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全部话题 - 话题: creditors
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d*******a
发帖数: 545
1
小白第一次搞BT,问一下,
我点进去后看到要填两个部分,第一个部分是填account number, creditor to pay,
我想把Chase的卡上的Balance转到Citi上,是不是这个AccountNumber就是我Chase的卡
号,Creditor就是Chase啊?
然后第二个部份是get money for personal use,可以选择寄一个Check,也可以选择
直接Deposit到银行Checking的帐户。这个钱也算是 balance transfer吗?不是相当于
直接取现了吗?
求各位达人讲解一下,多谢了。
w**********g
发帖数: 48
2
多谢你。
我没有拖过,每个月还清,然后又欠。
我查了些信息,贴这里,很长,有兴趣的人可以看看,基本确定这个就是骗子,还好他
问我SSN的时候我就什么都没有说了,不然估计就惨了
希望如果类似情况,大家能直接忽略那些垃圾邮件(那些邮件看着挺吓人和诱人)
Credit Resolution Advisors Just Sent Me a Mailer. – Sumir
CRAisevil
The owners of CRA or CreditResolution Advisors should be arrested for
fraud and deceit.
I’m contacting the FBI.
The more people who contact the FBI, the quicker these guys will be on
the lam.
Jblittle40
Must be a scam. I received pink notices from them trying to renegotiate
A cr... 阅读全帖
z****l
发帖数: 5282
3
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fakaoti08 (fakati08) 于 (Wed Aug 10 20:52:11 2011, 美东) 提到:
很奇怪收到这个collection agency的letter.
首先地址是指向我的地址,但是名字不对,这个地址没有他们信中所说的名字。
第二,我不欠这个债,甚至连creditor的名字都没有听说过。
怎么办?
还要不要去debt validation. 因为名字都不是我的名字。主要担心,如果发信去debt
validation, 他们改了原来追讨信里的名字,再寄过来一封讨债信就麻烦了。据说这些
collection agency都是千方百计想收集信息来make up story.
☆─────────────────────────────────────☆
major2 (主要的二) 于 (Wed Aug 10 21:00:53 2011, 美东) 提到:
不是你名字的你担心那么多干啥.
这不是没事给自己找事么.
☆───────────────────────────... 阅读全帖
z****l
发帖数: 5282
4
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zhengqiji (没有昵称) 于 (Wed Aug 31 11:09:04 2011, 美东) 提到:
rt 一直用allstate 下个半年的保险要涨了 有想法换一家 quote了好几家 都差不多
结果收到了geico一封信 说是根据我的信用报告 没办法给我最优惠的保费 因为too
many hard inquiries。。 难道quote保险也要查信用报告 不会是个hard pull吧
前前后后quote了四五家 都是网上弄的 但是没有输过social# 只是姓名 生日 加驾照
号 这样子保险公司也会找到你的信用报告查一查 那岂不又多了n个hard。。
最近的免费报告都查过了 没办法再看一下 只能求教版上的筒子们 问题小白了
发包子给前几个筒子
=======
update 9/1/2011
仔细读了一下geico给的信 说是可以跟transunion要一个信用报告
用这个地址进去
Transunion:
http://bit.ly/i69cvI
其中有一项就是
Denial of in... 阅读全帖
z****l
发帖数: 5282
5
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GentleWen (砖头、文) 于 (Mon Sep 5 14:10:51 2011, 美东) 提到:
我用信用卡以来刚好满一年
到上周查信用分是730左右.
分享一下 供新手参考
去年9月 拿SSN(学校打工得)到BOA押1000刀申请了secure card
用了3月以后猖狂的跑去申请chase freedom, 无情悲剧.
又过了一倆月, 申请BOA的student credit 成功, 批1000额度.
过几天,网上申请increase credit line, 成功, 变1500..............
于是把secure card cancel了 只用student card一张
又过了一小段时间 收到Capital one的journey卡的pre approve.
