p**5
发帖数: 2544 | 1 1. 大家都说投资越早开始越好，是不是开Roth IRA也是越早越好？
看大家对fidelity和vanguard 各有千秋，准备和LD每个地方各开一个，互相弥补。
2. 如果对投资没什么概念，是不是把钱放在Money Market里面，也比放在外面银行里
强？主要是银行利息还要交税。
fidelity和vanguard 都有Money Market选项吧？
3. 投入的本金在急需用钱的情况下，有可能取出来先用一下吗？
需要用这部分钱的可能性很小，只是以防万一。
谢谢。 | r****m
发帖数: 1204 | 2 1. Yes, the earlier, the better. In the investment world, your best friend
is TIME!
2. 银行也有Money Market account. 对投资没什么概念没问题， 直接摆在low cost
index ETF funds里， 考古本版， 有很多讨论了。
3. Yes, you can take your contribution out of Roth without any tax or
penalty. But remember, you cannot put it back anymore, unless within the
same year. With money not there, TIME is not your friend anymore. So make
sure don't touch it whenever possible. | p**5
发帖数: 2544 | 3 thank you very much!
friend
make
【在 r****m 的大作中提到】
: 1. Yes, the earlier, the better. In the investment world, your best friend
: is TIME!
: 2. 银行也有Money Market account. 对投资没什么概念没问题， 直接摆在low cost
: index ETF funds里， 考古本版， 有很多讨论了。
: 3. Yes, you can take your contribution out of Roth without any tax or
: penalty. But remember, you cannot put it back anymore, unless within the
: same year. With money not there, TIME is not your friend anymore. So make
: sure don't touch it whenever possible.
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