发帖数: 1 | 1 最近的房贷利率受到多种因素的影响：英国脱欧，股市走强，恐怖袭击等。 近期JUMBO
利率走高， 但一般confirming loan却不升反降。加上银行给某些贷款公司的bonus
rate，现在有可能拿到20年来的最低30 yr fixed 和15 yr fixed. 针对H1B持有者， 5
yr ARM 和 7 yr ARM 也出现了两年来的最低点. 另外，High Balance 30 yr fix 今
天又再创新低。
需要re-finance的业主可以注意一下近期利率走向，省钱的机会到啦。 |
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j***z
发帖数: 74 | 2 http://finance.yahoo.com/news/Rate-on-30year-fixed-mortgage-apf
NEW YORK (AP) -- Fixed mortgage rates dipped to the lowest level of the year
this week. The third straight weekly decline comes at the start of the peak
buying season.
Freddie Mac says the average rate on the 30-year loan fell to 4.71% from 4.
78% the previous week. That matched this year's low reached in January. But
it is above the 40-year low of 4.17% hit in November.
The average rate on the 15-year fixed mortgage slipped to 3.89... 阅读全帖 |
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c*********7
发帖数: 3442 | 3 加入你认为这个nba 是fixed 的， nfl fixed 的可能性更高， 是个人都知道， nfl
的赌球的比篮球的要多10倍起码，那个更容易fixed. 呵呵。。。。 |
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s**a
发帖数: 1995 | 4 前几个月嫌趴车费每月50太多，就把车从一个市内趴车场挪出来停在外面。刚开始还前轮后轮都锁，后来嫌麻烦，就只把车架和前轮锁在一起。以为fixed gear，没有QR，又故意好长时间不擦车，看起来挺旧的，应该不会有事。
今天还想下班后骑车去Chinatown买月饼，谁知道下午6点下楼一看，后轮没了！WTF。我公司虽然不是在时代广场，可也挺热闹的。没想到纽约的偷车贼这么猖狂。大白天就在人来人往的街上拿扳手卸车轮。Kao!
我以前看到车轮都是一对一对卖的，不知道哪里可以找到fixed gear 后轮的deal?挑选fixed gear后轮有什么讲究吗？ |
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o******s
发帖数: 1364 | 5 My Wally mongoose turns out to be a single-speed instead of a fixed gear. It
can be adapted to a fixed gear with addition of a cog. Which one is better/
faster? Seems that I have to sacrifice coasting if I want to go with fixed
gear. |
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j*****t
发帖数: 5475 | 6 五体投地感激酷妹同学帮我做的后期
这歌的节奏不好掌握，有些地方节奏没跟好，高手们轻拍哈
歌词如下：
When you try your best, but you don't succeed
When you get what you want, but not what you need
When you feel so tired, but you can't sleep
Stuck in reverse
And the tears come streaming down your face
When you lose something you can't replace
When you love someone, but it goes to waste
Could it be worse?
Lights will guide you home
And ignite your bones
And I will try to fix you
And high up above or down below
When you're too in love to let it go
... 阅读全帖 |
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y*********u
发帖数: 14561 | 7 你这贴是在找我对话么？
你见过打架打的浑身是伤的TOM CAT么？见过瞎眼断尾巴的血淋淋的公猫的样子么？公
猫很多都是在打架争斗中感染狂犬或者重伤而死。
除了争夺食物，他们更多的时间用来争夺母猫和地盘. fix了以后的公猫不会招惹过多
的仇恨，不会参与打架，寻找食物的手段并不会退步，何况我们每FIX一个colony, 都
是负责到底的。
公猫的fix，除了有助于猫口的控制，更能帮助INDIVIDULE的个体公猫不受不必要的伤
害。 |
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y******l
发帖数: 793 | 8 有心爱猫的人不但是会考虑给猫吃的，带他们去FIX，更会继续照顾他们下去的；
无心爱猫的人才不会想到花钱给外面的猫FIX呢。
的生
fix |
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s********3
发帖数: 3476 | 9 感觉前两天才看到新闻说，apple将要针对电池问题弄个fix
然后没两天功夫就出来了这个fix
是内部push的结果，还是先前产品做好的时候就知道这个问题，迫于上市日期先发布着
，等消费者反应过来了再在适当时候宣布有问题，然后顺势发布fix。。 |
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d*2
发帖数: 2053 | 11 http://lifehacker.com/you-can-break-into-a-linux-system-by-pres
Patrick Allan
Yesterday 1:30pmFiled to: SECURITY
Hitting a key over and over again actually works for once. Two security
researchers in Spain recently uncovered a strange bug that will let you into
most Linux machines just by hitting the backspace key 28 times. Here’s how
to fix it and keep your data protected.