当时对申卡hardpull啊什么的 是完全没概念的, 第一次看到人家主动给我发
俺就去申请了, online申请 直接批下来 500的credit line
老子一个火 你这不是浪费我时间么, 直接无视, car... 阅读全帖
n***h
发帖数: 1613
6
来自主题: Money版 - 三大信用局被CBS揭发了
今天的CBS 60 minutes 调查了三大信用局的dispute程序完全不作为 就是雇一帮印度
人把dispute证据翻译成一个两位code和两行comment返给creditor了事 只要creditor
不撤销 他们不会做任何调查
e***7
发帖数: 862
7
来自主题: Money版 - 信用记录被equifax弄错怎么办
搭车问下我上面也有一个verizon 的记录,但我从来没用过verizon, 打creditor的电
话发现是个自动phone sex的line,然后跟equifax dispute fraud,但equifax 回复让
我联系creditor,这个就是个loop啊,怎么破?
s****t
发帖数: 110
8
来自主题: Money版 - 怎样短期内升高信用分?
网上看到如下的讨论,有人有经验吗?不是不想付几百块的债,关键是看到网上很多人抱
怨付过之后,creditor不给撤销report(即使和creditor事先达成了协议),七年的周期又
start over.
"HAVE NO CONTRACT with you to legally come after you for anything! If you
want to get rid of something that has been sold from the original company to
a collection agency do the following.. Sign up for an account at dispute.
transunion.com. Go through each item and for those that state they are owned
by a collection agency, dispute them and select the option "contract has
been cancelled" and i... 阅读全帖
m********l
发帖数: 791
9
哎 今天collection agency告诉我决定权在original creditor. 我打电话和original
creditor 求情了好久,没有办法,因为毕竟这不是他们的error。
绝望了,难道真的要绑7年吗?这个除了对loan有影响,对其他的还有什么影响吗?
e**n
发帖数: 5876
10
来自主题: shopping版 - Re: 我是这样处理的Re: 被追债了
I had a dispute about $600 once and that is how I shut the collection agent
up. It worked like a charm and I've never been bothered again.
Dear Sir/Madam:
I dispute the validity of the debt referenced by your agency as account
#xxxxxx.This is a formal request to receive verification of the debt, per my
rights under the Fair Debt Collection Practices Act. Additionally, I hereby
request that you send me the name and address of the original creditor, if it
is different from the current creditor. P
y***m
发帖数: 7027
11
来自主题: shopping版 - 达人帮看下什么原因
已经有capital one master 和macy credit卡,消费信用一直不错,手机网费按时交。
屡次申请boa,amazon,khol,target,walmart等的visa卡被拒,今天申costco联盟的
american express 再被拒,回信说是找不到信用积分,怎么弄?thx!
Thank you for your recent application for the TrueEarningsSM Card from
Costco and American Express. After reviewing your request, regrettably, we
are unable to open an account for you at this time for the following reason(
s):
We have been unable to obtain your consumer credit bureau score from the
agency(ies) identified below.
The consumer cre... 阅读全帖
y**q
发帖数: 22
12
这个美国公司叫Elmet Technologies Inc.
今天找到了负责这个事情的人Tom Bailey. 他是这样说的: Elemet欠银行$25million,
并且欠Creditors(像我们一样的供应商等)另外$25million. 在1月23日, 银行将全部
资产拿走出售. 卖掉$12.5million, 并且也将elmet的名字卖掉 (所以elmet从Elmet
Technologies Inc. 变为Elmet Technologies LLC. 从C公司变为LLC公司). 尽管银行
还损失$12.5millon, 但还是愿意拿出30万美元作为一个池子(pool)来给那些claimed的
Creditors分配. Claim表格信在一个月左右发出. 当然, 如何分配将是一个很漫长的过
程. 这个Tom是银行雇佣的来处理这个的.
我跟他提到法律诉讼, 他说, 银行在借钱的时候有合同, 如果资不抵债的话, 银行是有
权利拿走所有的资产的.
各位大虾觉得告有可能拿回部分钱来吗?
