y****z
发帖数: 1606 | 1 从来没买过房子，很多手续都不清楚，找了listing agent给了offer,房子是很喜欢的
，市场价格也上来了，所以几个月前下的offer能通过也很意外。现在不知道下步要注
意什么，恳请过来人提些建议：
SELLER CONCESSION: $3800.00
COMMISSION: 6% MUST CLOSE ON OR BEFORE: 04/26/13***
DEFICIENCY WAIVER: Yes, deficiency balance has been waived*****
ITEMS NOT APPROVED: $600.00 closing fee
ADDITIONAL NOTES: We were able to obtain a seller concession (paid by the
bank) in the event closing costs were cut. We are giving your buyer $3800.
00 to pay for their closing costs of which will include $600.00 to be
deducted for our closing fee. This means your buyer will receive $3200.00
to cover any other closing costs associated with the loan on the closing
date****We will need an addendum signed by all parties stating that they
buyer will receive $3800.00 seller concession (paid by the bank) and will
assume $600.00 of the seller’s closing costs.****NOTE TO ALL PARTIES:
please sign the attached Arms Length Affidavit and forward to Cindi Moore
prior to closing – Mr. Dufec also has to sign the Contact Information Page,
completing the form, and signing where it says Borrower 1 and date and also
the Arms Length. Both Real Estate Agents must sign the Arms Length
Affidavit as well.****
Sell concesion 是不是卖家出，打到closing cost 里面？同时6%的commission也是卖
家出？我们只管我们出的价？因为房子还没有做inspection，当然房子很新，卖家也重
新粉刷过，看上去应该没有太大问题。我们是不是先去做inspection,但就是不知道万
一有问题卖家还管不管。同时是不是拿approval letter去找钱？下面还有什么陷阱要
防着，同时有啥好处能争取一下？谢谢！ |
y***j
发帖数: 11235 | 2 都是卖家出。
SS一般都是as is，可能白蚁和氡气如果查出来他可能管，其他应该不管，问你的银行。
inspection一定要注意 。 |
y****z
发帖数: 1606 | 3 多谢！inspection有什么大项要注意？小的就算了。房子是07年的，估计问题不会太大
。agent说seller concession是很少见的，有2%， 是不是就不要问她要rebate了？ |
y***j
发帖数: 11235 | 4 大问题当然是结构，新房也不代表结构没有问题。另外放了一冬天看看有没有漏水啥的。
新的房子好处一般都按照code了，但是一般都是minimal code。
【在 y****z 的大作中提到】
: 多谢！inspection有什么大项要注意？小的就算了。房子是07年的，估计问题不会太大
: 。agent说seller concession是很少见的，有2%， 是不是就不要问她要rebate了？
|
H******e
发帖数: 767 | 5 structure and leaking.
Your agent, if not dual agent, should get 3% of commission from the bank. I
don't think your agent has to pay any of the seller concession. (which means
you can ask for rebate)
【在 y****z 的大作中提到】
: 多谢！inspection有什么大项要注意？小的就算了。房子是07年的，估计问题不会太大
: 。agent说seller concession是很少见的，有2%， 是不是就不要问她要rebate了？
|
y****z
发帖数: 1606 | 6
的。
我们这边基本没有冬天。和inspector联系好了。不知道termite inspect 是不是一定
要做。另外agent说批mortgage前一定要先买保险，但是hoa已经包含了external的保险
，其他的保险都有哪些是必须的？
【在 y***j 的大作中提到】
: 大问题当然是结构，新房也不代表结构没有问题。另外放了一冬天看看有没有漏水啥的。
: 新的房子好处一般都按照code了，但是一般都是minimal code。
|
y****z
发帖数: 1606 | 7
I
means
Thank you for your reply.
For ss, I have to use listing agent. It is not common to ask for rebate in
FL. Since I have already got 2% seller concession, I do not know if it can
be
considered as rebate from the agent. She said it is a surprise.
【在 H******e 的大作中提到】
: structure and leaking.
: Your agent, if not dual agent, should get 3% of commission from the bank. I
: don't think your agent has to pay any of the seller concession. (which means
: you can ask for rebate)
|
