h**********2
发帖数: 1473 | 1 银行说买不买你自己决定，他们不要求.
这东东需要买吗？ |
b*d
发帖数: 9308 | 2 银行只Care Lender's title insurance。
【在 h**********2 的大作中提到】
: 银行说买不买你自己决定，他们不要求.
: 这东东需要买吗？
|
m*****u
发帖数: 19562 | 3 it is optional, buy you only need buy it once.
【在 h**********2 的大作中提到】
: 银行说买不买你自己决定，他们不要求.
: 这东东需要买吗？
|
Q***N
发帖数: 2972 | 4 new house, you may don't need it. But for the old house, you'd better buy
one.
my 2 cents. |
b********i
发帖数: 1252 | 5 考古
【在 h**********2 的大作中提到】
: 银行说买不买你自己决定，他们不要求.
: 这东东需要买吗？
|
m***y
发帖数: 14763 | 6 Agree. Almost a must nowadays when banks fighting with people or with each
other for who should get the house.
A trend here in MA is that the guys who lost and are losing their houses
have become so desperate that they go join the military service. Now they
are using Servicemembers Civil Relief Act to prevent or revoke foreclosures.
So, in such a situation, even if you lost the house you just bought from a
bank, the title insurance shall cover your loss, if there is any.
【在 Q***N 的大作中提到】
: new house, you may don't need it. But for the old house, you'd better buy
: one.
: my 2 cents.
|
m***y
发帖数: 14763 | 7 Even for new house,it's a nice-to have. What if your builder were actually
broke and your house, legally speaking, belonged to its creditors?
Purportedly, the title search should find out the truth, but if that failed,
which is not uncommon at all, title insurance shall cover the loss. |
f*****e
发帖数: 1889 | |
i***x
发帖数: 1567 | 9 我的broker说一般老房子都会买，他说一般每20个case里就有一个case是为了title
insurance而打官司的。这个owner title insurance只要买一次就行了，不用每年都交
。 |
b*d
发帖数: 9308 | 10 同意，因为你不知道原房主的Title上有什么东西在上面。
【在 i***x 的大作中提到】
: 我的broker说一般老房子都会买，他说一般每20个case里就有一个case是为了title
: insurance而打官司的。这个owner title insurance只要买一次就行了，不用每年都交
: 。
|
d******n
发帖数: 2712 | 11 title公司给我的解释是似乎在买房时不买owner's title insurance，在以后refi的时
候要多个几百块钱的什么fee。我所见的purchase case里都有owner's title
insurance,不过，价钱上相差很远，不知道是怎么算的。 |
