Credit or Debit Card
Account, the Settlement Class Member can claim
1. $250; or
2. any amount up to $1,000 (inclusive of the $250 minimum payment) if and
to the extent the Settlement Class Member has incurred and is also claiming
out-of-pocket expenses; or
3. any amount up to $2,500 (inclusive of the $250 minimum payment and out
-of-pocket exp... 阅读全帖 |
|
r****m
发帖数: 1204 | 38 Your Fidelity link explains the ETF tax efficiency very clearly.
If you are still confused, I will use an example to illustrate:
On Jan 1st, 2013, you invested $10K in an index mutual fund. Its Dec 31,
2013 value is $9.9K, so you lost money, but you didn't redeem your mutal
fund, so your loss is paper loss.
However, it's entirely possible you will receive a tax bill in the 2014 tax
season for a "gain" in your index MF, because of the reasons mentioned in
the Fidelity article. So you will end ... 阅读全帖 |
|
y****i
发帖数: 778 | 39 For tax software, Turbotax>HR block>Taxact. EY tax guide is good as a book,
but most people only need look at followings and search IRS for details:
http://www.ey.com/US/en/Services/Tax/Ernst-and-Young-Tax-Guide-
1
Accounting fees for tax preparation services and IRS audits (chapter 29)
2
Alcoholism and drug abuse treatment (chapter 22)
3
Amortization of premium on taxable bonds (chapter 29)
4
Appraisal fees for charitable donations or casualty losses (chapters 25, 26)
5
Appreciation on property... 阅读全帖 |
|
y****i
发帖数: 778 | 40 For tax software, Turbotax>HR block>Taxact. EY tax guide is good as a book,
but most people only need look at followings and search IRS for details:
http://www.ey.com/US/en/Services/Tax/Ernst-and-Young-Tax-Guide-
1
Accounting fees for tax preparation services and IRS audits (chapter 29)
2
Alcoholism and drug abuse treatment (chapter 22)
3
Amortization of premium on taxable bonds (chapter 29)
4
Appraisal fees for charitable donations or casualty losses (chapters 25, 26)
5
Appreciation on property... 阅读全帖 |
|
r****m
发帖数: 1204 | 41 我说一下ETF在税上的一个主要优势：
For mutual fund investors, even you didn't sell anything, you could still
incur capital gain tax.
For ETF investors, if you don't sell your holding, you will NOT incur any
capital gain. |
|
S*********s
发帖数: 1963 | 42 谢谢。不过我从网上找到IRS的下面规定，从规定的内容理解，IRS似乎看的是当前年度
整个calendar year内是否有FSA coverage，而不在于是否有contribute到FSA。我们因
为有去年的$500 FSA balance rollover到今年，所以看来是不能enroll HSA了。我们
的HR看来也没理解对。
不过，是否有办法把我从spouse的FSA coverage “remove”出来？FSA账户上是可以把
我的名字去掉，但是似乎随时可以加回进去，所以这种操作应该不算“remove”
coverage。
https://www.irs.gov/irb/2005-49_IRB/ar08.html#d0e1151
Interaction Between HSAs and Health FSAs
Section 223(a) allows a deduction for contributions to an HSA for an “
eligible individual” for any month during the taxable year. An “... 阅读全帖 |
|
l****u
发帖数: 46 | 43 通过一个猎头公司，面试并拿到一个contractor工作，工作单位是下文的Client。
我是这个猎头公司（下文中的xxx）W2 雇员。面试时选择contract to hire。但是与猎
头公司的合同中有如下条款，好像我无法直接转为Client的正式员工。请帮忙解读一下
。多谢。
Restrictive Covenant - In consideration of the terms of employment and the
efforts and the costs incurred by xxx, you agree you shall not solicit
Client or engage in a like or similar profession or occupation at Client's
facility or any other facility at which you are directed or actually perform
services under this agreement, either directly or indirectly... 阅读全帖 |
|
s*******e
发帖数: 140 | 44 56 年的房子，有什么特别注意的吗？
另外，收到下面的附录，和我买房子有关系吗？
Seller may desire to acquire a property similar to the subject property in
accordance with Section 1031 of the Internal Revenue Code of 1986, as
amended (the "Code"). At the request of Seller, Purchaser shall assist
Seller in causing such property to be considered a replacement property
pursuant to Section 1031 of the Code.
