k******o
发帖数: 3328 | 1 各位版上的筒子们，如果需要做refi的话，动作要赶快了！
因为政府征收的payroll tax的削减，很有可能要从房贷费用里面补。消息已经出来了
，4/1日之后两房会将政府多收的钱，转加到消费者身上，从而导致可能的利率上升。
请参考下面政府官网的有关详细说明：
http://www.fhfa.gov/webfiles/22982/GFEESTMT122911F.pdf |
l********1
发帖数: 15 | 2 房无一间如何反。
【在 k******o 的大作中提到】
: 各位版上的筒子们，如果需要做refi的话，动作要赶快了！
: 因为政府征收的payroll tax的削减，很有可能要从房贷费用里面补。消息已经出来了
: ，4/1日之后两房会将政府多收的钱，转加到消费者身上，从而导致可能的利率上升。
: 请参考下面政府官网的有关详细说明：
: http://www.fhfa.gov/webfiles/22982/GFEESTMT122911F.pdf
|
s*****i
发帖数: 32 | 3 新闻说，政府将通过“两房”所收取的额外费用会在4月1日以前逐渐在利率上反映出来
。我觉得美国经济仍旧很差，加上股市疲软，利率不可能大幅上升。我准备贷款买房，
不知各位达人有何高见？ |
j*******0
发帖数: 347 | 4 If you have confidence in American economy in the long run, it is a good
time to purchase house, especially for first-time buyer and investors. The
debate for first-time home buyer is how much they want to pu and for
investors is where to buy.
Buyers would certainly have more time to wait and see before taking a shot.
It is very unlikely to see the acceleration of economy recovery before
current president steps down. But do not wait too long for being greedy. A
lot of factors except price will determine if you want to purchase any house
in the market. When prices catch up, people tend to make unreasonable
decisions by playing their guts. In go-go time back to 2002 to 2007, a lot
of people claims real estate is the best stock to invest. And then they were
caught up by the meltdown of sub-prime market.
A lot of factors are influencing interest rates. Yes, G-fee will be
recovered by lenders through factoring it into mortgage rates charged to
consumers. Other factors, such as economy recovery, European debt crisis,
Feds' intervention all have played big role in the past. Things like that
would be more likely a lightning rod for the general market trend.
This is my personal opinion and I am a Realtor and loan agent.
【在 s*****i 的大作中提到】
: 新闻说，政府将通过“两房”所收取的额外费用会在4月1日以前逐渐在利率上反映出来
: 。我觉得美国经济仍旧很差，加上股市疲软，利率不可能大幅上升。我准备贷款买房，
: 不知各位达人有何高见？
|
b*d
发帖数: 9308 | 5 利率未必会往上涨,这个新规定不过是两房变相从贷款人身上收钱而已.就像去年初开始
实行的20%的downpayment有0.25个point的附加费用一样.
【在 s*****i 的大作中提到】
: 新闻说，政府将通过“两房”所收取的额外费用会在4月1日以前逐渐在利率上反映出来
: 。我觉得美国经济仍旧很差，加上股市疲软，利率不可能大幅上升。我准备贷款买房，
: 不知各位达人有何高见？
|