美国公司这么做真正的特无耻. 如果倒闭, 到还合情理. 只不过把名字中的INC.换做
LLC就... 阅读全帖
g*****r
发帖数: 95
13
你去sears买冰箱,sears借1000刀给你买它的冰箱。sears有PMSI 在你的冰箱上,你
default (还不起每月欠她的钱),或者破产,sears在所有你的creditors中优先级(
相对冰箱)很高。就是说她可以拿走你的冰箱,别的creditor(如你的房贷公司)拿不
走冰箱。大概意思是这样。
c****2
发帖数: 1076
14
来自主题: Stock版 - cut a big chunk of meat
I think you did it right.
The troubled former financial giant signaled that it is in discussions over
a pre-packaged bankruptcy deal. The company also said that it may decide to
cease making interest payments on its debt prior to any move. By stopping
interest payments, Ambac falls into default of its debt. Creditors can then
sue to force a bankruptcy or the company can declare bankruptcy protection
to renegotiate terms with creditors.
N********n
发帖数: 8363
15
来自主题: Stock版 - 爱尔兰人实在是可气

It's not about 面子. All these bailouts were to help the creditors rather
than the debtors. Debtors got a loan to pay off creditors and then cover
the loan in future, which is a bad deal to them in the long run compared
with a technical default right away.
N********n
发帖数: 8363
16
来自主题: Stock版 - 黄金的十一年之痒
Stewart Thomson
1. Gold war update from the front lines: The Gold Community retook $1400
last night. Silver is close to retaking $30. I won the battle as to whether
gold would take out $1424 on the upside or $1315 on the downside. Most
thought $1315 would fall. It didn't. Gold soared to $1430 basis dec futures
and many gold stocks continue to exhibit violent upsurges.
2. I don't like losing. So I don't. Don't you throw your gold away either
because of all the correction talk going around.
3. Gol... 阅读全帖
w*********s
发帖数: 2136
17
Physical Silver Price is Really $50 per Ounce (80% Premium on COMEX Silver
Non-Delivery)
Commodities / Gold and Silver 2011 Mar 06, 2011 - 12:46 PM
By: Chris_Kitze
Wynter_Benton update on their recent raid With permission, I can update the
results of our raid. It was successful beyond imagination but that "success"
has spawned even more questions about the price of paper silver going
forward. It was reported by SGS that he heard that on Friday Blythe was
offering 30-50 percent premium and that a... 阅读全帖
s*****w
发帖数: 2065
18
来自主题: Stock版 - short这两个大家觉得咋样?
我觉得是不同的creditor会采取不同的策略,所以z-score只是提供了破产的条件,具体
还要看creditor怎么处理。
能不能再讲讲“吃第二口”怎么找时机啊?我没找到你的帖子。
主要的问题是如果直接short股票或者short call(是不是不用margin风险没那么大?)
,担心的是万一被并购了而不是破产,那就亏大了。如果买put是不是就不会有这个问题
呢?但是买put如果不知道什么时候破产,就很难操作。
我挑的这几个是我觉得没有哪个傻子会愿意M&A的。LCC的老大还跑出来说期待着M&A,不
过我稍微查了一下历史:上次delta并购northwest的时候LCC也吹风要和United合作,结
果最后不了了之。我猜合作不成就是因为LCC的财务问题太大,这次也会有同样的结果。
教授还有啥高见?能请教一下教授是哪个专业的么?
U********f
发帖数: 2482
19
企业债券是CREDITOR
优先股还是SHAREHOLDER
CREDITOR 优先于股东
d******a
发帖数: 21
20
来自主题: Stock版 - 反金本位都是不懂经济的

没错,但这里的借贷成本高只是数值上的表象。现在这种打压利率的方法损害的是
creditor的利益。你说的情况下只不过把成本从creditor那里转移到了debtor那里了。
你可能理解错我的意思了。我原始的帖子是在讨论利率的问题。
s*********8
发帖数: 901
21
来自主题: Stock版 - GE owes $600 billion...over
General Electric owes its creditors $600 billion. That huge amount of debt
is offset by $468 billion of investments and cash. However, much of those
investments are credit-card receivables and Eastern European mortgages. The
business, which no longer focuses on manufacturing, is dependent on credit
markets.
