c**********e
发帖数: 1184 | 1 SUMMARY: 今天（12月17日星期五）的利率和昨天收盘时大致持平。Conforming ARM的
利率稍差。
******************************** CALIFORNIA ********************************
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.125 4.750 4.125 3.500 3.750
APR: 4.986 4.314 4.901 4.397 3.603 3.854
<=$729K 5.000 4.375 4.125
APR: 5.092 4.531 4.212
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.250 4.875 4.250
<=$729K 5.250 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
******************************** MARYLAND ********************************
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.125 4.750 4.000 3.500 3.750
APR: 4.860 4.314 4.901 4.271 3.603 3.854
<=$729K 5.000 4.250 4.125
APR: 5.092 4.405 4.212
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.875 4.250
<=$729K 5.125 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate. |
y***l
发帖数: 6963 | 2 今天bond利率降了这么多怎么rate跟昨天一样？
**
【在 c**********e 的大作中提到】
: SUMMARY: 今天（12月17日星期五）的利率和昨天收盘时大致持平。Conforming ARM的
: 利率稍差。
: ******************************** CALIFORNIA ********************************
: PURCHASE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.875 4.125 4.750 4.125 3.500 3.750
: APR: 4.986 4.314 4.901 4.397 3.603 3.854
:
: <=$729K 5.000 4.375 4.125
: APR: 5.092 4.531 4.212
|
c**********e
发帖数: 1184 | 3 利率在跌，我们会马上发布今日的利率更新。请留意。 |
t**s
发帖数: 1393 | 4 俺还是略等一下。争取大致抄个局域低价。
长期应该看涨啊 |
c**********e
发帖数: 1184 | 5 没错，长期应该是看涨的。你的心态很好，知足常乐啊！
【在 t**s 的大作中提到】
: 俺还是略等一下。争取大致抄个局域低价。
: 长期应该看涨啊
|
