k***e
发帖数: 135 | 1 agent和seller给的rebate用不完的话能做什么？只能买点吗？多谢 |
n**p
发帖数: 1150 | 2 my agent sent me a check after closing.
【在 k***e 的大作中提到】
: agent和seller给的rebate用不完的话能做什么？只能买点吗？多谢
|
k***e
发帖数: 135 | 3 这个我也听说过，不过我们agent一开始就只说愿意拿rebate放进closing cost，没提
过可以给check。这个涉及到要交多余的income tax吗？谢谢。
【在 n**p 的大作中提到】
: my agent sent me a check after closing.
|
n**p
发帖数: 1150 | 4 You do not need to pay tax, according to an IRS reponse to redfin.
Although the redfin did mention that that response is for their agent
only, most people believe that it's applicable for everyone, and the
reason redfin said that is just wanting you to use their agent.
Your agent might just want to stay out of trouble (since there's indeed
no official ruling for everyone), or might want to keep the money for
him/herself.
【在 k***e 的大作中提到】
: 这个我也听说过，不过我们agent一开始就只说愿意拿rebate放进closing cost，没提
: 过可以给check。这个涉及到要交多余的income tax吗？谢谢。
|
a********e
发帖数: 5779 | 5 The simplest way is put the rebate as your down payment.
【在 k***e 的大作中提到】
: agent和seller给的rebate用不完的话能做什么？只能买点吗？多谢
|
h********0
发帖数: 70 | 6 The agent and you decide how much rebate to give to you.
Your lender rules how to use the rebate.Some lenders allow use the credit
toward many things -
A. points buy down ( I don't recommend)
B. closing cost (escrow and insurance),
C. Pre-pay interest
D. Property tax
E. Principle deduction
F. Down payment
Most lenders allow A and B. Less and less banks allow C-F, but there are
still some.
So far, A-F are the most legitimate and clean way (legal avoid income tax)
to use the credits.
【在 k***e 的大作中提到】
: agent和seller给的rebate用不完的话能做什么？只能买点吗？多谢
|
n********e
发帖数: 1500 | |
H********n
发帖数: 282 | 8 If you are buying a new construction and the builder is asking you to pay
for the upgrade,you can use the rebate to pay for the upgrade. |
x******0
发帖数: 1025 | 9 we also used for inspection fee
home insurance
HOA
King county 排水费，一次性6000多
剩下一点agent就给了check了，一开始死活不肯德 |
V********1
发帖数: 177 | 10 六千多？好贵！是那个污水处理的税吗？一个月51块多的
★ 发自iPhone App: ChineseWeb 7.3
【在 x******0 的大作中提到】
: we also used for inspection fee
: home insurance
: HOA
: King county 排水费，一次性6000多
: 剩下一点agent就给了check了，一开始死活不肯德
|
