k****n
发帖数: 82 | 1 银行做loan给rate时候credit card balance有多重要？最近两月得balance很高因为过
节原因，还有些公司travel expense，不过都是及时还掉得，就是statement显示得
balance很高。其他credit score，history什么都是没问题得。 | k******o
发帖数: 3328 | 2 There is no direct relationship between rate and credit card balance.
1) In case your credit card balance is unexpected high, the minimum payment
might increase, which will increase your debt, and lower your DTI ratio.
2) In case your credit card balance is extremely high, depending on your
situation, it might lower your FICO score a little bit.
Unless you are at bottom line. you don't need to worry about it.
【在 k****n 的大作中提到】
: 银行做loan给rate时候credit card balance有多重要？最近两月得balance很高因为过
: 节原因，还有些公司travel expense，不过都是及时还掉得，就是statement显示得
: balance很高。其他credit score，history什么都是没问题得。
| p******y
发帖数: 3523 | 3 只要不影响credit score就不需要担心。
一般信用卡是算minimum payment的，只要不是哪张卡必须每个月都要求还全款的话，
对debt to income的影响是很有限的。 |
|