The researchers, Hector Marco and Ismael Ripoll from the Cybersecurity Group
at Polytechnic University of Valencia, found t... 阅读全帖 |
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l****q
发帖数: 767 | 12 Hi,
I have a question regarding the vacation pay. Why accrued vacation pay-fixed
number of days is Non-Monetary? You know the vacation number of days, and
you know the wage per day, so the payment is fixed, right? I think it's kind
of like accrued vacation pay - fixed dollars.
Any thoughts? Thanks! |
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v*****y
发帖数: 1087 | 13 对这个说法有点疑惑。公司对fixed asset 的control 主要是出于capital budget 的
考虑。如果真的是很小的＂fixed asset" 应该公司有个最低limit,小于那个limit 的
应该直接expense了吧。丢百分之二三十从报表角度来讲即使是不material, 从
internal control 来讲这个百分比肯定是material的。这个无论大公司小公司，只要
是上市公司，都是有所要求的吧。
哪位专业的解解惑？
公司越大，这些小件的fixed assets反而不material,就是丢百分之二三十也不会对財
报产生什么影响，外审也不会care这些吧 |
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h**********a
发帖数: 298 | 14 depending on what kind of fixed effect. For example, if you focus on
mortgage application at the individual level and you want to control for the
neighborhood fixed effect, then you can mean differencing across the
neighborhood to get rid of the FE. So even you only have cross-sectional
data, you can control for the upper level fixed effect. But here the mean
differencing is not same as that in panel data which is for an individual
across time. |
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B*********h
发帖数: 800 | 15 ☆─────────────────────────────────────☆
scarface (人生犹如一场电影) 于 (Tue Nov 14 15:19:21 2006) 提到:
fixed income derivative vs. equity derivative
Which career path is more rewarding?
My friend told me fixed income has higher bar and thus is a better
career. too many people in equity derivative.
but i found fixed income quite boring.
any expert opinions here?
☆─────────────────────────────────────☆
yunEr (一片云) 于 (Tue Nov 14 15:38:30 2006) 提到:
The point is you need to stand out in the area you |
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s**a
发帖数: 178 | 17 客户是个large Asia start-up hedge fund （几百个million so far），founder是以
前GS的fixed income trader. 前台的trader/PM坐在香港，quant和其他supporting
functions在北京。薪酬会比纽约的平均水平略低。如果有人感兴趣可以跟我联系
多说一句，现在有很多banks, hedge fund和trading shop会把IT/quant/research放在
北京上海，主要是节约成本。跟他们聊了聊，日子过得还不错，钱少些，但是life好很
多。
_______________
Fixed Income Quantitative Analyst (Quant Analytics Development in
Interest rate term structure model, fixed income product valuation) -
Beijing
A large Asia start-up hedge fund is looking for a strong quantitati |
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w******g
发帖数: 271 | 18 hi，各位，真诚的请教自学fixed income quant该如何入手？
我旁听过好几门fixed income的课，没有跟着写作业，现在是半懂不懂，个人是mfe背
景，说来惭愧，都把fixed income相关的课旁听了，没有注册，现在觉得有必要来学，
可是觉得学校那套教了跟没教一样。
请教过来人，或者有没有好的书推荐？
谢谢啦 |
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v**m
发帖数: 706 | 20 Fabozzi's book is good for introductory and explanation of fixed income
business. the analytical content is awful. I think Fabozzi's background is
more related to MBA or CFA stuff, but his book is a comprehensive and
systematic introductory for all the aspects of fixed income and credit
markets. I think his book is a must have reference bible for fixed income
traders/quants/deveopers.
