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Money版 - Re: 请大虾们帮我看看如何投资Roth IRA
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b****b
发帖数: 199
1
I appreciate your dedication to saving and investment. However, given your
case where you are in a very low tax bracket and enjoy $1000 child tax credit
for years to come, and with uncertainty of employment and stable income and
residency, Roth IRA may not be a good fit for you, a regular taxable account
provides a lot more flexibility that's necessary to you, without much added
tax burden.
About to fund selection, you can have asset allocation with more in bond and
cash, because you will need t
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