Seller may assign its interest in this Agreement to effectuate a tax free
exchange. In such event, the Seller shall promptly so notif... 阅读全帖 |
|
L****n
发帖数: 240 | 45 自己找到了答案，跟大家分享一下。
有人说轰七八拢加起来，大致等于房子一年的property tax。不知道准不准。
（１）律师费
（２）银行贷款origination fee（也就一千以下）
（３）title company 的费用（这到底要多少钱真不明白）
（４）房屋保险（反正要出）
（５）纽约还有银行律师费
（６）有的银行要求一个月到三个月的payment放在独立帐户里
（７）有的银行要求三个月到半年的property tax放在独立帐户里
麻烦指点！一百万的房子多少万能够把closing fee搞定？我没有一百万，只是打个比
方。
Guide to Closing Costs for Home Buyers and Sellers in New York State
If you are buying or selling a house or real property in New York State, you
will incur closing costs. If you are buying a house and obtaining a
mortgage, thes... 阅读全帖 |
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T****m
发帖数: 193 | 46 Letter from the lawyer of title company:
-------------------
Okay. I, like you, am willing to conclude that the debt was paid, but that
does not solve the problem. Based on the information below, it does not
appear that a release will ever be forthcoming, and thus, the lien will
remain on title for many more years and we will continue to have to “insure
over” it and issue Letters of Indemnity at a cost to the Company and cover
the additional risk of loss incurred by the insured. Given that ... 阅读全帖 |
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e*****u
发帖数: 567 | 47 这里有教你如何减少Expected Family Contribution的办法。与大家共享。
http://www.finaid.org/fafsa/maximize.phtml
Maximizing Your Aid Eligibility
Believe it or not, there are strategies for maximizing your eligibility for
need-based student financial aid. These strategies are based on loopholes in
the need analysis methodology and are completely legal. We developed these
strategies by analyzing the flaws in the Federal Need Analysis Methodology.
It is quite possible that Congress will eventually eliminate many of thes... 阅读全帖 |
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G*******s
发帖数: 4956 | 48 1 Any Direct Deposits completed at the time your application is processed wi
ll be Balance Transfers.
2 Bank Cash Advances include ATM, Over-the-Counter, Same-Day Online, Overdra
ft Protection, Returned Payment and Cash Equivalent (money orders, foreign c
urrency, and travelers checks from a non-financial institution, person-to-pe
rson money transfers, bets, lottery tickets, casino gaming chips and bail bo
nds) Cash Advances.
More Information about Penalty Fees and Penalty APR
Penalty Fees: If y... 阅读全帖 |
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y****i
发帖数: 17878 | 49 Q: How can I cash out these gift cards once I get them?
A: Here are some ideas:
Buy stuff you would buy anyway.
Buy Visa or MasterCard gift cards and then use the gift card PIN to cash
out.
Use to reload REDbird (see REDcard changes everything)
Load the American Express for Target card and then withdraw money from
ATMs.
Make Kiva loans.
Buy merchant gift cards through online portals in order to earn extra
points or cash back.
Pay federal taxes. You will incur a 1.89%... 阅读全帖 |
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N****g
发帖数: 2829 | 50 Dear Evolve Money Customer,
Last month Evolve Money implemented a 3 percent Bill Pay Fee. The Bill Pay
Fee has been waived in certain circumstances, as described below, but it
specifically applies to gift card payments.
We have recently identified the following three gift cards that were
erroneously exempted from the 3 percent Bill Pay Fee.
Bank Identification Number (BIN)
407714
542837
542844
You are receiving this notice because you have used one of these cards since
Jan. 1, 2015 without being... 阅读全帖 |
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