have not read Bruce Tuckman yet. Amazon's reviews are good though. |
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o******6
发帖数: 538 | 21 ☆─────────────────────────────────────☆
Emilyxue (雪) 于 (Thu May 15 14:12:39 2008) 提到:
急问用SAS 分析LOGISTIC regression, 有fix variable &random variable应该用什么
MODEL?非常感谢
☆─────────────────────────────────────☆
statcompute (statcompute) 于 (Thu May 15 21:22:46 2008) 提到:
there is nothing called "fix variable & random variable" in logistic reg.
Instead, there are "fixed effect" and "random effect". This type of model is
also called "generalized linear mixed model", which can be analyzed with "
pr |
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k*****o
发帖数: 155 | 22 Sorry I cannot type Chinese.
I have a time series data and i fixed with proc reg. and there were issue
with auto correlation issue and structural break (chow test).
I used proc autoreg and fixed one problem.How can I fix structural break
issue? Is there a procedure in SAS? or this is embedded in time series data?
Thanks. |
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c********h
发帖数: 330 | 23 如果一个factor的levels是fixed，比如gender，只有male和female，一般就
incoporate as fixed effect
如果一个factor的levels只是对应于某个实验或者observational study，比如说
batches,subjects，换了别的实验就不是这些levels了，那么一般用random effect
如果一个model have both fixed effects and random effects，那么就是mixed
effect model |
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s*r
发帖数: 2757 | 24 其实教科书上说到fixed random 都是在anova里面引入的，而anova的经典表示方法是y
=u+b+e. y=u+Bx+e是general linear model的写法,这里x就是dummy variable 的
design matrix了。
在anova里理解fix/random effect要容易. b是random effect with p level的话，对
应的B, 在effect coding下，就是一个p-1的vector. 这个vector的每一个element都是
从一个normal distribution里面出来；x总是fixed,因为它代表每个subject的effect
属于哪个level. |
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o******s
发帖数: 1364 | 25 I go with fixed. I use Slick Trick Magnum 100. Many people say good things
about it.
I took home mechanical and fixed to test them out. STM gave me 1 inch off
from my field point at 30 yards, others more. Worst is Muzzy, 6 inches apart
. Makes broadhead tuning almost impossible.
Penetration-wise the videos online confirmed me that I should go with fixed. |
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w*******y
发帖数: 60932 | 26 I used them to refinance 30 year fixed at 4.875. I might be refinancing
again at these rates! Service was decent with very reasonable closing costs
and not tricks. They came to my house to do the paper work. My mortgage
was sold to Chase in the first month.
Home Finance of America:
http://www.hfamerica.com/todaysrates.html
Conforming 30 yr Fixed
RATES POINTS APR
3.750 2.000 3.963
3.875 1.250 4.026
4.000 0.500 4.089
4.125 0.000 4.172
4.375 -0.50... 阅读全帖 |
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w*******y
发帖数: 60932 | 28 Peter Janda Fin Fixed Blade Tactical Knife, Tanto
by Ka-bar
Link:
http://www.amazon.com/Peter-Janda-Fixed-Tactical-Smooth/dp/B001
List Price: $112.18
Price: $27.91
Make sure to pick the smooth blade model from the syle box to see the $27.91
price.
Seems to run $70 and up everywhere else.
