l******s
发帖数: 405 | 1 LD没有收入，是不是就不能给小孩开Depcare FSA?
网上查了一下，说IRS allowed 放账号的数目是min(my wage,LD's wage),which is 0
in my case,是这样算的么？
THX
"
How much can I put into a DepCare FSA?
The amount you put into an FSA is called an "election," and your
election can't be more than the maximum amount set by the IRS. Currently,
the maximum amount is $5,000 each plan year. However, if you're married and
file separate tax returns, the maximum amount is $2,500.
Although the maximum limit is $5,000 at this time, your maximum yearly
contribution amount cannot exceed the earned income limit. If you are single
, the earned income limit is your salary (excluding your contributions to
the DepCare FSA plan). If you are married, the earned income limit is the
salary that is the lowest - either your salary (minus your DepCare FSA
contribution) or your spouse's salary.
" | l****3
发帖数: 896 | 2 如果你LD是full time student，就算没有收入也可以存。
Rule for student-spouse or spouse not able to care for self. Your spouse
is treated as having earned income for any month that he or she is:
A full-time student, or
Physically or mentally not able to care for himself or herself. (Your spouse
also must live with you for more than half the year.)
If you are filing a joint return, this rule also applies to you. You can
be treated as having earned income for any month you are a full-time student
or not able to care for yourself.
https://www.irs.gov/publications/p503/ar02.html
原则就是你没有时间或者能力照顾小孩，小孩不得不送day care，就可以存dependent
care FSA。 | E**E
发帖数: 98 | 3 如果两个人都是全职，是可以一人存5000呢？还是只能一共存5000？ | p*********g
发帖数: 911 | 4 一共。
【在 E**E 的大作中提到】
: 如果两个人都是全职，是可以一人存5000呢？还是只能一共存5000？
| l******s
发帖数: 405 | 5 Thanks
spouse
student
【在 l****3 的大作中提到】
: 如果你LD是full time student，就算没有收入也可以存。
: Rule for student-spouse or spouse not able to care for self. Your spouse
: is treated as having earned income for any month that he or she is:
: A full-time student, or
: Physically or mentally not able to care for himself or herself. (Your spouse
: also must live with you for more than half the year.)
: If you are filing a joint return, this rule also applies to you. You can
: be treated as having earned income for any month you are a full-time student
: or not able to care for yourself.
: https://www.irs.gov/publications/p503/ar02.html
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