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m*****m 发帖数: 1 | 1 本人是freelancer, 属自雇人士,现在想问大家几个关于 SOLO 401k 的问题:
1. 我是需要成立一个什么 S-Corporate, LLC , 然后申请EIN / Federal Tax ID ,
才可以购买 SOLO 401k 吗? 具体如何操作?
2. 报税还是按个人报吗?因为没有雇员?
谢谢解答! | s******d 发帖数: 2568 | 2 1. 到secretary of state成立S-Corporate 或 LLC。
2. 申请EIN / Federal Tax ID
3. Open Businesses Bank Account。
4. Setup Payroll
5. Setup 401K. 用过Costco的ShareBuilder 401k。 以前fee比较低。
http://401kpricing.com/costco/plans/sub6.htm
6. Pay yourself salary and deduct pre-tax 401K contribution.
7. Employer match yourself to the limit of whatever IRS set for the year (
total ~5xK)
8. You need to file S-Corporate or LLC business Fed and State tax returns (
DIY with Turbotax business of find a CPA)
9. File your individual tax return with schedule K-1 from you business tax
return (pass-through from your business).
Enjoy your over 50K per year total 401k contributions!
Tip: Find the best number to pay yourself salary, not too high, not too low.
,
【在 m*****m 的大作中提到】 : 本人是freelancer, 属自雇人士,现在想问大家几个关于 SOLO 401k 的问题: : 1. 我是需要成立一个什么 S-Corporate, LLC , 然后申请EIN / Federal Tax ID , : 才可以购买 SOLO 401k 吗? 具体如何操作? : 2. 报税还是按个人报吗?因为没有雇员? : 谢谢解答!
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