l**d
发帖数: 76 | 1 我有张卡叫Blue from American Express，攒１％的点，因为是历史最长的卡所以不敢
关。现在看到Blue Cash有3% on grocery，想upgrade。请问：
1）Upgrade的话，是否会损失以前的历史而影响信用分数？
2）是否会有hard pull on credit report?
多谢！ |
g**n
发帖数: 25142 | |
w****n
发帖数: 918 | 3 不影响
看两张卡间隔多长 可能会有hard pull |
s**********g
发帖数: 14942 | 4 this one should be okay
to be safe, just ask CSR |
s**********g
发帖数: 14942 | 5 not always
I upgraded my USBank card and it shows the old card was closed and a new
card was opened
and my average history got reduced..
【在 g**n 的大作中提到】
: 转卡应该不影响信用历史
|
Y*****c
发帖数: 272 | 6 why? only the longest history one?
【在 s**********g 的大作中提到】
: not always
: I upgraded my USBank card and it shows the old card was closed and a new
: card was opened
: and my average history got reduced..
|
s**********g
发帖数: 14942 | 7 have no idea...
it seems they just closed my old card and opened a new one
(there may be some misunderstanding when I requested...)
yes it is one of my oldest card
【在 Y*****c 的大作中提到】
: why? only the longest history one?
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