Again, GE would have collapsed if it didn't get a government bailout. (The U
.S. government guaranteed all of GE's debts through 2012 for free.) It can't
afford its debt at current, manipulat... 阅读全帖
e**s
发帖数: 4638
22
大侠给总结一下先
23 October 2011
Draft Terms and Conditions
Maximising the lending capacity of the EFSF
The capacity of the extended EFSF can be enlarged without extending the
guarantees underpinning the EFSF. This optimisation would take due account
of the rules of the Treaty.
Within the terms and conditions of the endorsed framework agreement, the
maximization of EFSF efficiency would support the continued market access of
Euro area Member States under pressure and the proper functioning of the
sovere... 阅读全帖
i*******e
发帖数: 1904
23
Greek PM Seeks To Document Costs Of Euro Exit -Socialist Official
ATHENS (Dow Jones)--Greek Prime Minister Lucas Papademos has instructed the
country's finance ministry to document the economic consequences of
abandoning the euro, according to a senior Socialist party official Monday.
Speaking in a radio interview, Socialist party spokesman Panos Beglitis said
Papademos had asked for the report in a meeting Sunday with the three
political party bosses backing his coalition government.
"It was as... 阅读全帖
i*******e
发帖数: 1904
24
Source: WSJ
Citigroup on Monday raised its estimate of the likelihood of a Greek exit
from the euro area over the next 18 months to 50% from a prior range of 25%
to 30%, according to the bank’s latest “Global Economics View” analysis
by economists Willem Buiter and Ebrahim Rahbari.
“This is mostly because we consider the willingness of [euro area]
creditors to continue providing further support to Greece despite Greek non-
compliance with programme conditionality to have fallen substantially,” t... 阅读全帖
i*******e
发帖数: 1904
25
BRUSSELS—Officials on Wednesday assembled the pieces of a complex debt and
bailout deal for Greece, but it failed to reach broad Greek political
support, a key piece of the puzzle sought by the country's international
creditors to have in place to finalize the accord.
Negotiators made a breakthrough late Tuesday: The European Central Bank, one
of Greece's largest creditors, agreed to include its bonds in the debt
restructuring, people briefed on the issue said.
That should help other parts of th... 阅读全帖
m*****o
发帖数: 2084
26
来自主题: Stock版 - IMF终于出手了
Greece Back At Center Of Euro Crisis As Exit Talk Resurfaces
http://www.bloomberg.com/news/2012-07-22/greece-back-at-center-
Greece retakes its position at the heart of the European debt crisis this
week as its creditors assess how far off course the country is from bailout
targets, raising again the specter of its exit from the euro.
Greece’s troika of international creditors -- the European Commission, the
European Central Bank and the International Monetary Fund -- will arrive in
Athens tomor... 阅读全帖
m******c
发帖数: 2248
27
来自主题: Stock版 - AAMRQ 为什么还能涨呢?
请问出处?我看news说AA的creditors可以获得新公司资产72%,28%归LCC的股东。
AAMRQ持有人应该不算creditor吧?不是进了book11的股票最终都会清零么?
t******g
发帖数: 202
28
提问一下:
现在sune已经是DIP了吗?还是在和债主们讨论将要成为DIP这件事?
按照下面的定义,只有after filed for Chapter 11 bankruptcy protection , sune
才成为DIP
has sune done that?
======================================================================
What is a 'Debtor In Possession - DIP'
A debtor in possession (DIP) is an individual or corporation that has filed
for Chapter 11 bankruptcy protection and remains in control of property that
a creditor has a lien against, or retains the power to operate a business.
A debtor who files a Chapte... 阅读全帖
p********r
发帖数: 1980
29
来自主题: Working版 - chapter 11过的公司还能去吗
It's not an easy question. Basically, you will need to look at its financial
projection after Chapter 11. Many companies in order to allow creditors to
permit re-organization rather than liquidation, provided unrealistic
financial forecast assumption for the future in order to service the
creditor's debt obligation after chapter 11. Those companies then become
more likely to get chapter 11 again. But if the slate is wiped clean, then
there is nothing wrong to work at such company.
f******7
发帖数: 152
30
RE this one is a good suggestion.
