h********e
发帖数: 1130 | 1 i am first time buyer, haven't gone through mortgage/documentation
prepapration yet
i made an offer today. and it will be high and best on Monday.
the seller is moving to other state
the house will transfer to relo company, and we purchase from relo
the seller's kids are still in school until 6/15. I am concerned rate go up
in long run, and prefer to close early (such as within 30 days) and rent
back to seller. seller family with 3 kids looks reasonable to me, so i dont
have concern of rent back.
then tonight, agent told me that reloc company will not allow rent back,
which leave two options
1) move close day to 5/15,asked seller move out on closing. and they rent
apartment or hotel...it is option but make my offer less competitive
2) move close day to 6/15, which is about 70 days from today. the question
become how to choose lock rate period. my understanding is typical is 30 or
45 days lock period. anything more than that means i need to pay premium,
corret? with rate going up in the trend, I am hesitates on this option. but
not sure how to come up with a better option.
i can still modify offer tomorrow morning. can you give me some suggestion
how to put a term on this?
Thank you for your time! | h********e
发帖数: 1130 | 2 is it possible to extend escrow, and getting an agreement that the seller
pays mortgage cost after the loan is funded?
up
dont
【在 h********e 的大作中提到】
: i am first time buyer, haven't gone through mortgage/documentation
: prepapration yet
: i made an offer today. and it will be high and best on Monday.
: the seller is moving to other state
: the house will transfer to relo company, and we purchase from relo
: the seller's kids are still in school until 6/15. I am concerned rate go up
: in long run, and prefer to close early (such as within 30 days) and rent
: back to seller. seller family with 3 kids looks reasonable to me, so i dont
: have concern of rent back.
: then tonight, agent told me that reloc company will not allow rent back,
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