l****z
发帖数: 29846 | 1 奥巴马医疗法案的负面影响：保险费用上升，价格上涨，7百万人可能会失去现有保险
，失业，赤字增加，官僚泛滥，医护人员短缺，10年后仍有3千万人没有医疗保险
ObamaCare Turns Three: 10 Disturbing Facts Americans Have Learned
By JOHN MERLINE, INVESTOR'S BUSINESS DAILY
Just over three years ago, then-Speaker Nancy Pelosi famously quipped about
ObamaCare that "we have to pass the bill so you can find out what is in it."
But only now, as ObamaCare's third anniversary approaches — President Obama
signed it into law on March 23, 2010 — is the country starting to find out
what the sweeping health care overhaul will actually do.
ObamaCare backers typically tout popular features that went into effect
almost immediately. The law expanded Medicare's drug coverage, for example,
and let children stay on their parents' plans until they turned 26.
But the bulk of ObamaCare doesn't take effect until next year. That's when
the so-called insurance exchanges are supposed to be up and running, when
the mandate on individuals and businesses kicks in, and when the avalanche
of regulations on the insurance industry hits.
As this start date draws near, evidence is piling up that ObamaCare will:
Boost insurance costs. Officially the "Affordable Care Act," ObamaCare
promised to lower premiums for families. But regulators decided to impose a
3.5% surcharge on insurance plans sold through federally run exchanges.
There's also a $63 fee for every person covered by employers. And the law
adds a "premium tax" that will require insurers to pay more than $100
billion over the next decade. The congressional Joint Committee on Taxation
expects insurers to simply pass this tax onto individuals and small
businesses, boosting premiums another 2.5%.
Push millions off employer coverage. In February, the Congressional Budget
Office said that 7 million will likely lose their employer coverage thanks
to ObamaCare — nearly twice its previous estimate. That number could be as
high as 20 million, the CBO says.
Cause premiums to skyrocket. In December, state insurance commissioners
warned Obama administration officials that the law's market regulations
would likely cause "rate shocks," particularly for younger, healthier people
forced by ObamaCare to subsidize premiums for those who are older and
sicker.
"We are very concerned about what will happen if essentially there is so
much rate shock for young people that they're bound not to purchase (health
insurance) at all," said California Insurance Commissioner Dave Jones.
That same month, Aetna CEO Mark Bertolini said ObamaCare will likely cause
premiums to double for some small businesses and individuals.
And a more recent survey of insurers in five major cities by the American
Action Forum found they expect premiums to climb an average 169%.
Cost people their jobs. The Federal Reserve's March beige book on economic
activity noted that businesses "cited the unknown effects of the Affordable
Care Act as reasons for planned layoffs and reluctance to hire more staff."
Around the same time, Gallup reported a surge in part-time work in advance
of ObamaCare's employer mandate. It found that part-timers accounted for
almost 21% of the labor force, up from 19% three years ago.
Meanwhile, human resources consulting firm Adecco found that half of the
small businesses it surveyed in January either plan to cut their workforce,
not hire new workers, or shift to part-time or temporary help because of
ObamaCare.
Tax the middle class. IBD reported in February that much of the $800 billion
in tax hikes imposed by ObamaCare will end up hitting the middle class,
including $45 billion in mandate penalties, $19 billion raised by limiting
medical expense deductions, $24 billion through strict limits on flexible
spending accounts, plus another $5 billion because ObamaCare bans using FSAs
to buy over-the-counter drugs.
Add to the deficit. The Government Accountability Office reported in January
that Obama-Care will likely add $6.2 trillion in red ink over 75 years if
independent experts are right and several of its cost control measures don't
work as advertised.
Cost more than promised. The Congressional Budget Office now says ObamaCare'
s insurance subsidies will cost $233 billion more over the next decade than
it thought last year.
Be a bureaucratic nightmare. Consumers got their first glimpse of life under
ObamaCare when the Health and Human Services Department released a draft
insurance application form. It runs 21 pages. "Applying for benefits under
President Barack Obama's health care overhaul could be as daunting as doing
your taxes," the AP concluded after reviewing the form.
Exacerbate doctor shortages. Last summer, a study by the Association of
American Medical Colleges found that the country will have 62,900 fewer
doctors than its needs by 2015, thanks in large part to ObamaCare. At the
same time, a survey of 13,000 doctors by the Physicians Foundation found
that almost 60% of doctors say ObamaCare has made them less optimistic about
the future of health care and they would retire today if they could.
Leave millions uninsured. After 10 years, ObamaCare will still leave 30
million without coverage, according to the CBO. As IBD reported, that figure
could be much higher if the law causes premiums to spike and encourages
people to drop coverage despite the law's mandate. | m********a
发帖数: 1041 | 2 "letchildren stay on their parents' plans until they turned 26"
這個很合理啊! 我讀的社區大學裡好多人的年紀都比我大呢! 他們都是命苦的小孩, 很
多都吃過牢飯生過孩子了. 現在人家洗心革面要好好讀書了, 當然是繼續享有小孩待遇
啊! 才保到26歲太少了啦! | d******a
发帖数: 178 | 3 This is exactly what he wanted. Ideally everybody loses current coverage and
obtains government plan. Government takes control of everything. Hoo-ray! |
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