S**********9
发帖数: 217 | 1 I contributed $5500 to Traditional IRA in March 2018, then 2 weeks later
converted it to Roth IRA.
The problem is that I received 1099-R form that make me report the $5500
conversion as taxable income, while I cannot claim any deduction via
Traditional IRA due to coverage of 401k and income limit.
What do I do so I do not get taxed for the $5500? Thank you for your
help! |
F*********u
发帖数: 12190 | 2 填8606
你如果没有其他traditional ira的话应该只有那两周时间的收益会被收税
https://thefinancebuff.com/the-backdoor-roth-ira-a-complete-how-to.html
往下翻有8606的添法
跟现在的表格略有不同不过基本差不多
【在 S**********9 的大作中提到】
: I contributed $5500 to Traditional IRA in March 2018, then 2 weeks later
: converted it to Roth IRA.
: The problem is that I received 1099-R form that make me report the $5500
: conversion as taxable income, while I cannot claim any deduction via
: Traditional IRA due to coverage of 401k and income limit.
: What do I do so I do not get taxed for the $5500? Thank you for your
: help!
|
S**********9
发帖数: 217 | 3 Unfortunately, I did have about another $5700 as the balance of Traditional
IRA. After filling 8606, I still get $2800 as taxed income.
I guess there is no way to reduce it more? I get taxed twice for this.
Thank you!
【在 F*********u 的大作中提到】
: 填8606
: 你如果没有其他traditional ira的话应该只有那两周时间的收益会被收税
: https://thefinancebuff.com/the-backdoor-roth-ira-a-complete-how-to.html
: 往下翻有8606的添法
: 跟现在的表格略有不同不过基本差不多
|
F*********u
发帖数: 12190 | 4 你如果去年年底前把traditional ira rollover到401k（403b 457）的话可以避免交两
遍税
现在晚了
Traditional
【在 S**********9 的大作中提到】
: Unfortunately, I did have about another $5700 as the balance of Traditional
: IRA. After filling 8606, I still get $2800 as taxed income.
: I guess there is no way to reduce it more? I get taxed twice for this.
: Thank you!
|
S**********9
发帖数: 217 | 5 Good to know. Thank you!!
【在 F*********u 的大作中提到】
: 你如果去年年底前把traditional ira rollover到401k（403b 457）的话可以避免交两
: 遍税
: 现在晚了
:
: Traditional
|
