r******e
发帖数: 289 | 1 Conforming Loan (<=417k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.625 4.125 3.375
Refinance Loan 4.750 4.250 3.500
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
High Balance Loan (<=729k)
Purpose of Loan 30 YR 15 YR 5/1
Purchase Loan 4.750 4.250 3.500
Refinance Loan 4.875 4.375 3.625
The rates are based on criterion below and good for the time when they are
quoted:
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
There is no point, no fee for refinance but there is fee for purchase loan.
Rate change is subject to loan amount, impound and other conditions.
If you need to get real-time rate for your specific loan,
please include the answers to following questions into your email or visit
my club
洛城房地产贷款(LA_Real_Estate_Mortgage)俱乐部
http://www.mitbbs.com/club_bbsdoc/LA_Real_Estate_Mortgage.html
1) Loan amount
2) Self-occupied or Investment
3)Single Family House or Condo
4)Self-estimated FICO score
5)Expected LTV (loan to value of house)
6) W-2 or Self employed
7) Expected yearly DTI (Debt to income) ratio
8) Any other houses or loans
9) Type of loan you are interested(refi/new, 30,15,5/1)
10) Your current mortgage rate
Hope this make your life easier ! | s********n
发帖数: 166 | 2 Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
question, why not >=417k? thanks. | r******e
发帖数: 289 | 3 A lot of factors will determine the rate a consume can get because lender
will have different incentives or adjustments to balance between profits and
risks. Typically, within a defined range, the more you loan, the better
rate you can get.
We give the best scenario so that there is no surprise if our prospects'
situcation fails to comply with the situation we put forward.
Please feel free to let me know if you have more questions.
【在 s********n 的大作中提到】
: Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
: residence.
: question, why not >=417k? thanks.
| Y***o
发帖数: 4135 | 4 Thanks..
are
【在 r******e 的大作中提到】
: Conforming Loan (<=417k)
: Purpose of Loan 30 YR 15 YR 5/1
: Purchase Loan 4.625 4.125 3.375
: Refinance Loan 4.750 4.250 3.500
: The rates are based on criterion below and good for the time when they are
: quoted:
: Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
: There is no point, no fee for refinance but there is fee for purchase loan.
: Rate change is subject to loan amount, impound and other conditions.
: High Balance Loan (<=729k)
| y***l
发帖数: 6963 | 5 我们lock的4.875%
等着refinance了
Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
residence.
question, why not >=417k? thanks.
【在 s********n 的大作中提到】
: Loan $ >=600K, FICO>=740, LTV<=80% for SFH or 75% for Condo, primary
: residence.
: question, why not >=417k? thanks.
| z**********i
发帖数: 12276 | 6 今天,好象降了一点.
are
【在 r******e 的大作中提到】
: Conforming Loan (<=417k)
: Purpose of Loan 30 YR 15 YR 5/1
: Purchase Loan 4.625 4.125 3.375
: Refinance Loan 4.750 4.250 3.500
: The rates are based on criterion below and good for the time when they are
: quoted:
: Loan $ >=400K, FICO>=740, LTV<=80%( SFH) or 75%( Condo), primary residence.
: There is no point, no fee for refinance but there is fee for purchase loan.
: Rate change is subject to loan amount, impound and other conditions.
: High Balance Loan (<=729k)
|
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