v********y
发帖数: 413 | 1 I have FSA benefit in my company, for healthcare+dental and child care.
If I put some salary in these 2 accounts, they are tax free. However, if I
put too much there and I could not use out at the end of the calendar year,
I will lose the extra money in the FSA anyway.
My question is that, if I do not put any money in these two accounts, do you
know any method to get tax discount for our expense on healthcare+dental
and child care?
I remember that some people told me at least I can get for the expense on
child care. How much tax dicount can we get if we do not use FSA? Is it a
better way than FSA? | s*****n
发帖数: 1279 | 2 每年最多只有头3000的child care expense可以按一定比例抵税。如果你的开销远大于
这个数的话，就不值得了，还是存FSA吧。至于healthcare+dental，首先你要itemize
deduction，然后你要花很多很多在这2项（超过你7.5%AGI的部分才能抵税，保险cover
的部分不算哦）。比如你工资什么的各种收入加起来100K, healthcare+dental花了10K
,那么只有2.5K能抵税（10K-100K*7.5%），具体抵多少，看你的税率。 |
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