Don't go bankrupt. Bankrupcy is a court ruled bad mark on your credit report
which will impact your future employment.I know 2 cases where people's job
offers were withrawn after background check because of their previous
bankrupcy. It takes 7 years at least to get refreshed. Also, married couple
are treated the same on the credit report so it doesn't matter it's your
husband or yourself who file bankrupcy. Transfering funds within a year of
filing bankrupcy is ... 阅读全帖
v****e
发帖数: 19471
31
来自主题: LosAngeles版 - Full Tilt Poker A Ponzi Scheme
MEDIA & MARKETINGSEPTEMBER 20, 2011, 5:15 P.M. ET.U.S. Alleges Full Tilt Pok
er Was Ponzi Scheme .Article Video Comments (244) more in Media & Marketing
?.
Email Print Save ↓ More .
.smaller Larger
By ALEXANDRA BERZON
The U.S. Justice Department on Tuesday accused poker celebrities Howard Lede
rer and Christopher Ferguson among other executives of a major poker website
of defrauding poker players out of more than $300 million.
The U.S. Justice Department on Tuesday accused poker celebrities How... 阅读全帖
e*********e
发帖数: 2013
32
来自主题: NewYork版 - 婚姻,只是一纸合约 ZZ
婚姻是财产、法律义务和继承概念。好的婚姻需要爱,爱不需要婚姻。但是活在社会上
,如果你爱对方和双方的爱情结晶,你会在法律上保护对方的世俗权利。在很多州法院
判决同性恋可以结婚的winning argument不是同性恋也有真爱,是无婚姻同性couple
财产和法律关系不受相应保护(收养、生育、继承、医疗保险coverage,婚姻存续期间
共同共有财产,人身保险受益人,一方去世以后另外一方能够继续享受对方名下的退休金
和其他社会保障金,等等等等),所以给予他们结婚的权利。婚姻是为了培养下一代出现
的。如果你不打算留后代,任何形式的法律化责任都是不必要的。爱是变化的,但是孩子
一生,责任就是几十年。如果人随性而至,社会抚养孩子的成本会非常高。
举个例子。麻省合法化同性婚姻的判决里面,对于婚姻的现实意义是这样表述的:
The benefits accessible only by way of a marriage license are enormous,
touching nearly every aspect of life and death. The department stat... 阅读全帖
b**********5
发帖数: 7881
33
来自主题: NewYork版 - what a life
Joe and Teresa Giudice will get a clean slate from the bankruptcy judge --
they paid $7,500 to creditors and in the process they'll erase more than $13
MILLION in debts!!!
The docs -- obtained by TMZ -- are shocking. Joe and Teresa lived their
lives through smoke and mirrors, having almost no equity in any of their
lavish trappings of wealth.
They have a $1.7 million house with only $140K in equity. There are 2 other
properties where they have NO equity.
They have a Maserati, an Escalade, a Fo... 阅读全帖
f*******s
发帖数: 3046
34
来自主题: SanFrancisco版 - 求助 credit report errors
谢谢,是不是生日好改啊?我也在网上试着dispute地址,可它说
The address in question was reported by your creditors or potential
creditors or obtained from public records. If incorrect you may want to
contact the source of the information directly.
还不告诉我找谁可以改。。。咋办呢
b********2
发帖数: 5191
35
来自主题: SanFrancisco版 - Greece to get $170B bailout (zz)
http://finance.yahoo.com/news/greece-170b-bailout-reduce-debt-0
BRUSSELS (AP) -- After more than 12 hours of talks, the countries that use
the euro reached an agreement early Tuesday to hand Greece euro130 billion (
$170 billion) in additional bailout loans to save it from a potentially
disastrous default next month.
