d*****t
发帖数: 245 | 1 我去年开的账户，今年想取点钱出来，但看了下withdraw的rule 发现基本上没办法直
接取钱出来又不交税或罚款？
请问大家都是怎么弄的？ 谢谢 |
G***e
发帖数: 535 | 2 只withdraw你contribute的金額部份不用交稅 |
d*****t
发帖数: 245 | 3 那请问是在取款时选择哪个原因呢？
72-T
Roth Distribution with Exception
Excess Contribution Removal
Same Year Re-characterization
Prior Year Re-characterization
Disability
我看任意一个都不算啊？
Excess Contribution Removal这个写的也是"If you have made an excess
contribution to your Roth IRA, you must take the appropriate steps to remove
or redesignate the contribution. Depending upon when you take the necessary
corrective action and the amount of the exces contribution, you may have to
pay the IRS either an excess contribution or early distribution penalty tax
, or both."
感觉这个选项的话也还是有可能交罚款和税？
谢谢了 |
L***d
发帖数: 1620 | 4 看着像是要选：Roth Distribution with Exception
remove
【在 d*****t 的大作中提到】
: 那请问是在取款时选择哪个原因呢？
: 72-T
: Roth Distribution with Exception
: Excess Contribution Removal
: Same Year Re-characterization
: Prior Year Re-characterization
: Disability
: 我看任意一个都不算啊？
: Excess Contribution Removal这个写的也是"If you have made an excess
: contribution to your Roth IRA, you must take the appropriate steps to remove
|
