n********a
发帖数: 53 | 1 I am applying for a loan for a house set up to close at the end of June.
When I was shopping around, the broker said it would be 2.75% for 5 yr arm
and no closing cost. But when she sent me the fee summary, it showed I will
need to pay apprisal fee-$450, service and lender insurance-$1500, daily
interest charges-$357 and tax service fee-$60 etc, in total around $2500.
Now I am confused about what the no cost closing means. Could anybody please
explain this to me.
It is Friday night, the broker who did the laon is not available to answer
my questions, but my deadline for loan application is coming soon. So I will
highly appreciate that if anybody can please help to answer my questions.
Millions of thanks in advance! | b*d
发帖数: 9308 | 2 No cost在Purchase Loan的时候只是说没有Appraisal和underwriting fee，因为只有
这两个才是Lender charge的。其他的费用因为Lender/broker没有办法控制，所以不能
做no cost。
你的broker跟你说的no cost可能指没有Underwriting fee，但是其实appraisal fee也
应该包括。
will
please
will
【在 n********a 的大作中提到】
: I am applying for a loan for a house set up to close at the end of June.
: When I was shopping around, the broker said it would be 2.75% for 5 yr arm
: and no closing cost. But when she sent me the fee summary, it showed I will
: need to pay apprisal fee-$450, service and lender insurance-$1500, daily
: interest charges-$357 and tax service fee-$60 etc, in total around $2500.
: Now I am confused about what the no cost closing means. Could anybody please
: explain this to me.
: It is Friday night, the broker who did the laon is not available to answer
: my questions, but my deadline for loan application is coming soon. So I will
: highly appreciate that if anybody can please help to answer my questions.
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