The deal is expected to bring Greece's debt down to 120.5 percent of gross
domestic product by 2020 — that's around the maximum that the International
Monetary Fund and the eurozone... 阅读全帖
S****e
发帖数: 931
36
来自主题: SanFrancisco版 - 周五的集会口号是啥?
Kimmel: How to pay off your home mortgage and car loan?
Kids: Kill all of the creditors.
Kimmel: That is interesting. Should we let the creditors to live?
Kids: NO!!!!!NO!!!!NO!!!!!NO!!!!NO!!!!!NO!!!!NO!!!!!NO!!!!NO!!!!!NO!!!!
c*********9
发帖数: 263
37
Yes, you are right. The debt is still owned by the creditor. The collection
agency said they need to obtain authorization from the creditor for anything
less than 70%. They also mentioned vagulely that if she can't pay this time
, maybe she can pay next time when she visits the U.S. again. Not sure what
they suggested though.

you
f****i
发帖数: 20252
38
来自主题: SanFrancisco版 - 不是说二房三房的报税方式不一样
不觉得你这个corporate veil有啥用,不如把你的umbrella insurance加倍。
http://www.nolo.com/legal-encyclopedia/personal-liability-piercing-corporate-veil-33006.html
Effects of Piercing the Corporate Veil
If a court pierces a company's corporate veil, the owners, shareholders, or
members of a corporation or LLC can be held personally liable for corporate
debts. This means creditors can go after the owners' home, bank account,
investments, and other assets to satisfy the corporate debt. But courts will
impose personal... 阅读全帖
u***************r
发帖数: 11227
39
来自主题: SanFrancisco版 - unidentified_title
发信人: oooook(大舌头), 信区: SanFrancisco
标题: 欠房东钱被法庭强制执行,请大家帮忙看看如何应对(转载)
发信站: BBS未名空间站(Mon Oct 30 11:01:33 2017,GMT)
几年前和房东有纠纷,上法庭败诉。接到法庭判决后我就跟房东联系,商量付钱事宜。
在支付了第一笔钱后,房东来了封信,同意减小赔款。在跟房东电话过后,我寄了第二
张支票(少于她提出的数额),希望能够了结此事。此后就再也没收到房东的消息,我
当时很高兴还以为此事终于了结了。
没想到一年后,我接到一个莫名的电话,打听我的地址,说有法律文件寄给我。我以为
是骗子,就没有理睬他。
上周,当我试图存支票时才发现银行帐户被冻结了,非常着急。经查询才知道帐户被一
家收帐公司申请查封的。跟bailiff联系才知道房东把我的法庭判决全额卖给了收帐公
司,收帐公司申请了强制执行。我告诉bailiff我曾经付出款,而且金额不对,他们根
本不听。跟收帐公司联系,他们也不理。一天后,bailiff居然又上门来查看我的资产
,登记了汽车资料。两天前又收到信,银行如实告知了我们银行帐户的存款信息,10天... 阅读全帖
t******4
发帖数: 2300
40
来自主题: Seattle版 - Detroit 破产了!
DETROIT (AP) -- Detroit has become the largest city in U.S. history to file
for bankruptcy.
State-appointed emergency manager Kevyn Orr on Thursday asked a federal
judge permission to place the city into Chapter 9 bankruptcy protection.
If approved, the filing would allow Orr to liquidate city assets to satisfy
a host of creditors and city pensioners lined up to recoup losses from bad
bond investments and unpaid contracts.
A number of factors — most notably steep population and tax base falls —
... 阅读全帖
m*****p
发帖数: 214
41
Can anyone share the editable version? I like the first one but I want to
add a missing point:
social responsibility to pay debt, not killing whoever the creditor is.
Imagine killing all creditors to get rid of student loan, mortgage, credit
card balance, etc...
r*******u
发帖数: 8732
42
来自主题: Vancouver版 - Nortel close at 12 cents on the TSX
Telecom giant Nortel granted bankruptcy protection
Updated Wed. Jan. 14 2009 4:59 PM ET
CTV.ca News Staff
Nortel Networks Corp. has been granted protection by an Ontario Superior
Court judge from its creditors under the Companies' Creditors Arrangement
Act.
