c**********e
发帖数: 1184 | 1 SUMMARY: 今天（12月15日星期三）的利率和昨天收盘时基本持平，个别的program利率
稍降。加州的购房贷款30年固定现在又回到4.75%，5/1 ARM到3.625%。
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.875 4.250
<=$729K 5.125 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 5.000 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.250 4.750 4.125 3.625 3.875
APR: 4.860 4.439 4.901 4.397 3.728 3.978
<=$729K 5.000 4.375
APR: 5.092 4.531
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.250 4.875 4.250
<=$729K 5.125 4.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.875 4.375 4.875 4.250
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.750 4.250 4.750 4.125 3.625 3.875
APR: 4.860 4.439 4.901 4.397 3.728 3.978
<=$729K 4.875 4.375
APR: 4.966 4.531
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate. |
f******w
发帖数: 10267 | 2 这两天会出现小范围的反弹吧？我正看rate呢，WA，一月底close。 |
l**p
发帖数: 569 | 3 请问你这4.75% 是no fee no cost吗？我的agent说4.75需要交cost，
否则只能是4.875.
**
【在 c**********e 的大作中提到】
: SUMMARY: 今天（12月15日星期三）的利率和昨天收盘时基本持平，个别的program利率
: 稍降。加州的购房贷款30年固定现在又回到4.75%，5/1 ARM到3.625%。
: ******************************** CALIFORNIA ********************************
: REFINANCE RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
: <=$417K 4.875 4.375 4.875 4.250
: <=$729K 5.125 4.500
:
: REFINANCE CASH-OUT RATE:
: 30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
|
c**********e
发帖数: 1184 | 4 购房贷款的closing cost都是buyer/borrower自己出，这里的4.75%是no point，但不
是no fee。
【在 l**p 的大作中提到】
: 请问你这4.75% 是no fee no cost吗？我的agent说4.75需要交cost，
: 否则只能是4.875.
:
: **
|
