m*********6
发帖数: 46 | 1 请问有人实践过吗？具体怎么操作？进了contract以后钱不够再开始来得及吗？ | T*********s
发帖数: 17839 | | k***a
发帖数: 2400 | 3 大部分lender只看一个月的bank statement。很少有看两个月的。如果可能，提前几个
月打到你的account， 银行看不到transfer记录， 就不会papertail。如果已经进入
contract，可以wire gift funds directly to escrow at closing，亲戚要出gift
letter。
Both you and your family will need to prove to your lender that the money
was given to you, in the form of a Gift. To verify that the funds are in
fact given freely, your lender will require special documentation.
Typically, a gift letter will include the name of donor, the name of the
recipient, the relationship between the two parties, the amount of the gift,
the address of the property for which the gift is to be used to pay for,
the fact that no repayment is required or expected, and an assurance that
the person making the gift or the source of funds is not in any way party or
beneficiary to the transaction, e.g. not the broker, seller, agent, loan
officer, builder and so on.
In most cases the person giving the gift will be required to document where
the money came from, such as a bank account or a brokerage account. | j****C
发帖数: 72 | 4 麻烦问一下，怎样将钱弄到美国比较好？是不是只有wire money 方法？谢谢！ | b********2
发帖数: 5191 | 5 对, 直接从国内的银行wire到这边的银行就可以了.
【在 j****C 的大作中提到】
: 麻烦问一下，怎样将钱弄到美国比较好？是不是只有wire money 方法？谢谢！
| g******9
发帖数: 752 | 6 Wire transfer is OK
我们是builder 找的prefer lender. Wells Fargo.
他们要我 wire 前一定告诉他们。 我把中国wire Form 的给他们看，说可以才作的 .
先跟他们讨论。 |
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