The serrated model is $35.89 and still seems to be a good deal, runs $80 and
up
Can't make any personal recommendations but I do know Ka-Bar has a very good
reputation as a knife manufacturer. Seems like a... 阅读全帖 |
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w*******y
发帖数: 60932 | 29 Midwest Hunters Outlet has the Glock 22 40 S&W 15 Rnd Fixed Sights for $439+
$20SH. Buds sells the same gun for $500. Here is from the site:
Description:
Midwest Hunters Outlet offers Glock 22 RTF Pistol, PT2250203, Black, S&W,
15Rd, DAO, Polymer Full Size Frame, Fixed Sights, 4.49" Barrel - $438.99. If
you are looking for a handgun with the ultimate in self defense and
reliability, look no further than this Glock22 RTF (Rough Textured Frame)
Pistol. With your safety in mind, this Glock22 RTF ... 阅读全帖 |
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w*******y
发帖数: 60932 | 30 Ozark Trail Fixed Blade Knife $3.50 (was $10) at walmart:
http://www.walmart.com/ip/Ozark-Trail-Fixed-Blade-Knife/1778268
Fixed Blade Knife:
9.5" overall length
5" long sand-blasted stainless steel blade
Ozark Trail laser-cutting on the blade
Brown wood handle with Ozark Trail laser-engraved logo
Pet clam shell packaging
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w*******y
发帖数: 60932 | 31 I KNOW this is not a Hot Deal and will most likely be flamed but I wanted to
get the word out there as I know MANY s have purchased 2011 Samsung D
series plasmas last year based on the numerous deals posted here.
If you have been plagued with the brightness pop issue:
http://www.avsforum.com/avs-vb/showthread.php?t=1328762
(I know I personally have them on BOTH my 6500 sets) Samsung has FINALLY
started to address the issue (which Panasonic stepped up on and fixed long
ago on their 2011 sets). If... 阅读全帖 |
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M*****8
发帖数: 17722 | 32 【 以下文字转载自 Stock 讨论区 】
发信人: MB80528 (肥猫(Contrarian)[食MM而肥]), 信区: Stock
标 题: Fixing LIBOR Rates --- Here's How
发信站: BBS 未名空间站 (Mon Jul 9 12:21:46 2012, 美东)
Fixing LIBOR Rates --- Here's How |
|
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F*******4
发帖数: 6242 | 34 Dear friends --
Our immigration system is broken. It has been for some time.
Right now, there are 11 million people living in a shadow economy. There are
Americans waiting in long lines to reunite with their families. There are
employers who are exploiting the system by hiring undocumented workers, and
that threatens the wages and working conditions of American workers. None of
this is good for the economy, and it isn’t fair for the middle class.
So President Obama is determined to fix this brok... 阅读全帖 |
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l****z
发帖数: 29846 | 35 posted at 10:55 am on October 21, 2010 by Ed Morrissey
It’s a heartwarming story — a local son trudges off to Washington with a
patched-up suitcase and a few bucks in his pocket, and comes home a multi-
millionaire. It’s a story with a long tradition, from LBJ to Charlie
Rangel, and of course Harry Reid. During his debate with Sharron Angle,
though, Reid insisted that he lived on a “fixed income” and knew how hard
it was to make ends meet. Really? Angle’s new ad explores the diminished
lifes... 阅读全帖 |
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p*******m
发帖数: 20761 | 36 08 Mar 2017 21:58:00
"Vault 7: CIA Hacking Tools Revealed" has been published by Wikileaks
recentely, and Notepad++ is on the list.
The issue of a hijacked DLL concerns scilexer.dll (needed by Notepad++) on a
compromised PC, which is replaced by a modified scilexer.dll built by the
CIA. When Notepad++ is launched, the modified scilexer.dll is loaded instead
of the original one.
It doesn't mean that CIA is interested in your coding skill or in your sex
message content, but rather it prevents rais... 阅读全帖 |
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a*********a
发帖数: 3656 | 38 GOP曾经许诺FIX NICS不会和Carry Reciprocate分开投票。但是GOP背叛， FIX NICS
单独加在Omnibus Spending bill里通过了。 |
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f*****y
发帖数: 6 | 40 How much generally cost if fix the leaking in front flex pipe? The car has
exhausive sound when driving, the carshop said if keeping driving 1 or 2
months that is fine. but suggest to fix it and ask for $315. Does the price
sounds reasonable? |
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G******e
发帖数: 9567 | 41 NEW YORK – Toyota Motor Corp. said Friday it is recalling about 3,800 Lexus
LS sedans in the U.S. to fix a problem with the vehicle's steering system
following a similar recall in Japan.
