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w*******e
发帖数: 53 | 1 Wilddance: The following example + 3 months delay by California law +
several monthly delay by bank. We probably will not large quantity of good
area's house foreclosures before next year.
==================================================
Foreclosure Process Timeline
Example Timeline
1/2/2008 - January payment becomes past due.
2/2/2008 - February payment becomes past due - account is now due for 2
payments.
3/2/2008 - March payment becomes past due - account is now due for 3
payments.
3/5/2008 - Lender sends the Notice of Intent to Foreclose (Act 6 Notice) to
the mortgagor. If applicable, the lender will also send an Act 91 Notice
that makes the mortgagor aware of the Homeowners’ Emergency Mortgage
Assistance Program.
4/8/2008 - Act 6 and Act 91 Notices have expired - Lender refers account to
Foreclosure attorney.
5/8/2008 - Foreclosure attorney begins the legal process by filing a "
Complaint" at the county courthouse.
6/23/2008 - Mortgagor does not respond to the complaint - a "Default
Judgement" is entered.
6/25/2008 - Sheriff’s office schedules a "Sheriff Sale" date.
7/25/2008 - Notice of "Sheriff Sale" is sent to each mortgagor on the loan.
8/25/2008 - "Sheriff Sale" is held.
8/27/2008 - Sheriff prepares and records a deed conveying title to the
purchaser. If a third party does not purchase the property, the deed will
convey title back to the lender.
8/27/2008 - Eviction process begins if the mortgagor still resides in the
property. | i******l
发帖数: 828 | 2 10个月免费住大房子工略！赞！
【在 w*******e 的大作中提到】
: Wilddance: The following example + 3 months delay by California law +
: several monthly delay by bank. We probably will not large quantity of good
: area's house foreclosures before next year.
: ==================================================
: Foreclosure Process Timeline
: Example Timeline
: 1/2/2008 - January payment becomes past due.
: 2/2/2008 - February payment becomes past due - account is now due for 2
: payments.
: 3/2/2008 - March payment becomes past due - account is now due for 3
| i******l
发帖数: 828 | 3 如果有人想在第一个房子walk away 之前，再买一栋， time line 是什么样子得？
【在 w*******e 的大作中提到】
: Wilddance: The following example + 3 months delay by California law +
: several monthly delay by bank. We probably will not large quantity of good
: area's house foreclosures before next year.
: ==================================================
: Foreclosure Process Timeline
: Example Timeline
: 1/2/2008 - January payment becomes past due.
: 2/2/2008 - February payment becomes past due - account is now due for 2
: payments.
: 3/2/2008 - March payment becomes past due - account is now due for 3
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