f**t
发帖数: 53 | 1 买了Patriot America的保险，爸爸因为胸闷去了ER，结果查出来心脏问题，最后要我
们付5万美元。我知道pre-existing condition 的说法，可是怎么也没想到保险公司分
文不付，我实在没有那么多钱。怎么办？I live in Georgia.
都说父母来美国一定要买保险，我买了最贵的一种， 还是等于没买。
哪位前辈给父母买了保险，又用上了的，请指教。我实在怀疑。
现在看起来，给父母买保险完全没用啊！
这5万究竟有没有可能跟医院商量减免？他们已经filed with insurance, and it was
denied. 现在他们要我付file 给保险公司的数目. | t*******n
发帖数: 4445 | 2 Was this heart problem diagnosed previously?
If not, look closely at the insurance handbook & see if it contradicts their
written policies.
was
【在 f**t 的大作中提到】
: 买了Patriot America的保险，爸爸因为胸闷去了ER，结果查出来心脏问题，最后要我
: 们付5万美元。我知道pre-existing condition 的说法，可是怎么也没想到保险公司分
: 文不付，我实在没有那么多钱。怎么办？I live in Georgia.
: 都说父母来美国一定要买保险，我买了最贵的一种， 还是等于没买。
: 哪位前辈给父母买了保险，又用上了的，请指教。我实在怀疑。
: 现在看起来，给父母买保险完全没用啊！
: 这5万究竟有没有可能跟医院商量减免？他们已经filed with insurance, and it was
: denied. 现在他们要我付file 给保险公司的数目.
| t*******n
发帖数: 4445 | 3 http://www.internationalinsurance.com/ise_cards/america/
"Pre-existing Conditions. A pre-existing condition is defined as any injury,
illness, sickness, disease, or other physical, medical, mental or nervous
condition, disorder or ailment that, with reasonable medical certainty,
existed at the time of application or at any time during the three years
prior to the effective date of the insurance, whether or not previously
manifested or symptomatic, diagnosed, treated, or disclosed prior to the
ef
【在 t*******n 的大作中提到】
: Was this heart problem diagnosed previously?
: If not, look closely at the insurance handbook & see if it contradicts their
: written policies.
:
: was
| J***2
发帖数: 444 | 4 这种pre-existing的根本不保，哪种保险都一样 |
|
