Living版 - 2010年12月6日(星期一)CA、MD 贷款利率(1:07PM更新) |
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c**********e
发帖数: 1184 | 1 SUMMARY: 今早利率初次发布后，银行又下调了两次利率价格，重新贷款30年固定可以
做到4.5%了！
******************************** CALIFORNIA ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.250 3.500
<=$729K 4.750 4.125 3.500
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 4.000 4.500 3.875 3.500 3.750
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.375 3.750 2.750 3.000
APR: 4.483 3.937 4.524 4.020 2.848 3.100
<=$729K 4.625 4.000 3.000
APR: 4.715 4.154 3.082
******************************** MARYLAND ********************************
REFINANCE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.500 3.875 4.375 3.750 3.125 3.375
<=$729K 4.750 4.125 3.375
REFINANCE CASH-OUT RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.625 3.875 4.375 3.750 3.375 3.625
<=$729K
PURCHASE RATE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$417K 4.375 3.750 4.375 3.750 2.750 3.000
APR: 4.483 3.937 4.524 4.020 2.848 3.100
<=$729K 4.625 4.000 3.000
APR: 4.715 4.154 3.082
Rates above are based on the following assumptions:
1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans;
2. Loan-To-Value (LTV):
- <=80% for Conforming Refinance and Purchase;
- <=70% for Conforming Cash-Out Refinance;
- <=75% for Super-Conforming Refinance and Purchase;
- <=65% for Super-Conforming Cash-Out Refinance.
3. Primary Residence;
4. Single Family Residence;
5. Credit score>=740;
6. No Impound/Escrow Account.
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate. |
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