l*******9
发帖数: 518 | 1 因为这里说rebate，银行都说0 lender credit，反正当天利率多少就是多少，没有说
给出closing fee,如果出closing fee,那就加0.25%
如果有broker，是不是broker会给出closing fee呢？ | y******0
发帖数: 8807 | | r******d
发帖数: 1879 | 3 I would say, for the corner cases, such as F1/OPT/EAD status....you shoudl
work with lender directly.
For the small loan amount, ie, lower than 200K, you shoud work with direct
lender. they earn the money by the clients but broker earn the money by
commssion which is based on the loan amount.
For the regular case, you should work with brokers who can provide
competitave rate and work with you efficiently.
【在 y******0 的大作中提到】
: some yes, some no
| p******y
发帖数: 3523 | 4 买房一般都是客人自己付cost的，这样可以拿到最好的rate。目前市场rate有上涨的趋
势，谁也不敢保证短期就有很好的refi机会，还是低rate划算。 | b********2
发帖数: 5191 | 5 只要问两个问题, 第一: rate, 第二: lender rebate. | b*d
发帖数: 9308 | 6 还有就是选一家容易close的lender。
【在 l*******9 的大作中提到】
: 因为这里说rebate，银行都说0 lender credit，反正当天利率多少就是多少，没有说
: 给出closing fee,如果出closing fee,那就加0.25%
: 如果有broker，是不是broker会给出closing fee呢？
| o*****p
发帖数: 5952 | 7 问 condo, H1B, impound account, easy to close, etc.
【在 l*******9 的大作中提到】
: 因为这里说rebate，银行都说0 lender credit，反正当天利率多少就是多少，没有说
: 给出closing fee,如果出closing fee,那就加0.25%
: 如果有broker，是不是broker会给出closing fee呢？
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