A lawyer for Nortel said in court that the bankruptcy protection was
necessary because the company was quickly burning through its cash reserves.
Nortel has also filed for Chapter 11 bankruptcy protection in the United
States, the company ann
O*********r
发帖数: 1835
43
来自主题: Tennis版 - SA filed bankruptcy
这个把戏你们老警察了还没识透:公司经营不好的时候就威胁 creditor 说要 Chapter
11了,creditor 害怕颗粒无收,就negotiate,少受或晚收债,公司又活了。
TRUMP 是玩这个的大师
l******n
发帖数: 11737
44
Thank you for your patience while we work to resolve the current outage of
PlayStation Network & Qriocity services. We are currently working to send a
similar message to the one below via email to all of our registered account
holders regarding a compromise of personal information as a result of an
illegal intrusion on our systems. These malicious actions have also had an
impact on your ability to enjoy the services provided by PlayStation Network
and Qriocity including online gaming and online ... 阅读全帖
c**i
发帖数: 6973
45
来自主题: Fashion版 - 美國 富二代 Ivanka Trump
It is debatable whether Mr. Donal Trump is wealthy or not. Certainly he is
richer than I, but it can be just smoke and mirror Mr. Trump meticulously
builds. I recall hiswail of woe and poverty when his first wife was
divorcing him and his threats (in years far apart) to declare bankruptcy
when creditors clamored for cash he did not have. Who know? He may sue me
for this remark.
News reports in chronological order.
(1) The 1990 near-death experience of Mr. Trump's real estate empire.
(a) Up, and ... 阅读全帖
t****g
发帖数: 35582
46
那是某些州的附带功能,原始功能不是的吧。
Homestead exemption laws typically have four primary features:
They prevent the forced sale of a home to meet the demands of creditors
(however, in most cases homestead exemptions do not apply to forced sales to
satisfy mortgages, mechanics liens, or sales to pay property taxes);
They provide the surviving spouse with shelter;
They provide an exemption from property taxes which can be applied to a
home.
Allows a tax-exempt homeowner to vote on property tax in... 阅读全帖
G***G
发帖数: 16778
G****e
发帖数: 11198
48
来自主题: WaterWorld版 - Is Law School a Losing Game? zz
http://www.nytimes.com/2011/01/09/education/edlife/09ap-t.html?
January 8, 2011
Is Law School a Losing Game?
By DAVID SEGAL
IF there is ever a class in how to remain calm while trapped beneath $250,
000 in loans, Michael Wallerstein ought to teach it.
Here he is, sitting one afternoon at a restaurant on the Upper East Side of
Manhattan, a tall, sandy-haired, 27-year-old radiating a kind of surfer-dude
serenity. His secret, if that’s the right word, is to pretty much ignore
all the calls and lett... 阅读全帖
p*********w
发帖数: 23432
49
来自主题: WaterWorld版 - 当艾债主(paypal已经恢复正常)zz
当艾债主(paypal已经恢复正常)zz
成为艾未未债主的几种途径(Ways to become Ai's Creditor)
1)邮政汇款(2-3天):北京朝阳区崔各庄乡草场地村258号 100015 路青收 (国外
可选择西联汇款)
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8000 1013 1006 244 刘艳萍 (刘艳萍是艾未未的助手)
国际转账SWIFT代码: PCBCCNBJBJX 建设银行北京市分行(Beijing Branch)
3)支付宝:f*******[email protected] 账户名:刘艳萍(即时到帐)
4)Paypal:f*******[email protected] 账户名:Qing Lu(已经恢复)
无论何种方式,尽量留下您的电话或邮箱!每一分钱都还。
地址来源于艾未未Google+帐号:
https://plus.google.com/106372800511710859472/posts/4pwc3VE9VLp
注意事项:如果能很方便地转账,建议直接转到建行卡上,因为支付宝和paypal转钱出
来需要时间,Pay... 阅读全帖
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