m***i
发帖数: 84 | 1 rt 是可以省税么？如果我打算年底买方，现在是不是要存这个？麻烦大人解释下 |
s********e
发帖数: 893 | 2 可以用，但是要在有限的期限内再还上。是3个月还是6个月。 |
k********n
发帖数: 1819 | 3 first time primary 可以拿1万，不能省税，只是没有penalty而已。
【在 m***i 的大作中提到】
: rt 是可以省税么？如果我打算年底买方，现在是不是要存这个？麻烦大人解释下
|
z*****z
发帖数: 2438 | 4 1万是收益吧。
IRA的本钱随便取，每人管你干什么。
【在 k********n 的大作中提到】
: first time primary 可以拿1万，不能省税，只是没有penalty而已。
|
B****n
发帖数: 1523 | 5 如果IRA里的钱已经买了基金，需要卖了才能拿钱出来，是吗？即使短期内再还上
【在 s********e 的大作中提到】
: 可以用，但是要在有限的期限内再还上。是3个月还是6个月。
|
k********n
发帖数: 1819 | 6 are you talking about Roth? transitional is pre-tax, you cannot take them
out without panelty.
【在 z*****z 的大作中提到】
: 1万是收益吧。
: IRA的本钱随便取，每人管你干什么。
|
k********n
发帖数: 1819 | 7 legally you cannot take loan out of IRA; technically, you can create a "
loan" by using rollover, it need to be done in 60 days.
【在 s********e 的大作中提到】
: 可以用，但是要在有限的期限内再还上。是3个月还是6个月。
|
e********c
发帖数: 66 | 8 This is confusing and misleading information. Basically it is meaningless as
it only allows you to tap your own
money for 60 days only. The outcome is dare if you can not pay it back in 60
days.
First time home buyer can withdraw 10K without penalty in his/her lifetime
before turning 59 and half. Married
couple can take out 10K from each account. Of course, you have to pay income
tax for this money.
【在 k********n 的大作中提到】
: legally you cannot take loan out of IRA; technically, you can create a "
: loan" by using rollover, it need to be done in 60 days.
|
m***i
发帖数: 84 | 9 谢谢 这样看这个没啥好处啊，又不能省税。。我理解对么
as
60
income
【在 e********c 的大作中提到】
: This is confusing and misleading information. Basically it is meaningless as
: it only allows you to tap your own
: money for 60 days only. The outcome is dare if you can not pay it back in 60
: days.
: First time home buyer can withdraw 10K without penalty in his/her lifetime
: before turning 59 and half. Married
: couple can take out 10K from each account. Of course, you have to pay income
: tax for this money.
|
