k*****g
发帖数: 316 | 1 头晕了。
前几天4.875没lock住，agent做事情没章法。
后来4.875 .25point没要。
现在已经这样了。觉得再等下去也难有起色啊。
哪个好啊。 |
w******w
发帖数: 92 | 2 It depends on many factors, such as the loan amount, how many years you live
there, etc.
My formula is 0.125% increasing in interest means $3000 at closing date (for
fixed 30 years loan).
I think with point is better. I am not familar with 5/1 arm.
【在 k*****g 的大作中提到】
: 头晕了。
: 前几天4.875没lock住，agent做事情没章法。
: 后来4.875 .25point没要。
: 现在已经这样了。觉得再等下去也难有起色啊。
: 哪个好啊。
|
f****c
发帖数: 158 | 3 could you explain your fomula about the $3000. Many thanks.
live
for
【在 w******w 的大作中提到】
: It depends on many factors, such as the loan amount, how many years you live
: there, etc.
: My formula is 0.125% increasing in interest means $3000 at closing date (for
: fixed 30 years loan).
: I think with point is better. I am not familar with 5/1 arm.
|
k*****g
发帖数: 316 | 4 一个想法是4 5/1arm
然后5年之后refinance 15年。这样可行么？ |
k*****g
发帖数: 316 | |
a*****a
发帖数: 429 | 6 不要忘记refinance也是要cost的，而且也不少，需要几年才能缓过来。
【在 k*****g 的大作中提到】
: refinance的时候利息都白交了么？
|
j***b
发帖数: 5901 | 7 $3000这个数字难道和房价没关系么？
live
for
【在 w******w 的大作中提到】
: It depends on many factors, such as the loan amount, how many years you live
: there, etc.
: My formula is 0.125% increasing in interest means $3000 at closing date (for
: fixed 30 years loan).
: I think with point is better. I am not familar with 5/1 arm.
|
a*******8
发帖数: 5069 | 8 co-ask!
【在 k*****g 的大作中提到】
: 一个想法是4 5/1arm
: 然后5年之后refinance 15年。这样可行么？
|