The company said the recall affects some 2009 and 2010 LS 460 and LS 600h
sedans. The recall is designed to fix a problem in which the steering wheel
becomes off-center after a specific driving maneuver. The problem should not
occur during normal driving, the company said.
Toyota earlier Friday recalled 4,500 of |
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c**i
发帖数: 6973 | 42 Auto lights distributor guilty of price-fixing. Associated Press, Feb 8,
2011.
http://www.mlive.com/newsflash/index.ssf/story
/auto-lights-distributor-guilty-of-price-fixing/
f577943ede30429eb2095161050720cc
Note:
(a) Polo Shu-Sheng Hsu/ Maxzone Vehicle Lighting Corp 許敘伸/帝寶-代子公司
證交所重大訊息公告: 帝寶子公司MAXZONE VEHICLE LIGHTING董事長異動. Oct 20,
2010.
http://www.funddj.com/KMDJ/News/NewsViewer
.aspx?a=c6676e51-0c27-4aa7-bd2c-157d23621d0f
(b) Maybe you as a consumer might get a coupon or a refund check, out ... 阅读全帖 |
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G***G
发帖数: 16778 | 43 hi guys,
do you know where to park and fix or maintain your own car in queens of new
york?
it seems parking on the street for maintaining your car such as oil change
or brake pad/rotor change is dangerous and illegal there.
any suggestions?
also look for some friends who are interested in fixing their own car by
themselves. |
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i**N
发帖数: 118 | 44 【 以下文字转载自 SanFrancisco 讨论区 】
发信人: iWSN (i WSN, i pa who!), 信区: SanFrancisco
标 题: Have your fix-it ticket signed-off for free
发信站: BBS 未名空间站 (Wed Apr 4 19:05:33 2012, 美东)
贴个RP帖吧，如果没人post过,BM能给个包子末？
如果你拿到一个fix-it ticket(like a broken taillight),不要去police station找
人signoff，因为CA大部分city开始收费，比如Sunnyvale charge $39。你可以去CHP
sign-off for free.当然， court dismissal fee $25是逃不掉的。
不过这种ticket真是ridiculous，本人的例子仅仅是一个brake light out两天没来得
及修，就被拦下来给了个蛋疼的ticket，CA政府真尼玛在抢钱啊，你给我个warning不
就行了吗，灯坏了又不是driver的责任，及时修好还不行... 阅读全帖 |
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t*********c
发帖数: 92 | 45 Hello! Last month I took my car to 2 auto mechanics for checkup since my
car has been using lots of gas($10 for 7-8 miles)lately and also sometimes I
can hear the front noise is getting louder when it idles. Anyway one
person tells me that it is alright for driving until it dies while another
person said the catalytic converter(inside the converter is burned) and
shall be replacing soon or wait till it completely stops or suggested to
completely replacing the whole exhausted system(front and f... 阅读全帖 |
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发帖数: 1 | 46 2016 or before models, CX-5 headlights had premature failure. The fix is to
replace the whole assembly and costs over 1800 for each repair.
Does anyone know if this serious problem gets fixed for 2017 and 2018 models? |
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J**********y
发帖数: 1891 | 47 诚聘自动交易系统和FIX编程老师和顾问
小弟在工作之余，在初学FIX编程，目标是把自己的TRADING PLATFORM和BROKERAGE连起
来，总觉的学不会，学不快，还请专家指点。
报酬好说，
非常感谢。 |
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C****g
发帖数: 3945 | 48 Dear Dandan,
Calendar eBay has announced a new policy that will restrict sellers from
posting duplicate fixed-price listings.
Effective Oct. 26, only one fixed-price listing will be allowed per item,
per seller—even if you sell under multiple IDs.
The new policy does not apply to auction listings. |
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